A decision matrix is a tool which can assist with choosing between a list of options.
A few years ago I developed a relatively simple one, to visualise why it would be worth preparing for some sort of cataclysmic event which could impact the world's financial system.
Regardless of whether you think a collapse is likely or not, it doesn't hurt to be prepared. The most basic of decision matrices provides an overview of consequences from being prepared or not (your matrix may differ, I suggest drawing one up and listing the consequences of each scenario as they apply to you).
To be prepared costs little. You may lose a little interest on cash stored outside of the banking system. You could buy some Gold or cryptocurrencies and their value falls. You could buy long life food and some of it goes to waste (obviously some of these costs could be reduced, such as rotating large stores of food so that it gets used).
To be unprepared could have dire consequences. For example if you have large loans for assets that fall significantly in value and you are forced to liquidate (from job loss, lack of liquid assets to get by, etc) then you may find yourself with outstanding debt and no assets to show for it. You might struggle to provide for yourself and family.