<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Thu, 23 Apr 2026 05:54:38 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/financial-literacy/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Reference for In-House Training: Economics, Finance, and Fintech]]></title><description><![CDATA[In our school, every Thursday afternoon, we have company prayer meetings. I am thinking that in addition to biblical exhortation, I would suggest to the administrative officers to add an in-house training]]></description><link>http://direct.ecency.com/hive-173575/@rzc24-nftbbg/reference-for-in-house-training-economics-finance-and-fintech</link><guid isPermaLink="true">http://direct.ecency.com/hive-173575/@rzc24-nftbbg/reference-for-in-house-training-economics-finance-and-fintech</guid><category><![CDATA[hive-173575]]></category><dc:creator><![CDATA[rzc24-nftbbg]]></dc:creator><pubDate>Sun, 19 Apr 2026 06:03:00 GMT</pubDate></item><item><title><![CDATA[ARRANGE YOUR SPENDINGS BEFORE YOUR INCOME ARRIVES]]></title><description><![CDATA[ARRANGE YOUR SPENDINGS BEFORE YOUR INCOME ARRIVES One of the most common mistakes people make with money is waiting until their income arrives before planning and deciding how to spend it. When this happens,]]></description><link>http://direct.ecency.com/hive-167922/@shikumi5/arrange-your-spendings-before-your-income-arrives</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@shikumi5/arrange-your-spendings-before-your-income-arrives</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[shikumi5]]></dc:creator><pubDate>Tue, 10 Mar 2026 19:57:18 GMT</pubDate><enclosure url="https://images.ecency.com/p/qjrE4yyfw5pJD9LKQ1BG3NbSyKTowh8wnMyt99ZwCehFHxmYkqV4u5qBPN9XoaghN5vb864PJqBMjEuaNGPZFnjEFiSqhVHQexHgD2boE1zfPtfdcrmiThDp?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[When Serving Clients Leads to Debt: Escaping the 8 Million Peso Burden]]></title><description><![CDATA[I happened to stumble upon this Reddit thread where the poster seems to fall into a debt trap by sacrificing his personal finances to serve his clients. After five years in business, the guy now has 8]]></description><link>http://direct.ecency.com/hive-173575/@silent-aurora/when-serving-clients-leads-to-debt-escaping-the-8-million-peso-burden</link><guid isPermaLink="true">http://direct.ecency.com/hive-173575/@silent-aurora/when-serving-clients-leads-to-debt-escaping-the-8-million-peso-burden</guid><category><![CDATA[hive-173575]]></category><dc:creator><![CDATA[silent-aurora]]></dc:creator><pubDate>Tue, 16 Sep 2025 07:32:57 GMT</pubDate></item><item><title><![CDATA[The Power of a Small Saving Habit]]></title><description><![CDATA[I honestly didn’t know there was anything called financial literacy until I got older. As a child, I wasn’t thinking about saving, budgeting, or anything close to that. All I knew was that my mum brought]]></description><link>http://direct.ecency.com/hive-153850/@eunice9200/the-power-of-a-small-saving-habit-5tu</link><guid isPermaLink="true">http://direct.ecency.com/hive-153850/@eunice9200/the-power-of-a-small-saving-habit-5tu</guid><category><![CDATA[hive-153850]]></category><dc:creator><![CDATA[eunice9200]]></dc:creator><pubDate>Wed, 28 May 2025 16:12:21 GMT</pubDate><enclosure url="https://images.ecency.com/p/2dk2RRM2dZ8gKjXsrozapsD83FxL3Xbyyi5LFttAhrXxr16mCe4arfLHNVXGCStyQXJLrEDbv6yGyZhEDxL9Uoi3Pe4rguca36Kz2ZZohfynut5JcGg1WC6vMFygpjtw82da9rqa8QEKg3uYzJL8k31iHM1Dkk5tzCr4vtZC2J?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[I partied hard when I was young and became part of a successful startup while still in high school.]]