<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Mon, 27 Apr 2026 03:15:58 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/credit-score/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[The Credit Card Debt and Customers]]></title><description><![CDATA[Credit cards, the biggest way to spend unbudgeted funds and few thing you do not need. A One thing a lot of us like to do is spend the money we do not have in form of debt and this particular hubby is]]></description><link>http://direct.ecency.com/hive-175254/@elity-sitio/the-credit-card-debt-and-customers</link><guid isPermaLink="true">http://direct.ecency.com/hive-175254/@elity-sitio/the-credit-card-debt-and-customers</guid><category><![CDATA[hive-175254]]></category><dc:creator><![CDATA[elity-sitio]]></dc:creator><pubDate>Tue, 06 Oct 2020 08:03:51 GMT</pubDate><enclosure url="https://images.ecency.com/p/gPCasciUWmEwHnsXKML7xF4NE4zxEVyvENsPKp9LmDaFuzrn9Cj84c4mhhJcC1wzU7UHVE31c81xop2atfAMYzdCZB5DU3S3RhzmUi1meiJYMBtPPuGtNrwuKMfGYFuQHVqWBc6LYyk9g9BD8r?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[What Derek Broze Has To Say About COVID-19]]></title><link>http://direct.ecency.com/anarchy/@in2itiveart/what-derek-broze-has-to-say-about-covid-19</link><guid isPermaLink="true">http://direct.ecency.com/anarchy/@in2itiveart/what-derek-broze-has-to-say-about-covid-19</guid><category><![CDATA[anarchy]]></category><dc:creator><![CDATA[in2itiveart]]></dc:creator><pubDate>Thu, 26 Mar 2020 04:23:24 GMT</pubDate><enclosure url="https://images.ecency.com/p/S5Eokt4BcQdk7EHeT1aYjzebg2hC7hkthT45eQLhUTWj5wWTd95uV2MhU4fbxVjoMuu2AUW?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Goodbye Credit Scores! - CryptoCurrency Blockchain Credit Reports? - Spindle ICO Crypto]]></title><description><![CDATA[This was posted from Smoke.Network]]></description><link>http://direct.ecency.com/smokenetwork/@windbeard/goodbye-credit-scores-cryptocurrency-blockchain-credit-reports-spindle-ico-crypto</link><guid isPermaLink="true">http://direct.ecency.com/smokenetwork/@windbeard/goodbye-credit-scores-cryptocurrency-blockchain-credit-reports-spindle-ico-crypto</guid><category><![CDATA[smokenetwork]]></category><dc:creator><![CDATA[windbeard]]></dc:creator><pubDate>Fri, 04 May 2018 21:36:51 GMT</pubDate><enclosure url="https://images.ecency.com/p/S5Eokt4BcQdk7EHeT1aYjzebg2hC7hkthT45duUfeJZKQURj6RTkN3q7HTzeQFtfsPUKibp?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Did you know credit card utilization rate? 一个鲜为人知的信用卡使用技巧：信用卡额度使用率]]></title><description><![CDATA[之前在介绍为什么要用信用卡的时候，我提到过个人信用分数的问题。如果不好好使用信用卡，可能会给个人信用带来极大的负面影响。 所谓合理使用信用卡，除了按时还清信用卡欠款外，还有一个可能99%的信用卡用户都不知道的问题：信用卡额度使用率（credit card utilization）。不注意这个问题也会对个人信用产生负面影响。]]></description><link>http://direct.ecency.com/cn/@tumutanzi/did-you-know-credit-card-utilization-rate</link><guid isPermaLink="true">http://direct.ecency.com/cn/@tumutanzi/did-you-know-credit-card-utilization-rate</guid><category><![CDATA[cn]]></category><dc:creator><![CDATA[tumutanzi]]></dc:creator><pubDate>Thu, 22 Dec 2016 15:08:54 GMT</pubDate><enclosure url="https://images.ecency.com/p/ADdPNihJzmPcDsNuaidum8wGoC4fPLNQd82iVdmBEZi2ZZk4VHpmRevXsqrVwdu6nMzVS2JyV49CsAgc2rHqsZhhQ?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Why should you use credit card? 为什么要使用信用卡？]]></title><description><![CDATA[信用卡其实是银行借钱给信用卡持有人消费，每个账单日来临时，再还清信用卡上的欠款。既然迟早要还，那相比使用现金和普通的银行卡（借记卡），为什么还要使用信用卡呢？网上有一些答案——比如知乎问答，但答得不是很全面。 使用信用卡除了有利于理财、相当于从银行借到钱、分期付款、境外消费、酒店消费预授权、积分返现优惠等，在我看来，使用信用卡还有一个最大的好处：积累信用。]]></description><link>http://direct.ecency.com/cn/@tumutanzi/why-should-you-use-credit-card</link><guid isPermaLink="true">http://direct.ecency.com/cn/@tumutanzi/why-should-you-use-credit-card</guid><category><![CDATA[cn]]></category><dc:creator><![CDATA[tumutanzi]]></dc:creator><pubDate>Tue, 20 Dec 2016 10:49:45 GMT</pubDate><enclosure url="https://images.ecency.com/p/368La1qZAv72duCJocGAEdEf1x5164UxedwK1bcPFrYxBYtSiJQWYsHCyqE2aDtgLFrgwChtz8VQ2zYVjtjzqnzS?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>