I know i'm already going to see people in the comments hating on Ripple, you might as well not waste your time, Ripple will be huge and i'll tell you why and hopefully I can change your mind. Bank of America, one of the largest banks in the world, is currently commercially developing Ripple and Bank of America made a net profit of 1.9 billion dollars in the last three months, you could imagine how much money gets sent across borders in a year with Bank of America! Ripple's transactions work at light speed and save banks up to 75% on processing fees. Banks are super greedy so tell me again why they wouldn't use Ripple? Not only would banks use Ripple but many financial corporations and institutions will as well. Also Ripple would cut out intermediary banks which when using that method of transfer it usually takes 5-6 business days. Paypal is even developing with Ripple so they can be apart of the mass adoption of Ripple. Google, one of the biggest corporations in the world, is one of Ripple's investors. I've said enough, if this doesn't show you why they will take over the financial industry, your just gonna have to see the mass adoption yourself, which is when most investors will hop on the bandwagon, thank you for reading this post!