<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Wed, 22 Apr 2026 06:31:22 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/apr-savings/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[APR for HBD in Savings Dropped to 19% for a Short While. Want to know why?]]></title><description><![CDATA[The APR on HBD savings will always stir passions on Hive, but I hope this article won't go in that direction, but be more instructional instead. I just want to say before I get into the main topic, that]]></description><link>http://direct.ecency.com/hive-167922/@gadrian/apr-for-hbd-in-savings-dropped-to-19-for-a-short-while-want-to-know-why</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@gadrian/apr-for-hbd-in-savings-dropped-to-19-for-a-short-while-want-to-know-why</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[gadrian]]></dc:creator><pubDate>Tue, 06 Feb 2024 11:57:33 GMT</pubDate><enclosure url="https://images.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgn4DytYeE2pSzwnAi?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>