So something awesome (or maybe terrible happened) recently, you got a massive check, bigger than anything you've seen in a long time and you have more money than you expected. What should you do? Splurge? Save? Invest? Here are some very basic ways to make your money work for you with some ideas conventional financial experts might not always bring up. Please note I'm not an expert, so please use caution when investing or seek a professional, think of this as a launching point for ideas!
Pay Your Debts
We all have those bills somewhere, might as well kill them while you can in one swoop. Pay those bills or debts asap so you can stop stressing and move on with your life.
Pay Yourself First
Giving into temptation might not always be good, but if there is a item or product you've had your eye on for a while and its not eating your entire check, you might as well satisfy that craving (after you paid your debts) and enjoy yourself. You've earned it! Enjoy a bit of it!
Savings Are Your Friend
At the very least, after I have paid my debts and paid myself, half of what is left over is going directly back into my savings account. Just put it away and forget it is there.
Consider Crypto
I firmly believe everyone should have at least $100 in some form of cryptocurrency like Bitcoin, Ethereum, and even Steem. Don't just see them as investments, see them as tools and ways to free yourself from central banks and currency inflation. If you don't know where to buy or start a wallet, check out this link for Coinbase which is the best out there for getting started.
Books Are An Investment
Billionaire Mark Cuban said it first, "if a book can give me one new idea, its totally worth it." Recently with a large check I received out of the blue I went and purchased a book called Broke Millennial all about saving and investing.
Online Courses Are An Investment
From podcasting to blogging and everything under the sun, Udemy offers great courses on the cheap that teach you real skills for the real world. You invested your money, go and invest in your own intellectual capital.
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