<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Thu, 23 Apr 2026 13:10:31 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/creditscore/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[I created my credit score without credit card]]></title><description><![CDATA[Image I bought my first android mobile on monthly installments, though I had no credit score then. One of my relatives had bought his mobile handset on EMI, and therefore I got EMI facilities on his]]></description><link>http://direct.ecency.com/finance/@mgibson/i-created-my-credit-score-without-credit-card-4r4</link><guid isPermaLink="true">http://direct.ecency.com/finance/@mgibson/i-created-my-credit-score-without-credit-card-4r4</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[mgibson]]></dc:creator><pubDate>Sat, 22 Nov 2025 18:47:33 GMT</pubDate><enclosure url="https://images.ecency.com/p/Zskj9C56Uonf2AFEPyv7G1889FB4ULzV76spXXwiHpBzCVK9hh3ej1QqmeUSxm6qgm68R6WsDRbuzyFbLrFKvTgFKn5K4v4MaopUvvSzgj1MBxDooqQa?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Mastering Personal Finance: A Beginner's Guide]]></title><description><![CDATA[Introduction In today's fast-paced world, managing personal finances effectively is crucial for achieving financial stability and independence. Whether you're just starting your financial journey or looking]]></description><link>http://direct.ecency.com/personalfinance/@uzyyy/mastering-personal-finance-a-beginner</link><guid isPermaLink="true">http://direct.ecency.com/personalfinance/@uzyyy/mastering-personal-finance-a-beginner</guid><category><![CDATA[personalfinance]]></category><dc:creator><![CDATA[uzyyy]]></dc:creator><pubDate>Wed, 21 May 2025 07:15:21 GMT</pubDate><enclosure url="https://images.ecency.com/p/3W72119s5BjW4PvRk9nXBzqrPWMsMTjNrXDPFFf13NHMrniHdst5rofLntsyAthwtzpZzTfF9CjmspbgnJcdCFhjDEfFbLDtwr6AwkNNW8raGUc8BtwAqc?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Managing Debt in Tough Times | Glitch #289]]></title><description><![CDATA[Managing Debt in Tough Times. Get full-version videos with supporting resources to save time so you can redirect your focus on executing strategies in your business. 💥 Find out more about the project:]]></description><link>http://direct.ecency.com/hive-181335/@lindarey/veecqidf</link><guid isPermaLink="true">http://direct.ecency.com/hive-181335/@lindarey/veecqidf</guid><category><![CDATA[hive-181335]]></category><dc:creator><![CDATA[lindarey]]></dc:creator><pubDate>Tue, 15 Oct 2024 23:33:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/99pyU5Ga1kwr5bsMXthzYLbcngN4W2P8NtU9TWTdHC3HaQbjuuRfHesJoVze9BTJXzhDnLAJuZ9f418BRoRYZLcYjYmQqhu3voUMs28x4aBhVbpkUSAbiTtjGknuaG1Sez?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Credit Score Misinformation | Credit Inquiries | Glitch #125 Free FULL Version]]></title><description><![CDATA[There's so much credit Score misinformation out there and it's soul-crushing to see business owners taken advantage of by scams such as "credit repair." Here are some resources for you: Rebuild]]></description><link>http://direct.ecency.com/hive-167922/@lindarey/ngjmikfg</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@lindarey/ngjmikfg</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[lindarey]]></dc:creator><pubDate>Sat, 04 May 2024 19:58:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/99pyU5Ga1kwr5bsMXthzYLbcngN4W2P8NtU9TWTdHC3HaQbjuuRfHesJoVvR1Z16AK5udrLjAgaiVBjA9aSo5oSm6XCL4z3AiDbB8ZinbCtvunynQxXakdo45H2NdJr6aA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Managing a volatile #creditscore is essential these ...]]></title><description><![CDATA[... days]]></description><link>http://direct.ecency.com/hive-193084/@tonygreene113/fi92sap31gjq02x799sfm2</link><guid isPermaLink="true">http://direct.ecency.com/hive-193084/@tonygreene113/fi92sap31gjq02x799sfm2</guid><category><![CDATA[hive-193084]]></category><dc:creator><![CDATA[tonygreene113]]></dc:creator><pubDate>Tue, 24 Oct 2023 18:28:33 GMT</pubDate></item><item><title><![CDATA[Choosing the Right Credit Card: Factors to Consider]]></title><description><![CDATA[Credit cards have become a ubiquitous financial tool, offering convenience, rewards, and purchasing power. However, with numerous options available, selecting the right credit card can be a daunting task.]]