<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Fri, 24 Apr 2026 01:16:08 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/@mikeludoh/rss" rel="self" type="application/rss+xml"/><item><title><![CDATA[Dirty fears]]></title><description><![CDATA[Learn to discern the dirty fears from the clean ones. It’s not difficult any moment when you are experiencing anxiety, check if there’s true, immediate danger. Source The majority of the time you’ll find]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/dirty-fears-7bad38c163589</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/dirty-fears-7bad38c163589</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Fri, 08 Jun 2018 16:27:30 GMT</pubDate><enclosure url="https://images.ecency.com/p/o1AJ9qDyyJNSpZWhUgGYc3MngFqoAMxRzjbR1KrwNBzPRcCNa?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Savings accounts]]></title><description><![CDATA[Savings accounts, or passbook accounts, are found at any bank, credit union, or savings and loan institution. Because they are extremely liquid, they are characterized as having extremely low interest]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/savings-accounts-c67f300b6ddfa</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/savings-accounts-c67f300b6ddfa</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Wed, 23 May 2018 12:08:45 GMT</pubDate></item><item><title><![CDATA[Cash investment]]></title><description><![CDATA[Most of us think of the money we carry in our wallets as cash, and that’s it. Cash, though, has a broader definition than just the coins and bills we use to pay for goods. It is also the type of investment]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/cash-investment-9a608127d0ae5</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/cash-investment-9a608127d0ae5</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Wed, 23 May 2018 09:55:09 GMT</pubDate></item><item><title><![CDATA[Pass-through securities]]></title><description><![CDATA[Pass-through securities are highly susceptible to interest rate risk. As the interest rate drops, borrowers are more likely to refinance their debt, thus paying off the mortgages and returning the principal]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/pass-through-securities-d2176b3761e5b</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/pass-through-securities-d2176b3761e5b</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Tue, 22 May 2018 15:17:09 GMT</pubDate></item><item><title><![CDATA[Treasury bonds]]></title><description><![CDATA[Treasury bonds also pay their interest on a semiannual basis and are sold at or near their par values. Source However, T-bonds have maturities that are greater than 10 years, going all the way up to 30]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/treasury-bonds-87e5838936cea</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/treasury-bonds-87e5838936cea</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Tue, 22 May 2018 07:46:18 GMT</pubDate><enclosure url="https://images.ecency.com/p/4i88GgaV8qiGEw1xifwYz2xp7RJEnNpBZq7dn2K612UfGGfwns1AxPHtVSe7qkj5UJ2AZa1uM4RmhbC9f2CMV4GsuXkRNBYxNYpZGNSpKgAZMML4L9c3rZP4Dt?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Closed-end funds]]></title><description><![CDATA[Closed-end mutual funds are somewhat similar to corporations because they issue fixed numbers of shares. source This doesn’t fluctuate, with the exception of when a new stock may be issued. The funds may]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/closed-end-funds-34b1918d77c5a</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/closed-end-funds-34b1918d77c5a</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Sat, 19 May 2018 13:21:21 GMT</pubDate><enclosure url="https://images.ecency.com/p/Zskj9C56UondJxcjVaienfhVaNb7LJVWG6e787gZxB8vDHig1UH59SQ3ShX7WXiAwTmnui1Ax8wDz4xF7dcdCFjckSfRezQByGf3x6rYCsqVj4DhVqxJ?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Be proud]]></title><description><![CDATA[By taking this first step to becoming wealthy, you have done what millions of people can’t or won’t do take control. [Source]( Be proud of yourself and your achievements. By taking pride in what you are]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/be-proud-62b661e41b361</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/be-proud-62b661e41b361</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Fri, 18 May 2018 06:38:03 GMT</pubDate><enclosure url="https://images.ecency.com/p/4i88GgaV8qiGEw1xifwYz2xp7RJEnNpBZq7dn2K5zNJNM94vdtbHdDfcnMXDcpbHFQdcAJUkdepg1Q2zURge7Q3QNgTi92XtSTxvYtpsKNCpeXGoSGVkaGSpMC?