Inflation has destroyed the worlds' economy and the value for money and this has made becoming a millionaire equivalent to being a worth of a few thousands in the beginning of the 19th century. Maybe you do not know, let's use your countries currency for instance, one out of every 12 family in your country is a millionaire (I am not talking about countries with high inflation where 1 million in their native currency isn't worth much in dollars). The task to becoming a millionaire is very difficult and even though 1 out of 12 families are millionaire, a lot of people still find it hard to climb the ladder.
Let me tell you one truth, the easiest way to becoming a millionaire isn't the way you are preached to. Unlike people who tell you about getting rich schemes, there are better ways to be a millionaire than risking all you have to becoming millionaire after which you will lose all you have. The most interesting and better way to be a millionaire is either to save or to invest money to grow more money.
You might have been told about investing but you do not know where to invest your money in, the very first place to invest money in is the stock market and to do it safely, you need to invest in index funds. Index fund is a list of top performing companies in an industry. The S&P 500, Dow Jones and Nasdaq is said to have an average of 8-10% growth in 1 year. Another place to invest in is to buy bonds. Bonds are government/corporation debts which are incurred by individuals and can be kept for continuous group with little risk. Most municipal bonds can go from 1% to 6% annually.
Stocks and Bonds aside, one of the major type of investment is in Real Estate. Buying of properties to rent, lease and sell is another way to invest money so as to make money passively. Although, it is not possible to make the total money invested in a property back in 10 years but the owning real estates makes you have assets in your name and as much as there is civilization in the environment, the property value keeps increasing. Be sure to remember that the homes or properties will need maintenance but do not forget that provided the returns from the home is used to build more homes, a lot of countries give preferences to reduced taxes. Investing in physical Real Estate properties can be very expensive but as a good alternative, real estate companies also sell stocks of their companies which are known as REITs. With REITs, the company shares the profit from their property lease, rent or sales with their investors are dividend.
You should be able to make a very good income passively with this forms of investing even when you do not want to work actively 3 to 5 jobs.