<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Wed, 13 May 2026 05:49:55 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/@whoptimum/rss" rel="self" type="application/rss+xml"/><item><title><![CDATA[Opt-Out for Dependants’ Protection Scheme (DPS)]]></title><description><![CDATA[What is Dependants’ Protection Scheme (DPS)? DPS is an opt-out term insurance scheme which is automatically extended to eligible CPF members. It covers: 1) Sum Assured: $46,000 + $5,000 2) up to 60 years]]></description><link>http://direct.ecency.com/cpf/@whoptimum/opt-out-for-dependants-protection-scheme-dps</link><guid isPermaLink="true">http://direct.ecency.com/cpf/@whoptimum/opt-out-for-dependants-protection-scheme-dps</guid><category><![CDATA[cpf]]></category><dc:creator><![CDATA[whoptimum]]></dc:creator><pubDate>Mon, 01 Aug 2016 15:37:54 GMT</pubDate><enclosure url="https://images.ecency.com/p/46aP2QLrGDQoMBsiEPHCCjHNK1UyD8xcbY76xdMXR851ZbdmPjusQf4tEQkj2jQWbzAQ1JB2HrMWgvVJ4fuRUovgsRWN?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>