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Insurance protection]]></title><description><![CDATA[Protecting yourself from the unexpected is a vital element in financial planning. As time goes by, you change, and so do your protection needs. Source Having adequate protection means a number of things,]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/insurance-protection-73c914a4c4aa</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/insurance-protection-73c914a4c4aa</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Tue, 15 May 2018 09:31:18 GMT</pubDate><enclosure url="https://images.ecency.com/p/4i88GgaV8qiGEw1xifwYz2xp7RJEnNpBZq7dn2K5ycNuM42s6pn8bMBm4VBEDASPjurNWc5PdRJFg6ZBAMxDvMMZKKGpDmq3FQoVtsS9zrL78tVZfc6Jfd8x94?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Have your goals]]></title><description><![CDATA[You must have goals to have any satisfaction in life. Since birth, and perhaps before, your consciousness has been busily creating your reality based on the thoughts that you think. source Your best past]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/have-your-goals-9359a9b9d05fa</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/have-your-goals-9359a9b9d05fa</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Mon, 14 May 2018 18:41:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNchGPKLQuxAL7oEwDJ42cT977qXjChVVhrvxmhvnjZcF1Qw5WospAXv7Th9Yi9PW8KCvqZVth4JdETYMDbhfmDEFG1SRtHAFJhWiWXFoNbYAa?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Choose your goal wisely]]></title><description><![CDATA[Without clarity about your purpose, frustrating conflicts about goals are inevitable. source Clarity of purpose vastly simplifies and focuses goal setting. By determining the purpose of your life, much]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/choose-your-goal-wisely-1d620f5edce8a</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/choose-your-goal-wisely-1d620f5edce8a</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Sat, 12 May 2018 07:01:03 GMT</pubDate><enclosure url="https://images.ecency.com/p/4i88GgaV8qiGEw1xifwYz2xp7RJEnNpBZq7dn2K62T2ihQRKj7aJYiskbeh7jkfG55cBmLBUeRJwNu8dX6XpmVSfPT515wpJksnipDtLJU9bQAr9f7ahGXbuTc?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Feelings]]></title><description><![CDATA[Feelings are not in the realm of meaning. Weather, for example, doesn’t mean anything, either. Source Feelings can be thought of as internal weather sometimes stormy, sometimes rainy, sometimes windy,]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/feelings-9c751ff300b27</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/feelings-9c751ff300b27</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Wed, 09 May 2018 07:03:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/4i88GgaV8qiGEw1xifwYz2xp7RJEnNpBZq7dn2K5zWZquhRskNX6tY9LN6fbMmQmRUiP8dz2iHZrxWBfv7SaBcD5ZaedfgG57vewTUmkVB7VRTCKaSVruMaV6n?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[From struggle to power]]></title><description><![CDATA[Helplessness leads to power! Image source This statement sounds ridiculous to most people the first time they hear it because it does not conform to the traditional intellectual logic or analytical thinking]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/from-struggle-to-power-8e0c157689b85</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/from-struggle-to-power-8e0c157689b85</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Sun, 06 May 2018 06:35:42 GMT</pubDate><enclosure url="https://images.ecency.com/p/4i88GgaV8qiGEw1xifwYz2xp7RJEnNpBZq7dn2K62oTkcbZDVLwN7Rnv7LUWV9ouHejproHZ75TNSE12wK6Mc3Jmm44AfeQ1trytzX6Vxuogx7fong9XeoDP58?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Ways to achieve personal success]]></title><description><![CDATA[The first thing we can do to achieve personal success is to call upon our power of visualization. It is so important to be able to see in our mind exactly what we want what our goals are. For some people,]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/ways-to-achieve-personal-success-e95b366400a26</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/ways-to-achieve-personal-success-e95b366400a26</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Thu, 03 May 2018 09:37:18 GMT</pubDate><enclosure url="https://images.ecency.com/p/Zskj9C56UondJxcjVaienfhVaNb7LJVWG6e787ga6A6MDguJuskv1uDGwSXhqkQB18vMXCmdiGsf6uWJj1hEboZQjcwx53kdn4N7nMdbwaofKDTu4rsx?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Culture in building organization]]></title><description><![CDATA[The most difficult challenge is changing the culture, something that evolves over a period of time. Source Culture can be difficult to change and can prove to be very frustrating to leaders and managers]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/culture-in-building-organization-cb0777e00991c</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/culture-in-building-organization-cb0777e00991c</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Wed, 02 May 2018 20:01:33 GMT</pubDate><enclosure url="https://images.ecency.com/p/4i88GgaV8qiGEw1xifwYz2xp7RJEnNpBZq7dn2K5zYTQGHdTgWpf7rDhc8TceMuMCjgsSUXLa7DneaSFDQffm4ePXKhYLKmb465yuecwx3EM2xVk15beLE9YuL?