<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Sun, 03 May 2026 00:30:35 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/@rscott31/rss" rel="self" type="application/rss+xml"/><item><title><![CDATA[Co-Borrowers vs. Co-Signers Know the difference could make you thousands!]]></title><description><![CDATA[If you’ve ever been in a position where you are buying something with someone and not sure if you just co-signed for them or if you are the actually have ownership of the item. I know I can’t be the only]]></description><link>http://direct.ecency.com/money/@rscott31/co-borrowers-vs-co-signers-know-the-difference-could-make-you-thousands</link><guid isPermaLink="true">http://direct.ecency.com/money/@rscott31/co-borrowers-vs-co-signers-know-the-difference-could-make-you-thousands</guid><category><![CDATA[money]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Fri, 13 Apr 2018 21:00:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvUuS7ndh9YqVwYGPLVszbFLwwpAYXZ5nfqAJM7RcWqBBqzzckQTxsdVqUYbLkoRgEPGqY7dk8Af97pDepKGJ17qSwAwbSxegvbddhki?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Is this a line of credit or a credit card or a loan - Idk what this is but I owe it and its a lot of interest. SMH]]></title><description><![CDATA[Many of us are familiar with the term line of credit but often don’t understand the difference in the type of lending that is being offered. I’ve worked within the investing and financial world for the]]></description><link>http://direct.ecency.com/money/@rscott31/is-this-a-line-of-credit-or-a-credit-card-or-a-loan-idk-what-this-is-but-i-owe-it-and-its-a-lot-of-interest-smh</link><guid isPermaLink="true">http://direct.ecency.com/money/@rscott31/is-this-a-line-of-credit-or-a-credit-card-or-a-loan-idk-what-this-is-but-i-owe-it-and-its-a-lot-of-interest-smh</guid><category><![CDATA[money]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Tue, 03 Apr 2018 02:00:30 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvUuS7ndh9YqVwYGPLVszbFLwwpAYXYXAESxvZr2tHJNcE6rdL9LBGd2utZVRDD4RF99CmhWa5yEpyZtTfVGRAmpWsJM8qJXNhmq4Q46?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Why do I keep getting denied for low interest credit - I pay everything on time... Ever ask this? Find out why...]]></title><description><![CDATA[What do underwriters value? We have been talking a lot about how to deal with your debt the last few weeks(Part 1: Why Americans are in so much debt & ways to handle it & Part 2: Why Americans]]></description><link>http://direct.ecency.com/debt/@rscott31/why-do-i-keep-getting-denied-for-low-interest-credit-i-pay-everything-on-time-ever-ask-this-find-out-why</link><guid isPermaLink="true">http://direct.ecency.com/debt/@rscott31/why-do-i-keep-getting-denied-for-low-interest-credit-i-pay-everything-on-time-ever-ask-this-find-out-why</guid><category><![CDATA[debt]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Sat, 24 Mar 2018 23:52:15 GMT</pubDate><enclosure url="https://images.ecency.com/p/DVAkPJXe6RxYjhmfF37Wz3k3LvyUyD5WFGZi448Y84MLUg21rgazTFXXSWJ5LyYYXrw3eFdrZYMuSV?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Are you still paying those high credit cards bills??? Learn the 2 best ways to clear your debt fast....]]></title><description><![CDATA[If you visited the last post Part 1: Why Americans are in so much debt & ways to handle it we talked about the lending path and how that impacts your ability to clear debt and your overall effect to]]></description><link>http://direct.ecency.com/debt/@rscott31/are-you-still-paying-those-high-credit-cards-bills-learn-the-2-best-ways-to-clear-your-debt-fast</link><guid isPermaLink="true">http://direct.ecency.com/debt/@rscott31/are-you-still-paying-those-high-credit-cards-bills-learn-the-2-best-ways-to-clear-your-debt-fast</guid><category><![CDATA[debt]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Fri, 23 Mar 2018 19:31:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvUuS7ndh9YqVwYGPLVszbFLwwpAYXZyEzWK2GcpH8pSqtbW1U3hwpbcUdBcfyGGQDxraXDT9RQhTiWQt6TAZDAUw8xtMdTrB2bqgR2v?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Cash or Credit...See why American Economic Market is destined to repeat itself if we don't get it together....]]></title><description><![CDATA[Why Lending isn’t always the best way to handle the debt... For years now lending has been around as one of the primary ways for people to deal with large sums of debt. Consolidation Loans Personal Loans]]></description><link>http://direct.ecency.com/debt/@rscott31/cash-or-credit-see-why-american-economic-market-is-destined-to-repeat-itself-if-we-don-t-get-it-together</link><guid isPermaLink="true">http://direct.ecency.com/debt/@rscott31/cash-or-credit-see-why-american-economic-market-is-destined-to-repeat-itself-if-we-don-t-get-it-together</guid><category><![CDATA[debt]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Mon, 12 Mar 2018 01:49:54 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvUuS7ndh9YqVwYGPLVszbFLwwpAYXYgkXnvBk71RcATs2woTsu8MLmRNJLgZxgxTd4ALVEtFFqQtazr9tDcPpeEMxXeAuWdBdbvW39x?