I'll post some Pros and Cons I see with Ripple.
Pros
-The Ripple community on Reddit is very large. Most importantly, it is very well-managed. There is engagement from both the development and corporate team and take their time to let the community know what is going on with the project.
-Team Quality – Some of the brightest individuals from cryptographers, developers, engineers, business development, corporate management and legal. Very impressive team they have together.
-No illegal activity that the coin is attributed to. Example: Bitcoin is associated with the dark web.
-They look to have the right regulation framework set up. If regulation came out that negatively affected the whole crypto space, they are probably positioned to take the necessary steps to get into proper filing.
-Market Cap is roughly 29B at the time of writing (15 Dec, 2017). This places them at the #4 spot currently in all of the cryptocurrency market.
-Ripple’s white paper is very meticulous. They tell you everything you need to know about the project from both a basic and advanced perspective. They give you a thorough vision of where they want to go with the project and why you should invest your resources in working with them.
Con
-Of the 100 Billions XRP of Ripple coin made, Ripple owns 60%. The current circulation of coins is only 40B. If they were to dump XRP, Ripple would crash down to nothing. The creators have committed to locking most XRP up and plan on releasing this to the market at a slow and steady pace in the future.
Overall, I see Ripple being a major stable cryptocurrency in 2018 with steady growth.
More information: https://cryptocolumn.com/ripple-xrp-review/