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Permission]]></title><description><![CDATA[Adherence to the childhood rule of “don’t do anything without permission” makes success in your own business an uphill struggle. Source There is no boss to give you permission, so you’re likely to]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/permission-1e6bb51e87bc3</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/permission-1e6bb51e87bc3</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Mon, 30 Apr 2018 06:08:42 GMT</pubDate><enclosure url="https://images.ecency.com/p/4i88GgaV8qiGEw1xifwYz2xp7RJEnNpBZq7dn2K615HgCY1FPaepaoAMwgVqXZgESHLEBRYUF7G6Y4o4xWovHyx4L8xmrmaKnFGU8NwRgtNLqe7hDSV66aaxAA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Accepting your desire]]></title><description><![CDATA[Accepting a desire does not mean you must act on it. Accepting a desire simply means that you accept yourself while having it. Conversely, condemning your desire implies that you disapprove of yourself]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/accepting-your-desire-f216fd5937175</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/accepting-your-desire-f216fd5937175</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Sat, 28 Apr 2018 20:47:18 GMT</pubDate><enclosure url="https://images.ecency.com/p/4i88GgaV8qiGEw1xifwYz2xp7RJEnNpBZq7dn2K62VbfMUkcdLtNgYZdLw2CrMvzT2x9zP2enn1SAEK419FwzAUm1hn8AnWkGTdjsopLMqwPTdvXhE8ghy7Mq8?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Get their approval]]></title><description><![CDATA[I remember telling my late mother, “Look, Mom, I am grown up now, so there isn’t much you can do to change me at this point. image source So, please retire, so we have a more friendly relationship as adults.”]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/get-their-approval-06a8c3a853658</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/get-their-approval-06a8c3a853658</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Fri, 27 Apr 2018 05:11:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/Zskj9C56UondJxcjVaienfhVaNb7LJVWG6e787gaR23PbxAezxKFCcpDie89HETZ1imqUkAkYhUDYdEDnXhKYaLw5H21g16WGbrD43amuoTgsS7Fzgzz?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Value motivate all]]></title><description><![CDATA[Each of us is motivated differently. What drives us to do what we do? There are six reasons for everything people do: Certainty Uncertainty or variety Significance Love or connection Growth Contribution]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/value-motivate-all-39f6a7ce67f9f</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/value-motivate-all-39f6a7ce67f9f</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Wed, 25 Apr 2018 11:09:03 GMT</pubDate><enclosure url="https://images.ecency.com/p/4i88GgaV8qiGEw1xifwYz2xp7RJEnNpBZq7dn2K5zrHKPEHTAqKGzQscqPaLRiWZiFDcS4CutJ6V5mxcV7jn5cd68ZGUm1hZh99uRhdWv3frSJeCPFA1z2RRvN?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Elijah offered a sacrifice and prayed for rain]]></title><description><![CDATA[There is another wonderful event of which we may take note. When Elijah prayed for rain, the nation was suffering under a great drought. Both the king and his chief chamberlain were out searching for water.]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/elijah-offered-a-sacrifice-and-prayed-for-rain-92f7cc69bf4fa</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/elijah-offered-a-sacrifice-and-prayed-for-rain-92f7cc69bf4fa</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Mon, 23 Apr 2018 09:08:42 GMT</pubDate><enclosure url="https://images.ecency.com/p/Zskj9C56UondJxcjVaienfhVaNb7LJVWG6e787gZykCu3AGD2GRP83LU9adKccLKkEnZZyUquS6hTd6juiGCv1w1AsE5Q8RSUaRSv5ZLeLwov7HuY2vi?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[How should christian manage his finance]]></title><description><![CDATA[How should a Christian manage his finances? Read Luke 6:38. “Give, and it shall be given unto you; good measure, pressed down, shaken together, running over, shall they give into your bosom. For with what]]></description><link>http://direct.ecency.com/esteem/@mikeludoh/how-should-christian-manage-his-finance-d7fd866d94c82</link><guid isPermaLink="true">http://direct.ecency.com/esteem/@mikeludoh/how-should-christian-manage-his-finance-d7fd866d94c82</guid><category><![CDATA[esteem]]></category><dc:creator><![CDATA[mikeludoh]]></dc:creator><pubDate>Sat, 21 Apr 2018 04:51:51 GMT</pubDate><enclosure url="https://images.ecency.com/p/4i88GgaV8qiGEw1xifwYz2xp7RJEnNpBZq7dn2K5zAQwM56b41gsp2yDmfMxNSr4BPZYYEMVUewdnJndYLsLQKsk4xXREM6PJSbLNirXaQGMeNCywdgBBMFv6a?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>