The wide adoption of the cryptocurrencies and blockchain technology by all had led to it market capitalization growth in 2017. It was recorded that the market capitalization of cryptocurrencies grew by over 1600% in 2017 with over $600 billion. It has been projected that the market capitalization of same will continue to grow until it reaches $20 trillion in the year 2020.

The major reasons behind this sudden growth in the adoption of cryptocurrencies and the blockchain technology are the immense advantages it provides which many began to understand as against the previous notion that the blockchain technology is for those who possess great understanding or knowledge of its operations. Some of these advantages are:

The liquidity of the cryptocurrency ecosystem
The ease of entry for beginners
The security decentralization provides as against the risks faced by centralized systems
There are no monthly charges on the blockchain as against the banking system
The ease of cross-border transactions without a significant change in the transaction fees.
Etc.

Cryptocurrency – the downside

Despite the great advantages the blockchain provides over the traditional market, it has its downside or disadvantage. Its market is vastly different from the traditional market, which allows skilled investors, through the study of the market over time and the use of predictable and time-tested economic and technical factors, to gain or make a profit. The cryptocurrency market is vastly unpredictable. This has led to confusions and increasing level of risk even for the experienced.

Because the blockchain technology and the cryptocurrency work on the principle of trustlessness, many investors have fallen prey to Ponzi schemes, pump and dump Initial Coin Offering (ICO), and other scams that have ripped them off their hard earned money and turned many almost penniless. This is because they are not well informed and they lack trusted entities to authenticate investments. Though there has been a lot of means through which these investors gather intel or information for investments, many of these means have proven futile and the result remains the same in the end.

UTRUM

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Utrum is solving the cryptocurrency trust problems through a decentralized platform providing reputation-based and quality-curated Crypto Reviews, Analysis, and Market Predictions for cryptocurrency investors and newbies. The ecosystem is designed to reward participants in OOT tokens through an advanced implementation of crowd wisdom, AI, and member-elected “Trustees” who represent the best interests of the network.

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Utrum is a platform that gives in-depth and unbiased authentic analyses on cryptocurrency assets, ICO and other investment opportunities in the cryptocurrency ecosystem.
It is a platform that allows people with skills and knowledge on cryptocurrency investment to be authenticated with a designation of trust scores on their content and they get paid for the knowledge they share with the community. These people will be able to share unbiased reviews, predictions, and opinions which are provable and cannot be altered on the platform and they will be paid or rewarded for their knowledge.
On Utrum, Investors (both skilled and unskilled), will be able to make wise decisions for maximum profit on their chosen cryptocurrency project.

Because the platform is built on the blockchain, which is decentralized, there is security in the payment ledger.

The platform ensures that the identity of the contributors or review providers is kept confidential while maintaining the quality of the information provided. This promotes honesty without consequence if or when negative information is shared. This will help promote good behavior in projects or ICO.

On the UTRUM platform validation of information provided are done by the community members (contributors and users alike). Utrum connects experienced analysts and developers with the investors and new users. Contributors are rewarded with the Utrum token. Members are rewarded with OOT tokens for the ratings provided. These ratings represent the overall trust people place on information provided by the contributors.

Utrum will create a profile of every cryptocurrency there is. These profiles will contain the basic information on what the project is all about, the reviews and analyses by the users of the platform, and reviews and analyses on the team behind each project. Developers can also create business pages which will be open for transparent reviews, analyses or assessments on the platform by users.

To coordinate the platform there are the trustees who are elected by the community to provide general oversight and input.