<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Tue, 05 May 2026 02:56:23 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/@calastinone/rss" rel="self" type="application/rss+xml"/><item><title><![CDATA[The Pi Network Enters the CryptoCurrency Community]]></title><description><![CDATA[Pi Enters the netWork One Monday morning I run through my RSS feeds and come across an article that caught my attention. Somewhere I read the word "mining" and "free." Now I don't just]]></description><link>http://direct.ecency.com/pi/@calastinone/the-pi-network-enters-the-cryptocurrency-community</link><guid isPermaLink="true">http://direct.ecency.com/pi/@calastinone/the-pi-network-enters-the-cryptocurrency-community</guid><category><![CDATA[pi]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Wed, 18 Dec 2019 06:49:18 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iQHeku2vSLSPx44RJvVuFAxSfLvTvp8LCPQ74mQD7LtzcpsfkkB3v2x3t1uoj6dn9noBA1nFJtv?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Are you scared of your credit score?]]></title><description><![CDATA[As tax time approaches everyone dreads the tax season, some are afraid to start or even think about it, but one thing that might scare some people is checking their credit scores. An organization by the]]></description><link>http://direct.ecency.com/creditscore/@calastinone/are-you-scared-of-your-credit-score</link><guid isPermaLink="true">http://direct.ecency.com/creditscore/@calastinone/are-you-scared-of-your-credit-score</guid><category><![CDATA[creditscore]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Mon, 28 Jan 2019 03:34:54 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iQT38ge4sg5HjgxzLwVNz851rKgTopY1oXdZvc77vXomqZ5JFHxBVbqoA4fQ7hSiMW6QKuQ9p86?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[The Number #1 Question I get asked as a Financial Advisor]]></title><description><![CDATA[I sit down with individuals and families on a daily basis and there seems to be a common question I get asked quite often. “Is having too much cash in my bank account good or bad thing?” I begin my response]]></description><link>http://direct.ecency.com/finance/@calastinone/the-number-1-question-i-get-asked-as-a-financial-advisor</link><guid isPermaLink="true">http://direct.ecency.com/finance/@calastinone/the-number-1-question-i-get-asked-as-a-financial-advisor</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Mon, 17 Dec 2018 09:07:24 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iP5aR9UD8jAvrUwRpMcbbGX38bea4RBgPDDGZS1kwqoDC3hT9X8EtbDFJ3ybTYcQHoPJ3kwxyHG?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Life Changing Books to Read]]></title><description><![CDATA[People often ask me, “what's in your library?” “What book is on your office coffee table?” “what book are you reading right now?” Here is a list of books that I have read and keep on my shelve and coffee]]></description><link>http://direct.ecency.com/financialplanning/@calastinone/life-changing-books-to-read</link><guid isPermaLink="true">http://direct.ecency.com/financialplanning/@calastinone/life-changing-books-to-read</guid><category><![CDATA[financialplanning]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Mon, 10 Dec 2018 22:21:15 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iPUpK7NgunWpDbq4WyLLTmAwworRbCUV3BnJTGXREFqJrrbNPWzNheWCdfhWTChdjtBBQ3i6woC?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Paying off debt is not Rocket Science]]></title><description><![CDATA[If you use credit cards debt can feel overwhelming. The average American has a monthly household credit card debt of about $4,500 a month. It could feel like a losing battle when it comes to attacking]]></description><link>http://direct.ecency.com/finance/@calastinone/paying-off-debt-is-not-rocket-science</link><guid isPermaLink="true">http://direct.ecency.com/finance/@calastinone/paying-off-debt-is-not-rocket-science</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Fri, 26 Oct 2018 21:51:51 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iNygJ2trvyVidpAxzTy7BLuVCKbRhzDTDjQjBujotBcxVUUwvixDPEdLXUw1reP8v7mNMpazRrN?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Make it a habit to check your withholdings]]></title><description><![CDATA[When it comes to income taxes many people ponder the question “Will I be receiving a refund this year?” The 2018/2019 tax laws have changed as a result many Americans fail to revisit their withholdings]]></description><link>http://direct.ecency.com/finance/@calastinone/make-it-a-habit-to-check-your-withholdings</link><guid isPermaLink="true">http://direct.ecency.com/finance/@calastinone/make-it-a-habit-to-check-your-withholdings</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Tue, 16 Oct 2018 06:42:54 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iQCjmTPdFCthwJ2HnEv2GccJCVVGYpxTHVpHcse7cenbkrmNLmoTsKN88LUhRGDrVhaZ6XUvWQe?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[5 things I do now to prepare for tax season]]></title><description><![CDATA[I have been doing my taxes ever since I was 18 years old. What is really different now is over the years I was trying to figure out how to optimize my taxes. I finally got a good grip on them a few years]]></description><link>http://direct.ecency.com/finance/@calastinone/5-things-i-do-now-to-prepare-for-tax-season</link><guid isPermaLink="true">http://direct.ecency.com/finance/@calastinone/5-things-i-do-now-to-prepare-for-tax-season</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Tue, 09 Oct 2018 03:06:54 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iQXa4StBrjCvFdghmSUKmbTt6BwDxDtznizoUkLkFXytyijDZ7wQNhnYCoFriK3SiYrsKnzmsdg?