The Bank of Neoxian shall loan the sum of 1200 steem to 
The Bank retains the Owner key of
The lendee agrees that if the Bank decides to change the active key(s) and keep them private, this does not constitute of breach of contract.
Lendee also consents to Bank changing the trustee if the Bank so chooses.
The Lendee promises not to power down the account(s) to the point where the collateral would be less than the owed value.
The Lendee agrees this contract remains valid regardless of any flags this contract post might receive.
Please sign below...
(pic from https://nerdist.com)