></description><link>http://direct.ecency.com/hive-167922/@mgibson/choosing-the-right-credit-card-factors-to-consider</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@mgibson/choosing-the-right-credit-card-factors-to-consider</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[mgibson]]></dc:creator><pubDate>Mon, 19 Jun 2023 15:30:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/5JTYhfHc4YoBoLwtraCd1cFpdh8GX2DBwtHHQ33UxLe2kyMwwbW5Qphngf7Jm27Y4eDsptrBm3CJkHj4rpM1ziKUYAgMdQ2ECjdiaNvvY6EUaLMPagGv6F2WESRBxz2kGkWPi6TssiKhvDEVEX2JhGjWdMjRwtBa25qbFmuDHQMURhsiZBVeK6Lxz4EExnFHvrAw4QCA4uwtESnz?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Building Credit from Scratch: How to Establish and Maintain a Healthy Credit Score]]></title><description><![CDATA[A good or excellent credit score plays an important role in your financial life. It determines your ability to secure loans, obtain favorable interest rates, and even affects your rental applications and]]></description><link>http://direct.ecency.com/hive-167922/@mgibson/building-credit-from-scratch-how-to-establish-and-maintain-a-healthy-credit-score</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@mgibson/building-credit-from-scratch-how-to-establish-and-maintain-a-healthy-credit-score</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[mgibson]]></dc:creator><pubDate>Fri, 09 Jun 2023 18:32:33 GMT</pubDate><enclosure url="https://images.ecency.com/p/3jpR3paJ37V8K34EUBsvEKXHWW8AcX2Ker6hD6wSSYZbihYGBWvq9gCeYrSaRTSavHz4gE7DJLaQppdon51ZJqasM7iHHwP6oigpZohTXbMCCuCBZFgHPdtiREdWSSqDJRtZk?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Smart strategies for millennials to  start building good credit scores ]]></title><description><![CDATA[In the current economic environment, more than ever before, millennials must begin building their credit history. As stated in numerous articles, most employers now check an applicant's credit score before]]></description><link>http://direct.ecency.com/hive-167922/@edystringz/smart-strategies-for-millennials-to-start-building-good-credit-scores</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@edystringz/smart-strategies-for-millennials-to-start-building-good-credit-scores</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[edystringz]]></dc:creator><pubDate>Sun, 12 Feb 2023 05:03:36 GMT</pubDate><enclosure url="https://images.ecency.com/p/2dk2RRM2dZ8gKjXsrozapsD83FxL3Xbyyi5LFttAhrXxr16mCe4arfLHNDdigiAEvzgc5Wvs3LvmYYFjPvoFqr7Tq3M4nE75bK1edJYkSA9sepZCMgfw9X1ZPCyGC9cFmFsGQA8iyDW9LUdMhTuuHpnZNi73ooodSZhXZtDfiv?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Key factors that Influence your credit limit and how to improve your credit score ]]></title><description><![CDATA[A credit limit is the maximum amount that a person or company can borrow. It is usually set by a lender, and it is determined by the borrower’s credit score and income. A credit limit also determines how]]></description><link>http://direct.ecency.com/hive-167922/@iskafan/key-factors-that-influence-your-credit-limit-and-how-to-improve-your-credit-score</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@iskafan/key-factors-that-influence-your-credit-limit-and-how-to-improve-your-credit-score</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[iskafan]]></dc:creator><pubDate>Sat, 20 Aug 2022 19:51:45 GMT</pubDate><enclosure url="https://images.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgn9D7GUh4hXwCHzgW?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Soon I'll be free from debt slavery ]]></title><description><![CDATA[When I started learning about my finances and paying attention to the things I buy, a lot of things changed for me. First, I could tell just about how much I needed to live through a 30 days window without]]></description><link>http://direct.ecency.com/hive-167922/@iskafan/soon-i-ll-be-free-from-debt-slavery</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@iskafan/soon-i-ll-be-free-from-debt-slavery</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[iskafan]]></dc:creator><pubDate>Wed, 16 Feb 2022 17:32:03 GMT</pubDate><enclosure url="https://images.