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Tax Deductions you probably didn’t know you can claim this year]]></title><description><![CDATA[As we wind down the 2018 year with only the last quarter to go we all demise tax season which is upon us. I bet there are a lot of people who aren’t familiar with the new tax laws that were just set into]]></description><link>http://direct.ecency.com/newtaxlaw/@calastinone/tax-deductions-you-probably-didn-t-know-you-can-claim-this-year</link><guid isPermaLink="true">http://direct.ecency.com/newtaxlaw/@calastinone/tax-deductions-you-probably-didn-t-know-you-can-claim-this-year</guid><category><![CDATA[newtaxlaw]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Thu, 27 Sep 2018 21:55:33 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iQH716zUz5RbmweAGm7U19eoZkvazoikLsoaLno79RSxZhH2QED45AzRG1JCHa5fZAQkvKYfpgN?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Did You Know You Can Freeze Your Credit Report For Free?!?!]]></title><description><![CDATA[Friday, September 21st was the last day credit report bureau could no longer charge to freeze your credit. Before September 21st, 2018 credit report bureau’s used to charge to freeze your credit reports.]]></description><link>http://direct.ecency.com/finance/@calastinone/did-you-know-you-can-freeze-your-credit-report-for-free</link><guid isPermaLink="true">http://direct.ecency.com/finance/@calastinone/did-you-know-you-can-freeze-your-credit-report-for-free</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Sat, 22 Sep 2018 06:59:03 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iNuhQZQboRoD9DjsRTfDsLw1cjB1kzBRDfv8MVnzZsy6phdUtrte67oqGnjStDLHbELrRhWE48E?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[What happens to your estate if you die without a will?]]></title><description><![CDATA[Is having a will on your list of priorities or is it on the bottom of your list? Do you know how important it is to have a will in place? Do you know what happens if you die without a will? I recently]]></description><link>http://direct.ecency.com/dyingwithoutawill/@calastinone/what-happens-to-your-estate-if-you-die-without-a-will</link><guid isPermaLink="true">http://direct.ecency.com/dyingwithoutawill/@calastinone/what-happens-to-your-estate-if-you-die-without-a-will</guid><category><![CDATA[dyingwithoutawill]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Mon, 17 Sep 2018 08:20:39 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iPJQE6Zs8oxYJv2WW9zuNt8rn1t7nsHJEviR2Ey7Rprf3rXq6QUsUt4uTwvAbkifL4k7isRAc1L?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Did your credit score drop?]]></title><description><![CDATA[Do you know why your credit score just dropped? Your credit score could have dropped since the last time you saw it. Do you know why that happened? The more you know about how your credit works and what]]></description><link>http://direct.ecency.com/credit/@calastinone/did-your-credit-score-drop</link><guid isPermaLink="true">http://direct.ecency.com/credit/@calastinone/did-your-credit-score-drop</guid><category><![CDATA[credit]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Sun, 16 Sep 2018 18:09:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iQXApvkWGGFzfR4R2ZcShWCXD4Z4uVXM2XGK7biH5cky4PD9WYt15yoe2q5oE1yRMLt8uuqkQLe?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[How long will $1 Million last you for retirement?]]></title><description><![CDATA[Everyone knows saving for retirement is important, but do you know how much you need to save for retirement? This is where my job comes in. Do you have any idea? If you were able to save $1 Million for]]></description><link>http://direct.ecency.com/investing/@calastinone/how-long-will-usd1-million-last-you-for-retirement</link><guid isPermaLink="true">http://direct.ecency.com/investing/@calastinone/how-long-will-usd1-million-last-you-for-retirement</guid><category><![CDATA[investing]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Thu, 13 Sep 2018 18:34:48 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iPTzZPFfmNU7XLuPR753BcQvxrGKyD9S1Rw8wruTupXEwckzm3z4uWCHyJUgN6oCJoHJsjXd1jc?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Under the new tax law here are ways to save on your taxes]]></title><description><![CDATA[Here at Your Financial Freedom Network, we look for ways to help individuals and families maximize their financial situation. We work hard to helping families secure a solid financial future for them and]]></description><link>http://direct.ecency.com/newtaxlaw/@calastinone/under-the-new-tax-law-here-are-ways-to-save-on-your-taxes</link><guid isPermaLink="true">http://direct.ecency.com/newtaxlaw/@calastinone/under-the-new-tax-law-here-are-ways-to-save-on-your-taxes</guid><category><![CDATA[newtaxlaw]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Tue, 11 Sep 2018 20:11:15 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iPUwk32EwbXsGXCdYSFs7bFVm2K2M2f3S1Rf687Y2qkZTZrZ6oFN8nv8g6QJJZvpjmEECrAY1cr?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Here are a few things I wised my clients new about retirement planning]]></title><description><![CDATA[A recent study from the Indexed Annuity Leadership Council published an article stating that about 3 out of 5 Americans will find themselves working longer to meet their retirement goals. The article goes]]></description><link>http://direct.ecency.com/finance/@calastinone/here-are-a-few-things-i-wised-my-clients-new-about-retirement-planning</link><guid isPermaLink="true">http://direct.ecency.com/finance/@calastinone/here-are-a-few-things-i-wised-my-clients-new-about-retirement-planning</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Fri, 17 Aug 2018 16:16:45 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iNpKyJr5YNiT3bNUd5X6Wxq7B38V2eb4qXgud7rjVEaNSXv3AftALKRWjPaAouqYnuRbXM4PX3U?