<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Tue, 12 May 2026 01:03:08 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/2senfinance/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[2 Sen Finance _ Part 5 :  Introduction to My Money  Management]]></title><description><![CDATA[For those have follow me, the 2 Sen Finance Series from part 1 to part 4 is to encourage people to do their own saving and the purposes to do saving and what can a saving during a contingency moment. In]]></description><link>http://direct.ecency.com/teammalaysia/@cklai/2-sen-finance--part-5-introduction-to-my-money-management</link><guid isPermaLink="true">http://direct.ecency.com/teammalaysia/@cklai/2-sen-finance--part-5-introduction-to-my-money-management</guid><category><![CDATA[teammalaysia]]></category><dc:creator><![CDATA[cklai]]></dc:creator><pubDate>Sun, 18 Oct 2020 09:07:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/PB8ro82ZpZP35bVGjGoE93K3E4U5KX8KtMBJ2rgaFXU9UDptsjZkAzYWCx24JPSfKorfzjZEoT3GKUBLD9DbFFThVW1siQFzdMn4VDunEoATUCe2?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[2 Sen Finance _ Part 4 : How long will our retirement fund last?]]></title><description><![CDATA[What is Retirement Fund? It is depend where you come from, retirement fund can be in many names. In United States of America, it call A 401k, Central Provident Fund in Singapore, and KWSP/ EPF in Malaysia.]]></description><link>http://direct.ecency.com/teammalaysia/@cklai/2-sen-finance--part-4-how-long-will-our-retirement-fund-last</link><guid isPermaLink="true">http://direct.ecency.com/teammalaysia/@cklai/2-sen-finance--part-4-how-long-will-our-retirement-fund-last</guid><category><![CDATA[teammalaysia]]></category><dc:creator><![CDATA[cklai]]></dc:creator><pubDate>Sat, 17 Oct 2020 02:09:24 GMT</pubDate><enclosure url="https://images.ecency.com/p/PB8ro82ZpZP35bVGjGoE93K3E4U5KX8KtMBJ2ri6MacC3Xp3qyHN4yx5Vt4WfPezJCnCkNoxcYq4neHgx3aXmdrj9RYmVqLFLuKED6Ev1vn8oR5Y?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[2 Sen Finance _ Part 3 : How to Allocate Your Saving Effectively]]></title><description><![CDATA[How to Allocate Your Saving Effectively Spend a 5min read, because I have an awesome Saving rule of thumb to share with you, 50/30/20. Source According to a general rule of thumb, we should segregate our]]></description><link>http://direct.ecency.com/teammalaysia/@cklai/2-sen-finance--part-3-how-to-allocate-your-saving-effectively</link><guid isPermaLink="true">http://direct.ecency.com/teammalaysia/@cklai/2-sen-finance--part-3-how-to-allocate-your-saving-effectively</guid><category><![CDATA[teammalaysia]]></category><dc:creator><![CDATA[cklai]]></dc:creator><pubDate>Fri, 16 Oct 2020 05:24:54 GMT</pubDate><enclosure url="https://images.ecency.com/p/aiVb1SUiufHLPj4uhwNZvHFZR9qhuuSxTQzEcwMaJHcuqcnUQHTRPN3GrehChnVXbZv1obsz19UpHm7432NZ1WPEUfzXvxDFiKgDF9qb3S63jgE78Dm2C3YL5nscWKkFpnwPtxGXRwK8Wg4DvgnTQJFTQXGzi7jT9ctk9hZsbyCgmYR9TUD9SF7QPGhhkS5Tg9CRgz96ydnUb9EdRHFGbp4KZyh58Uyj3anYvyycQTHDQ1zsEii?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[2 Sen Finance _ Part 2 : The Reason Why need to do Investment.]]></title><description><![CDATA[The Reason Why need to do Investment. The content below will shows the importance of financial literacy at early stage and the lesson from the news below will always be applicable to us forever. Source]]></description><link>http://direct.ecency.com/teammalaysia/@cklai/2-sen-finance--part-2-the-reason-why-need-to-do-investment</link><guid isPermaLink="true">http://direct.ecency.com/teammalaysia/@cklai/2-sen-finance--part-2-the-reason-why-need-to-do-investment</guid><category><![CDATA[teammalaysia]]></category><dc:creator><![CDATA[cklai]]></dc:creator><pubDate>Thu, 15 Oct 2020 04:12:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/HNWT6DgoBc1692QWn5trsLBYecSp3jKD1kzdmSENyErq6upKZPsGmh8cLHUNCUFcBsjE1R8buEkg2CX7gZf619oaaEQzPmJMkhxQF6SkfsMZw6Nbop9pTuzyzaS?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[2 Sen Finance _ Part 1  : Saving and Invest]]></title><description><![CDATA[How to save your money effectively! Source "Do Not Save What Is Left After Spending, Spend What Is Left After Saving" - Warren Buffet Step 1.: Prioritizes on your Needs. (The Essential) exp.]]></description><link>http://direct.ecency.com/teammalaysia/@cklai/2-sen-finance--part-1-saving-and-invest</link><guid isPermaLink="true">http://direct.ecency.com/teammalaysia/@cklai/2-sen-finance--part-1-saving-and-invest</guid><category><![CDATA[teammalaysia]]></category><dc:creator><![CDATA[cklai]]></dc:creator><pubDate>Wed, 14 Oct 2020 04:10:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/B69zEhWZA8UCHxjagwibdXCLMYNxrPY6YRrJip9MJrz3ZaCVi9tEe5M3a9oSLGptd7dtdk1Kfb9L4hu5YFFwduvP8mmzLzeTRthFSBLi?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>