></title><description><![CDATA[*Okay, calling it a successful startup business might be a bit of a stretch, but a few thousand pesos of profit a night for a couple of high school party boys felt like we were the most successful people]]></description><link>http://direct.ecency.com/hive-188409/@juanvegetarian/i-partied-hard-when-i-was-young-and-and-became-part-of-a-successful-startup-while-still-in-high-school</link><guid isPermaLink="true">http://direct.ecency.com/hive-188409/@juanvegetarian/i-partied-hard-when-i-was-young-and-and-became-part-of-a-successful-startup-while-still-in-high-school</guid><category><![CDATA[hive-188409]]></category><dc:creator><![CDATA[juanvegetarian]]></dc:creator><pubDate>Mon, 23 Dec 2024 04:48:42 GMT</pubDate><enclosure url="https://images.ecency.com/p/5s4dzRwnVbzGY5ssnCE4wXzkeAEXyVtgk1ApQTwHMTp6y5PvEo1yennAQdsctDzMAfveqzktUTuMqCzh5DssQxWtvncjUdScyg6iCrXMc2ceU81Uf9CREKAvydKB4Fw9Mz4QnNMs3GcBKCAo4UsLYeRqEY78SELqD9qrUTG?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[The Difference Between KNOWING and OBEYING financial Rules]]></title><description><![CDATA[Source Financial rules are set aside rules governing, keeping and directing finances for a better production limit. The production limit of a finance varies and its dependent on the the sole purpose of]]></description><link>http://direct.ecency.com/hive-167922/@vickvan/the-difference-between-knowing-and-obeying-financial-rules</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@vickvan/the-difference-between-knowing-and-obeying-financial-rules</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[vickvan]]></dc:creator><pubDate>Thu, 30 May 2024 03:38:33 GMT</pubDate><enclosure url="https://images.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgprNwBZomeedHkfBfwFzqzmjKZU1uRjeKXKcnSzoHhjAE3NNnvFtqtGYvN6sNRtPzwjaBdPoSGC9pgtqf7XwcQFUyaf53PjZmXGfiKmkuafhNKnqL?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[What Are You Investing In? ]]></title><description><![CDATA[Designed on Canva In today's digital age, there are lots of opportunities available for those willing to explore new avenues. My current investment strategies are diverse and I would be focusing on four]]></description><link>http://direct.ecency.com/hive-167922/@princessbusayo/what-are-you-investing-in-</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@princessbusayo/what-are-you-investing-in-</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[princessbusayo]]></dc:creator><pubDate>Sun, 26 May 2024 10:29:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/BgxWBRxjvNho1d5owNvLc9kLkZETgqoQLu9zcBbNBbDDEp9W4DbuZJufzDsGKCin2MKVx9ST7Dg4Yz2mcR7bRiAkaBrosYxJzEXFZx9SzsTWKg4k1rUL4DrXLdf3TXm5ZdTAHD1stwErc7cMmY7VNQYmcVYMDQTrX3KsptiRYorwyVp?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Let's Take a Test]]></title><description><![CDATA[I was reading some research on Financial Literacy which included this test, and I have gotten curious to see how those on Hive perform. If you would like to take the test, please comment your answers below.]]></description><link>http://direct.ecency.com/finance/@demotruk/lets-take-a-test</link><guid isPermaLink="true">http://direct.ecency.com/finance/@demotruk/lets-take-a-test</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[demotruk]]></dc:creator><pubDate>Sun, 14 Apr 2024 18:07:54 GMT</pubDate></item><item><title><![CDATA[The Power Of Financial Literacy: Building Wealth Through Knowledge]]></title><description><![CDATA[The word financial literacy has a deeper meaning that just understanding numbers, its entails having the right knowledge and skills that is need to make an informed decision as regarding to money. In today’s]]></description><link>http://direct.ecency.com/hive-167922/@etorobong/the-power-of-financial-literacy-building-wealth-through-knowledge</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@etorobong/the-power-of-financial-literacy-building-wealth-through-knowledge</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[etorobong]]></dc:creator><pubDate>Thu, 23 Nov 2023 12:08:00 GMT</pubDate><enclosure url="https://images.