Subprime auto market has run its course, the traffic to the dealerships is now drying up. Homeowners are tapping their equity in their home refis, we are now seeing the same pattern as we saw back in 2008. The first quarter of this year was a disaster, the US had to borrow an extreme amount just to make the economy look half decent. Wyoming is in the process of passing a law that will allow gold to be counted as money, the same goes for cryptocurrency. There is now a bill in government that the dollar should be pegged to gold.