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Debt Relief Programs - Want to Learn More?]]></title><description><![CDATA[If you are of legal age you probably have some debt that you are dealing with. Credit Cards Student Loans Personal Unsecured Loans Pay Day Loans Lines of Credit Medical Debts Collections Deficiency Items]]></description><link>http://direct.ecency.com/debts/@rscott31/debt-relief-programs-want-to-learn-more</link><guid isPermaLink="true">http://direct.ecency.com/debts/@rscott31/debt-relief-programs-want-to-learn-more</guid><category><![CDATA[debts]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Thu, 08 Mar 2018 00:54:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvUuS7ndh9YqVwYGPLVszbFLwwpAYXZ6RdceHj4oHzfQEzFcbZqY7EgCsDhmYQNfLBqu3ejb4ssMJaah3Ph8cJWYfPVgxS3pNX6kwB8i?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Consumers vs. Producers which one are you....???]]></title><description><![CDATA[We all consume, but do we all produce....?? This post is meant for anyone that feels stuck in a place of consumption. You are a subscriber but no one is following. If you’re mentally in a place where you]]></description><link>http://direct.ecency.com/mindset/@rscott31/consumers-vs-producers-which-one-are-you</link><guid isPermaLink="true">http://direct.ecency.com/mindset/@rscott31/consumers-vs-producers-which-one-are-you</guid><category><![CDATA[mindset]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Wed, 07 Mar 2018 07:58:21 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvUuS7ndh9YqVwYGPLVszbFLwwpAYXYNMksRzhe3TsUBqKBWSvEKTHd7tQRF93XpcN4SdftUHLpXaVVnau316Trj16pNBu1eRRDjD3r6?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Is it the Patriots or the Lions....?!?!?!? Let me know...]]></title><description><![CDATA[Detroit Lions After a 9 - 7 season and a coaching change the Detroit Lions are in a position where they have the city expecting immediate success and immediate wins. This is new for the Lions unlike many]]></description><link>http://direct.ecency.com/football/@rscott31/is-it-the-patriots-or-the-lions-let-me-know</link><guid isPermaLink="true">http://direct.ecency.com/football/@rscott31/is-it-the-patriots-or-the-lions-let-me-know</guid><category><![CDATA[football]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Mon, 26 Feb 2018 08:42:18 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvUuS7ndh9YqVwYGPLVszbFLwwpAYXYqQqeaJX3dM54jdEQbi6iFFWT153Fnb7U9yigTuSXd4FP1zmwMmrP43krwLpTBonrvKU7Eamfc?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[No. #1  Step to do BEFORE Starting Your Business]]></title><description><![CDATA[There are plenty of things to do before opening up a business. Legal needs to be in order sure, is this a LLC, DBA, Sole Proprietor, etc. You may think it’s team building having your chess pieces in place.]]></description><link>http://direct.ecency.com/marketing/@rscott31/no-1-step-to-do-before-starting-your-business</link><guid isPermaLink="true">http://direct.ecency.com/marketing/@rscott31/no-1-step-to-do-before-starting-your-business</guid><category><![CDATA[marketing]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Sat, 24 Feb 2018 00:43:30 GMT</pubDate><enclosure url="https://images.ecency.com/p/x7L2VSNEiyAB5Ux7nxKmLo6yLyEJT6Jt5yhNCUpGNH2xejK2CMYNxY5h5SfRFzeiJFVmg5ndFtLeTBb?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[KNow YoUr NuMBerS ???!!!!???]]></title><description><![CDATA[Every business is ran on numbers. No matter what industry you are in you have the responsibility of knowing your own numbers. Knowing your numbers helps with maximizing your margins, reducing your errors,]]></description><link>http://direct.ecency.com/numbers/@rscott31/know-your-numbers</link><guid isPermaLink="true">http://direct.ecency.com/numbers/@rscott31/know-your-numbers</guid><category><![CDATA[numbers]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Fri, 23 Feb 2018 00:56:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvUuS7ndh9YqVwYGPLVszbFLwwpAYXZosj2UNBdEi4mvZWcsBRkSCwahucMRjch9S1XPo1tDGhstdrBbfgrajPLTKxC79WouArfrotBx?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Learn how to be the GM of your Business - Build your Championship team!]]