Sounds like a nice idea if we can get the mechanics of it worked out, i.e. make sure it is secure and fair. At the face of it it sounds like it might work. So I'll put my vote behind it as something to explore further!

Hive account@vortac how do you have so much money?? :P (I don't expect you to answer that ... it's just shocking to me as a poor PhD student haha)