Despite many advantages of blockchain technology and crypto transactions including extreme speed, low fees and high flexibility, cryptocurrencies are only rarely used as payments. Buyers and sellers are insecure due to floating rates and complicated application. For this reason, enterprises still use the traditional Fiat payment systems connected to banks and financial institutions. Buyers want the security that transactions with cryptocurrencies provide through a protected trade and ‐in case of a problem arises ‐ a guaranteed refund of the payment. Sellers want to increase their turnover and establish themselves in the crypto scene. This is why PAYERA has set a goal to establish trust between buyer and seller.
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