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgpqkn9NXZk5B5jxv9RCv991ye8M5ogVxmEHRnL5GryHh54z7e7vw91Nb1KMrBnUKZJdhwQwpyHqFNNFqj2RvaJYCvPqtoBogLJgZxUTVtrB6Wvdcr?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[How to Start Building Credit]]></title><description><![CDATA[When applying for your first credit card, you'll have a high chance of being denied due to poor history or "thin credit file". Essentially, you'll need to prove you are good with credit to get]]></description><link>http://direct.ecency.com/hive-177032/@dizzydee/how-to-start-building-credit</link><guid isPermaLink="true">http://direct.ecency.com/hive-177032/@dizzydee/how-to-start-building-credit</guid><category><![CDATA[hive-177032]]></category><dc:creator><![CDATA[dizzydee]]></dc:creator><pubDate>Sun, 12 Dec 2021 21:57:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/5s4dzRwnVbzGY5ssnCE4wXzkeAEXyVtgk1ApQTwHMTp6y5PvEo1yenn98BohcRbdheyWYwHUKnTFGATpXHCSCfJ1vQeMByuxubFwtvs76oW8QXFXWdFXPZBLosD4U8i2p3U7RFFtNykjwvrK3V7Dccwd1ZYAAdMkUYNFBka?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Credit Score]]></title><description><![CDATA[Scores are opening financial gates, scores are closing financial gates. "This is my original and imaginative work". (Pictures are edited and used from the Canva application). Chiranjeevi Sarikonda]]></description><link>http://direct.ecency.com/hive-167922/@chireerocks/yiynngou</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@chireerocks/yiynngou</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[chireerocks]]></dc:creator><pubDate>Sat, 27 Mar 2021 05:30:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/368La1qZAv72LaDnPi7unoyebf82PrctVf3ygNzCmTovq2zpGUYwjMEp2cBkaV3BAdn8qzh8iq8PzAxBfVsWutA2?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[This How Parents Can Make First-Time Home Buying Less Stressful]]></title><description><![CDATA[While buying a house can be stressful for anyone, the process can be particularly demanding if you're a parent. Not only do you want your investment to appreciate, but you want a home where your children]]></description><link>http://direct.ecency.com/film/@sam-mcmaster/this-how-parents-can-make-first-time-home-buying-less-stressful</link><guid isPermaLink="true">http://direct.ecency.com/film/@sam-mcmaster/this-how-parents-can-make-first-time-home-buying-less-stressful</guid><category><![CDATA[film]]></category><dc:creator><![CDATA[sam-mcmaster]]></dc:creator><pubDate>Wed, 12 Feb 2020 16:19:33 GMT</pubDate><enclosure url="https://images.ecency.com/p/54TLbcUcnRm3sWQK3HKkuAMedF1JSX7yKgEqYjnyTKPwrcqmRacnnisMzXiPoScQszVmkJWHrCndiaJyNn6AbYjLUVaJ9saYpBD3PQrzLgyrVdjg5vmq5u62uuRQkiL12thbc4AyC?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Credit Score]]></title><description><![CDATA[The world of credit can be confusing and daunting at times. Hopefully this can pull back the lid to show the cogs of how the credit system works to spit out that oh-so mystic credit score. There’s six]]></description><link>http://direct.ecency.com/creditscore/@bibidybo/credit-score</link><guid isPermaLink="true">http://direct.ecency.com/creditscore/@bibidybo/credit-score</guid><category><![CDATA[creditscore]]></category><dc:creator><![CDATA[bibidybo]]></dc:creator><pubDate>Sat, 01 Jun 2019 13:38:06 GMT</pubDate></item><item><title><![CDATA[When to Use Credit Cards]]></title><description><![CDATA[Last year, I recorded a video talking about when you should and shouldn't use credit cards. In that video, I defined the terms "want," "need," "necessity" and]]></description><link>http://direct.ecency.com/creditcards/@reveurgam/when-to-use-credit-cards</link><guid isPermaLink="true">http://direct.ecency.com/creditcards/@reveurgam/when-to-use-credit-cards</guid><category><![CDATA[creditcards]]></category><dc:creator><![CDATA[reveurgam]]></dc:creator><pubDate>Fri, 15 Mar 2019 00:40:39 GMT</pubDate><enclosure url="https://images.ecency.com/p/4PYjjVwJ1Udt4Nt7qtS1nnnBvxoTemSmqs25o9tBU1C3SS8mQ8wzhGhYForiocTotChtdVyZBm3B8VXRN3m8GuU2kJWxL4DVPXNt9RuuUyC?