This past summer, I noticed that my neighbor’s entire family was sitting inside their mini van, parked in their driveway for several hours. Mama bear hopped out and told me that their air conditioning was broken and Arizona heat was 110 degrees. They purchased an extended home warrranty, but the AC service company was extremely busy. Each time they came out, the technicians thought that they had fixed it and left, before our neighbors realized that it was indeed not fixed. They called, re-scheduled another appointment, technicians came, and repeated this scenario several times before it actually got fixed.
In the meantime, it was too hot to stay in their home so they had to rent a hotel room for the good part of the week rejecting my offer to camp inside my house. Yes, I realized that they respected the fact that our friendship for all these years may indeed be affected if we all tried to reside in the same residence.
By the time you factor in the monthly cost of the home warranty, calls in to get service, time it takes for you to be home for the servicing, and other incidental costs such as hotel rooms, I just wonder if it is worth it.
Perhaps, if they offset our neighbor’s cost for lost wages while sitting at home waiting for the repair folks, hotel, and food costs, it would be a better protection warranty.