I think you are absolutely right about the money aspect being better. For example its not impossible for steem to be worth 100 dollars each in the future. Its entirely possible that if you have 10k steem you will be sitting on 100k worth of USD on your account.

Its very realistic you can become a multimillionaire from this platform alone.

With that said, just in case you don't know this yet. VERY IMPORTANT!
Don't fucking lose your password. You take that shit and you print it out and put it on a fire proof safe. Nobody can help you if you lose your fucking password. You can lose literally everything if you are not insanely careful with your password!!

This cannot be stressed enough. Make newcomers need to know about this too. You don't want to feel the pain I have felt when I lost a wallet currently worth 15-20 grand.

edit : Self upvoted for visibility.