Do you remember when you first moved into your house? You were ecstatic. It was a relief to be finally out of your claustrophobic apartment. Finally, you get to step out into a lovely yard overflowing with soft, fresh breeze. It's a sharp contrast to your apartment where you only step out to a narrow hallway that was anything but friendly.
Enough Assuage
Your house was not perfect, though. It was only a two-bedroom bungalow in need of some home improvements. The paint was peeling, the wallpapers were not in good condition, and the kitchen was not very inviting. Still, you were pleased. The thought of having your own home, your very own space was enough assuage.
But not for long. It was only too soon when you realized that you were once again gnawed by dissatisfaction. You just felt the dire need to have a better furnished home. The shabbiness of the house seemed to be gnawing at you. Suddenly, everything was just plain drab.
Insatiability
And when you had your improvements, you still wanted more. And that's how you have been always - you keep vying for something and when you already have it, you aim for more. It's never-ending, this series of insatiability that has caused you a lot of discontent.
Now don't get too surprised. Insatiability is an inherent characteristic among human beings and to make matters worse, you are a product of the baby boomer era. Long before, people were under the belief that life is full of difficulty and having material acquisitions were privileges they had to be grateful for. Then the baby boomers started coming into the scene. No longer were material things a privilege, but an inherent right they just had to have.
A Product of the Times
And it's but a natural thing, for they are a product of their times. Everyday they are bombarded with advertisements telling them that they had to look good to be successful, that they had to have a fine home to be happy, and that they had to have credit cards to survive.
What happens next? People vie for material things, even when they could not afford it. Suddenly more and more people were finding themselves in debts that are uncalled for, debts that were gravely unnecessary.
You are One of Them
You are one of these people. Your credit card debts are burgeoning into unbelievable heights that you have practically lost your peace of mind. Every month, you are bombarded by numerous bills. They have been eating up much of your income that you have so little left to put aside for your savings.
Refinance Mortgage ' Your Liberation
Now it's time for you to free yourself of the bondage. Once and for all, settle all those exasperating credit card debts and start afresh. Now how do you do this? It's not as hard as you imagine, not when you hold the option of a refinance mortgage. You start working on a refinance mortgage deal and you start turning your life around.
With that refinance mortgage, you get to consolidate your debts into a single mortgage. This new mortgage is a secured loan and is open to lower interest rates and lower monthly payments. Now picture this: you are free from your debts and you have lower monthly payments to deal with, which means that you increase your real income. And if everything goes well with the refinance mortgage deal, you may even have some extra cash left to start on a small business.
With a refinance mortgage, you are certainly guaranteed a fresh start. Now do not put this into waste. Start living a healthy, well-managed life.