></title><description><![CDATA[I personally love this topic because it’s one of the things that most entrepreneurs struggle with the most, because most of them believe they know best and have to do everything. Don’t get me wrong I can]]></description><link>http://direct.ecency.com/team/@rscott31/learn-how-to-be-the-gm-of-your-business-build-your-championship-team</link><guid isPermaLink="true">http://direct.ecency.com/team/@rscott31/learn-how-to-be-the-gm-of-your-business-build-your-championship-team</guid><category><![CDATA[team]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Mon, 12 Feb 2018 03:19:51 GMT</pubDate><enclosure url="https://images.ecency.com/p/DVAkPJXe6RxYjhmfF37Wz3k3LvyUyD5WFGZi448Y84MS5kwFVMbBwTS4oaXCTvgrjqVfmxika954Ny?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Nervous about mixing your Personal Life with your Business? Find out How and Why that maybe the thing your business is missing...]]></title><description><![CDATA[This post is meant for those people that have a difficult time adjusting from the church and state ideology. For years there has been a saying don’t mix business with personal, or the other saying it’s]]></description><link>http://direct.ecency.com/business/@rscott31/nervous-about-mixing-your-personal-life-with-your-business-find-out-how-and-why-that-maybe-the-thing-your-business-is-missing</link><guid isPermaLink="true">http://direct.ecency.com/business/@rscott31/nervous-about-mixing-your-personal-life-with-your-business-find-out-how-and-why-that-maybe-the-thing-your-business-is-missing</guid><category><![CDATA[business]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Fri, 09 Feb 2018 23:27:21 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvUuS7ndh9YqVwYGPLVszbFLwwpAYXYmsKrtw2iH4RWi2gANZ9Tb5PHZdo4kCrs3f5zrLdBJqpNYSxS1j8foiKMR9jCmNwn5jpn9aUAA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Django of the Financial World! Learn More about Passive Income...]]></title><description><![CDATA[With so many opportunities right in front of us that allow people to generate a massive amount of income from their home, at their leisure, and simply outside of their normal mainstream income it’s hard]]></description><link>http://direct.ecency.com/money/@rscott31/django-of-the-financial-world-learn-more-about-passive-income</link><guid isPermaLink="true">http://direct.ecency.com/money/@rscott31/django-of-the-financial-world-learn-more-about-passive-income</guid><category><![CDATA[money]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Fri, 02 Feb 2018 07:59:39 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvUuS7ndh9YqVwYGPLVszbFLwwpAYXYSrL4ZjMcnLEgoKvTdHvXvm3vu3CJQsHQD2UpgzVQtmKHZA7PjJh87wrCbpWz6jHbvJQ45LasQ?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Lets get this Money!!! A few things to understand before going into business....]]></title><description><![CDATA[People nowadays know that being a entrepreneur can improve their quality of living; with more and more of the population facing their fears and searching for ways to leave the rat race. How many of you]]></description><link>http://direct.ecency.com/business/@rscott31/lets-get-this-money-a-few-things-to-understand-before-going-into-business</link><guid isPermaLink="true">http://direct.ecency.com/business/@rscott31/lets-get-this-money-a-few-things-to-understand-before-going-into-business</guid><category><![CDATA[business]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Sun, 28 Jan 2018 20:27:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvUuS7ndh9YqVwYGPLVszbFLwwpAYXYcCkp8xCagWXGeP6doBuC5vdvEeSMH1yvmFNEwhZMXojQA7CfBYk87PppDomtAiY5yZRMhe7DG?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Intro to Self.... Hear One Mans Journey to Happiness]]></title><description><![CDATA[![] My name is Rapheal (Ra-fee-L), and I’m a father to 1 and a half right now (one in the oven) and husband to my long time girlfriend now wife for 7/8 years now (She knows better than me). Love them they]]></description><link>http://direct.ecency.com/introduceyourself/@rscott31/intro-to-self-hear-one-mans-journey-to-happiness</link><guid isPermaLink="true">http://direct.ecency.com/introduceyourself/@rscott31/intro-to-self-hear-one-mans-journey-to-happiness</guid><category><![CDATA[introduceyourself]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Sun, 28 Jan 2018 03:55:03 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvUuS7ndh9YqVwYGPLVszbFLwwpAYXYcVetbighNXtMjFdX98GQJxFGH9SZyw2Umoxnnarvq5PwNwuzDsu46ZjrSgjQquWDFp2M6bsLr?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Everyone be on the Lookout....]]></title><link>http://direct.ecency.com/jokes/@rscott31/everyone-be-on-the-lookout</link><guid isPermaLink="true">http://direct.ecency.com/jokes/@rscott31/everyone-be-on-the-lookout</guid><category><![CDATA[jokes]]></category><dc:creator><![CDATA[rscott31]]></dc:creator><pubDate>Wed, 24 Jan 2018 07:59:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/W5LtFUPm6g774G2LPx8CTVHrbGQ778Sw45DBMcdCssD535NcqySuZa6gvQ964gKU1n8ArqY4E8GC2QQBU3ZmbTqYUDtTPBn1uZufayaVTYnzRkS75Qfg5y9VvGGrbwXV5N9iWkJQygECS3941YCkdXmCXn8WJ?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>