Hello, this is Xiaoshi. I start this blog on today because today is 08-18-2018. 8 means fortune in Chinese.
In my opinion, one million dollars means one can retire with a comfortable life. So, this is my first goal and the name of my blog. I don't know how long I can keep my journal on. Hopefully it will last.
It is more like a "how-to-become-debt- free-journal" in the beginning.
On April 13, 2018, I owe $37224.18, all credit card debts. Right now I owe $25,731. Paid more than $12,000. As a Chinese girl, it is not supposed to happen to me. LOL. Think about it: Chinese, girl. Both are the ingredients of natural savers. Oh, well, here I am. When I was so sick and tired of being sick and tired, I sat down and did calculation of total debt I have. And the numbers scared me.
I worked my butt off for the past 4 months. I will talk about how I increased my income for the past few months. I almost doubled my income. And I will also write down the current projects I have/going to have to generate income/assets.
All in all, please don't get into bad debts！I can't regret it more. I blame myself everyday into this mess.
If you know any more income generating ideas, let me know. Haha.
I have some crypto investment last year. All dropped into a pricing that I can't even look. Only HODL.
I am determined to pay them back before June 2019. Oh yeah.