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Are you scared of your credit score?]]></title><description><![CDATA[As tax time approaches everyone dreads the tax season, some are afraid to start or even think about it, but one thing that might scare some people is checking their credit scores. An organization by the]]></description><link>http://direct.ecency.com/creditscore/@calastinone/are-you-scared-of-your-credit-score</link><guid isPermaLink="true">http://direct.ecency.com/creditscore/@calastinone/are-you-scared-of-your-credit-score</guid><category><![CDATA[creditscore]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Mon, 28 Jan 2019 03:34:54 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iQT38ge4sg5HjgxzLwVNz851rKgTopY1oXdZvc77vXomqZ5JFHxBVbqoA4fQ7hSiMW6QKuQ9p86?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Did your credit score drop?]]></title><description><![CDATA[Do you know why your credit score just dropped? Your credit score could have dropped since the last time you saw it. Do you know why that happened? The more you know about how your credit works and what]]></description><link>http://direct.ecency.com/credit/@calastinone/did-your-credit-score-drop</link><guid isPermaLink="true">http://direct.ecency.com/credit/@calastinone/did-your-credit-score-drop</guid><category><![CDATA[credit]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Sun, 16 Sep 2018 18:09:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iQXApvkWGGFzfR4R2ZcShWCXD4Z4uVXM2XGK7biH5cky4PD9WYt15yoe2q5oE1yRMLt8uuqkQLe?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Americans think that carrying a credit card balance improves their credit scores]]></title><description><![CDATA[For every 5 Americans who have a credit card, one of them carries a credit card balance or they pay the minimum to credit card companies. A survey published by creditcards.com mention that about 43 Million]]></description><link>http://direct.ecency.com/fico/@calastinone/americans-think-that-carrying-a-credit-card-balance-improves-their-credit-scores</link><guid isPermaLink="true">http://direct.ecency.com/fico/@calastinone/americans-think-that-carrying-a-credit-card-balance-improves-their-credit-scores</guid><category><![CDATA[fico]]></category><dc:creator><![CDATA[calastinone]]></dc:creator><pubDate>Tue, 24 Jul 2018 01:46:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/C3TZR1g81UNaPs7vzNXHueW5ZM76DSHWEY7onmfLxcK2iPdPAbTaCQTB32XjLrb4NiD23YFmXPDMFLHRUGRQt412ezMJ4m3iHkTX7uuZiZaJw1YejhDTrpE?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Baby Steps!!!]]></title><description><![CDATA[Resources: Free credit report: www.annualcreditreport.com/index.action Get credit report cheap: www.privacyguard.com First option its your Right to get a free credit report anually. (One time deal anually)]]></description><link>http://direct.ecency.com/creditscore/@jr216queenz/baby-steps-a980f6ab64663</link><guid isPermaLink="true">http://direct.ecency.com/creditscore/@jr216queenz/baby-steps-a980f6ab64663</guid><category><![CDATA[creditscore]]></category><dc:creator><![CDATA[jr216queenz]]></dc:creator><pubDate>Sat, 07 Jul 2018 22:03:24 GMT</pubDate><enclosure url="https://images.ecency.com/p/o1AJ9qDyyJNSpZWhUgGYc3MngFqoAN3sR3A9G1RAPfvqZ1cnA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[What I Did to Raise My Credit Score &amp; Other Credit Tips]]></title><description><![CDATA[One Summer, I raised my credit score by 200 points. Here is what I did. Source of shared Link]]></description><link>http://direct.ecency.com/dlike/@jakedavis224/what-i-did-to-raise-my-credit-score-other-credit-tips</link><guid isPermaLink="true">http://direct.ecency.com/dlike/@jakedavis224/what-i-did-to-raise-my-credit-score-other-credit-tips</guid><category><![CDATA[dlike]]></category><dc:creator><![CDATA[jakedavis224]]></dc:creator><pubDate>Sun, 01 Jul 2018 21:50:18 GMT</pubDate><enclosure url="https://images.ecency.com/p/DVAkPJXe6RxXHSkXQa8p25CR8bhrTan13XJaoRVTxr6qEKcD7tJMYcqC7A2KLfsh9vwfqUZ8qjCehC?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>