The 100k you claim you have in the bank tiday will not be worth 100k in 5 years time... Ask those who had 100k 10 years ago.
Unknown inflation rate will kill you...banks don't really care about you. They are not saving your money, they are killing it.
"While central banks are not a government entity, their primary purpose is to create money for the benefit of the government. By mindlessly printing fiat currency, central banks create a shaky illusion of financial stability.
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