Bloom (BLT) is a really interesting project started by a bunch of Stanford Grads to fix the issue with credit industry.
They finished up a successful ICO and are now available on a bunch of exchanges.They are not yet on any major exchanges yet, so great time to get into this project.
https://etherdelta.com/#0x107c4504cd79c5d2696ea0030a8dd4e92601b82e-ETH
https://blog.hellobloom.io/bloom-phase-1-is-launched-on-mainnet-357cebf54521