Guys watch out for XRP...in a BAD way. Fundamental analysis is not giving good signs, regardless of whatever news we've heard(banks and legal tender in Japan). Apparently, XRP has still got some issues while matching up to the basic law of economics, Demand and Supply. Not great demand, and huge supply(100% premined). Also, if banks are going to use XRP tech, are they going to use XRP tokens? And even if that's right, then what's the purpose of Stellar? Stellar enables transacting on any real world currency by using blockchain tech.
Being a crypto explorer in a brave new world, if you still want to conserve XRP, I will actually encourage you. Just make sure you have reached break-even...meaning you have acquired your Return On Investment(ROI) first. Once you've reached your ROI, all the coins you've got left are free. What you want to do with your free coins is really your choice.
And stay tuned for bittrex and polo updates from the group.
Happy profits!