We are a single earner family, My husband works while i am a stay at home mum of two very young children. Sometimes, budgeting become a challenge, with a high rising cost of living in the UAE, it can become tricky.
Saving and budgeting are our priorities. They give me peace of mind. I do read a lot about controlling your finances and being frugal and all that, i can say that, i try hard to adapt and apply it in real lives. It is not easy, it is hard, But it’s workable and it’s extremely effective.
It takes a lot of discipline and common sense financially. Once you get by from it, it’s gonna be easier and you will reap a massive benefits in a long run.
My ways to Save Money
- I do not buy what we don’t Need
- Shopping - setting a budget, making a list what’s needed and allocating a set time and day
- I make sure there is always a cooked food in order to avoid takeaways
- Meal planning is another significant in our budget
- Using what is available in my fridge or pantry. Creativity is the key
- Freezer is one of my close friends
- DIY is my Best Friend
- Hand me downs and flea market are on my list
- Save on utility bills by being careful using water, electric, phones and etc
- Quality and not quantity, This will save you time and money
- Pay ourselves first and the rest can be allocated for needs and wants
- I wait and ask myself if i really need it
- Lastly, Take care of yourself and your family
I tell you again it’s not easy, but you will get there. Teaching yourself to be basics will lead you to a peaceful, contented and rewarding life.
Surely there are lots of ways to save our hard earned money, and i would love to know your tips, Kindly share at the comment below.
Your feedback is important to me and is always highly Appreciated.
Thank you