<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Thu, 30 Apr 2026 13:00:14 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/davidbach/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Latte Factor]]></title><description><![CDATA[I recently bumped into David Bach’s book 'The Automatic Millionaire'. And it’s the “latte factor” topic that struck me the most. How I wish I’ve known this concept after college. I’ve probably saved and]]></description><link>http://direct.ecency.com/latte/@justgrace/latte-factor</link><guid isPermaLink="true">http://direct.ecency.com/latte/@justgrace/latte-factor</guid><category><![CDATA[latte]]></category><dc:creator><![CDATA[justgrace]]></dc:creator><pubDate>Wed, 15 Nov 2017 22:48:42 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvUuS7ndh9YqVwYGPLVszbFLwwpAYXYhD9XNmig5xToVEAzpJ91wiy7MEjbocPqqN51mPo7m7JazhY3hF8B5KwMrYh17W5x7dXLrixfx?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>