I'll use an hypothetical example.

If I had 1000 dollars. I'll by SP for 800 dollars. Steemmonster cards for 100 dollars and save the left over hundred for the steemfest.

$800 SP: It is obvious to vest in more SP. Frankly I would have bought SP for all thousand dollars but I feel that there are a few other things on the steem blockchain that need investing in.

$100: Steemmonster is great project on the steemblockchain that is going to be huge in the future. My idea is to treat it as an investment and have some fun along the way.

$100: Steemfest III is something that I have been looking forward to. I already have 100SBD for it but need to add some more to it to make my Krakow trip come ture.