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgn9DPMhyJCABdJ59Y?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Children Saving Accounts: Life Lessons and use for Hive Wallet ]]></title><description><![CDATA[A Life Lesson on Saving Children' saving accounts are an important tool for teaching kids the value of saving and the importance of financial responsibility. I received my first savings account from my]]></description><link>http://direct.ecency.com/hive-167922/@rasbas/children-saving-accounts-life-lessons-and-use-for-hive-wallet</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@rasbas/children-saving-accounts-life-lessons-and-use-for-hive-wallet</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[rasbas]]></dc:creator><pubDate>Sat, 10 Dec 2022 02:53:45 GMT</pubDate><enclosure url="https://images.ecency.com/p/FUkUE5bzkAZT3HzV5tJDiU2ik81PCd4JCyhWnRcDN8XJsVFY3UNB8DCbbS1b7UEgsYEx6ABUKhtBjR6LdiLe6vmjNtgxczZDSsGunLme1MMQ7QdFe5z2Gq9DZe3jnBQGmDzCtzZYcQ3HRLWpMkSqkYMDnkMKNcAC83Zx?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Hive PH Financial Literacy Blogging Contest Week #4 Winner]]></title><description><![CDATA[°º¤øº°°°º¤øº¤øº°°°º¤øº° HivePH is a group of Filipino bloggers and crypto-enthusiasts with the mission of helping others become successful here on the #Hive platform. The weekly blogging contest is one]]></description><link>http://direct.ecency.com/philippines/@hiveph/hive-ph-financial-literacy-blogging-contest-week-4-winner</link><guid isPermaLink="true">http://direct.ecency.com/philippines/@hiveph/hive-ph-financial-literacy-blogging-contest-week-4-winner</guid><category><![CDATA[philippines]]></category><dc:creator><![CDATA[hiveph]]></dc:creator><pubDate>Thu, 03 Nov 2022 05:19:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/FUkUE5bzkAZT3HzV5tJDiU2ik81PCd4JCyhWnRcDN8XJsVFY3UNB8DCVJ1F7GqSV6PJU7XCVRABYnqN7AyAVk4JurXHPAXSdSgcUd5ZbYE7PFiUZcwCKUWmv3unqFDQobLXxoJeE7f8TvVVTf2uGRnPBwufGrfKd12pW?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[What I have learned while tracking expenses?]]></title><description><![CDATA[October 30, 2022 Living within your means is easy to say yet difficult to follow but with perseverance and discipline still we can. Photo from Unsplash by Sincerely Media Time flies so fast and we are]]></description><link>http://direct.ecency.com/hive-188409/@jenthoughts/what-i-have-learned-while-tracking-expenses</link><guid isPermaLink="true">http://direct.ecency.com/hive-188409/@jenthoughts/what-i-have-learned-while-tracking-expenses</guid><category><![CDATA[hive-188409]]></category><dc:creator><![CDATA[jenthoughts]]></dc:creator><pubDate>Sun, 30 Oct 2022 13:52:42 GMT</pubDate><enclosure url="https://images.ecency.com/p/8DAuGnTQCLptZgjHUrRAJGcW4y1D4A5QVJJ7zjzqqKdfVHSS6NapSCC8ozUR2qoJggjsxHk5GNqYEhGpHuaS2Ui75uAsL94H9Nhafr62jSmXWUUrAVZyHQRNbfdFfJQEeShKhLmcXhWWZFYPY7KUQZrdrUVTCoKyYZkRy8A1g9k?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Please Give Me My Exact Money]]></title><description><![CDATA[I held my hand in the air and stared at the coins that I just received from the cashier. I tried my best not to say anything and have that poker face. People behind me were waiting. I wasn't moving on.]]></description><link>http://direct.ecency.com/hive-167922/@macoolette/your-coins-peoples-lives</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@macoolette/your-coins-peoples-lives</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[macoolette]]></dc:creator><pubDate>Fri, 28 Oct 2022 10:00:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/5s4dzRwnVbzGY5ssnCE4wXzkeAEXyVtgk1ApQTwHMTp6y5PvEo1yennB2cY1EaMt95R2akENpqtBkmFir2paPw2rWsmmGFTXouQJpQSzkpcRw7HWsk1qrYG85XZJ2XsBu2FfmTuppv6NK4jsxujHjvMd61iE4oH4U5UoYVL?