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Exposing a few myths about Variable Annuities]]></title><description><![CDATA[There is so much ambiguity flying around regarding variable annuities. Bottom line the most important things you should be concerned about Variable Annuities are the fees and risk, but there are other]]></description><link>http://direct.ecency.com/finance/@calastinone/exposing-a-few-myths-about-variable-annuities</link><guid isPermaLink="true">http://direct.ecency.com/finance/@calastinone/exposing-a-few-myths-about-variable-annuities</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Tue, 14 Aug 2018 19:01:48 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iPJzCL6tT3AheDUTVqWBkEjCJuhwAbEUkF8kGcmXDEuisWDexY7KyAGxJjYyvNBHsqn7qBeGwNe?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[The Average American Citizen Is Sitting On Piles of Cash & Aren’t Being Smart on Wealth Building]]></title><description><![CDATA[I recently took an Uber to my business networking meeting in downtown Austin a few weeks ago, My conversation with my Uber driver led us to a financial discussion and further went into his personal strategy]]></description><link>http://direct.ecency.com/finance/@calastinone/the-average-american-citizen-is-sitting-on-piles-of-cash-and-aren-t-being-smart-on-wealth-building</link><guid isPermaLink="true">http://direct.ecency.com/finance/@calastinone/the-average-american-citizen-is-sitting-on-piles-of-cash-and-aren-t-being-smart-on-wealth-building</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Tue, 07 Aug 2018 03:38:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iQGmt7EytG8EpphRbQtb7rHwoBoDMdVde7wzU3ipyHU2ooBK9XS4LC6yhZjGvCvbDckA2HySLGn?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Why do Annuities have such a negative connotation to people?]]></title><description><![CDATA[When people hear the word “Annuity” there seems to be a black cloud that hangs over it, it doesn’t have to be that way. There are some pros and cons about annuities but please re-consider this as a strategy]]></description><link>http://direct.ecency.com/finance/@calastinone/why-do-annuities-have-such-a-negative-connotation-to-people</link><guid isPermaLink="true">http://direct.ecency.com/finance/@calastinone/why-do-annuities-have-such-a-negative-connotation-to-people</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Sun, 05 Aug 2018 04:07:51 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iQRsZbYm3A9zjTXsbzmHjmEvK5Bt9djktzGj3sbgDjbrQ8VsARqrN89CTDgU7wsjPM3U9Dwkdw4?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Here is a checklist to keep your retirement accounts healthy!]]></title><description><![CDATA[Is your retirement on track with your goals? Were half way through the 2018 year. It was just 7 months ago we toasted to the new year. We all had our new year's resolutions set. We told ourselves this]]></description><link>http://direct.ecency.com/retirement/@calastinone/here-is-a-checklist-to-keep-your-retirement-accounts-healthy</link><guid isPermaLink="true">http://direct.ecency.com/retirement/@calastinone/here-is-a-checklist-to-keep-your-retirement-accounts-healthy</guid><category><![CDATA[retirement]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Tue, 31 Jul 2018 01:21:42 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iPdSCkNbfTKx3M7UYSzttbRwuB5JfSteMadRCk6yxNNKtLerVyTGDvCKZH9S7ARaZ2hShZH1dSn?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[When most people seek out financial advice they are not confident on who to turn to]]></title><description><![CDATA[You remember that feeling when you were a freshmen in high school and walked into a larger campus that uneasy feeling, or maybe you can go back to your freshman year in college and the overwhelming sense]]></description><link>http://direct.ecency.com/finance/@calastinone/when-most-people-seek-out-financial-advice-they-are-not-confident-on-who-to-turn-to</link><guid isPermaLink="true">http://direct.ecency.com/finance/@calastinone/when-most-people-seek-out-financial-advice-they-are-not-confident-on-who-to-turn-to</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Mon, 30 Jul 2018 04:42:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iPEFsSrK2uzbDetb39DwaFEhHgfbg1vnz7xbopVSyjYe9ohPfK6CtMYj7xH4qMuATmaiLgN9Mnv?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Having great credit allows you to live a better life]]></title><description><![CDATA[Taking care of your credit allows you to help live a stress-free life. I have listed a few ways of taking care of your credit means to your life. If you don’t think managing your credit is important, it's]]></description><link>http://direct.ecency.com/finance/@calastinone/having-great-credit-allows-you-to-live-a-better-life</link><guid isPermaLink="true">http://direct.ecency.com/finance/@calastinone/having-great-credit-allows-you-to-live-a-better-life</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Fri, 27 Jul 2018 23:40:12 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iQHTy87GVn3Z499zZYsDsaYNhnU9ettLEkHCUv5aovZzZ8soCy6rndW2p8Lkmi1SJ3HMqQinqav?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>