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Hive PH Financial Literacy Blogging Contest Week #3 Winner]]></title><description><![CDATA[Hive PH Financial Literacy Blogging Contest. "3rd Week: °º¤øº°°°º¤øº¤øº°°°º¤øº° HivePH is a group of Filipino bloggers and crypto-enthusiasts with the mission of helping others become successful here]]></description><link>http://direct.ecency.com/hive-188409/@hiveph/hive-ph-financial-literacy-blogging-contest-week-3-winner</link><guid isPermaLink="true">http://direct.ecency.com/hive-188409/@hiveph/hive-ph-financial-literacy-blogging-contest-week-3-winner</guid><category><![CDATA[hive-188409]]></category><dc:creator><![CDATA[hiveph]]></dc:creator><pubDate>Thu, 27 Oct 2022 03:53:03 GMT</pubDate><enclosure url="https://images.ecency.com/p/FUkUE5bzkAZT3HzV5tJDiU2ik81PCd4JCyhWnRcDN8XJsVFY3UNB8DCVJ1F7GqSV6PJU7XCVRABYnqN7AyAVk4JurXHPAXSdSgcUd5ZbYE7PFiUZcwCKUWmv3unqFDQobLXxoJeE7f8TvVVTf2uGRnPBwufGrfKd12pW?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Making The Most of What I Have: My Budget Plan]]></title><description><![CDATA[In my attempt to get back on track regarding my finances, I mentioned in my previous blog that keeping an eye on my expenses helps me determine which categories to change to save money. Making a budget]]></description><link>http://direct.ecency.com/hive-188409/@cthings/making-the-most-of-what-i-have-my-budget-plan</link><guid isPermaLink="true">http://direct.ecency.com/hive-188409/@cthings/making-the-most-of-what-i-have-my-budget-plan</guid><category><![CDATA[hive-188409]]></category><dc:creator><![CDATA[cthings]]></dc:creator><pubDate>Sun, 23 Oct 2022 15:53:18 GMT</pubDate><enclosure url="https://images.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgpqU3yoNYZTsNxCrtePagDR7qH4KXXbCrafXJm1kLdfSRa5Qoc7Fjc942NgvUWu2tig3AQ9aFx3A2abkatJckmydEHEFBGN4nJTvhDF53Y4XmBJaz?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Formulating a Budget Plan]]></title><description><![CDATA[October 23, 2022 Budget plan is to plan your budget by writing it down to decide how you will spend your money, your income in every month, every week or bi-weekly. This will help you to have enough money]]></description><link>http://direct.ecency.com/hive-188409/@jenthoughts/formulating-a-budget-plan</link><guid isPermaLink="true">http://direct.ecency.com/hive-188409/@jenthoughts/formulating-a-budget-plan</guid><category><![CDATA[hive-188409]]></category><dc:creator><![CDATA[jenthoughts]]></dc:creator><pubDate>Sun, 23 Oct 2022 14:04:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/8DAuGnTQCLptZgjHUrRAJGcW4y1D4A5QVJJ7zjzqqKdfVHSS6NapSCC8ozUR2qoJggjsxHk5GNqYu78Te6NS6rXLS8B8jn3vgiZWd58vDAgemMnjnNCRRbHcCuFgaf9D6muMyRyMdu6kEFWQi7Qen54Fapk9UdxosTNucHbtyWW?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Hive PH Financial Literacy Blogging Contest. "2nd Week: Making an Important Financial Decision"]]></title><description><![CDATA[°º¤øº°°°º¤øº¤øº°°°º¤øº° For the second week of October, the chosen theme was: 2nd Week: Making an Important Financial Decision Following the theme for October, the second part of our financial literacy]]></description><link>http://direct.ecency.com/hive-188409/@hiveph/hive-ph-financial-literacy-blogging-contest-2nd-week-making-an-important-financial-decision</link><guid isPermaLink="true">http://direct.ecency.com/hive-188409/@hiveph/hive-ph-financial-literacy-blogging-contest-2nd-week-making-an-important-financial-decision</guid><category><![CDATA[hive-188409]]></category><dc:creator><![CDATA[hiveph]]></dc:creator><pubDate>Wed, 19 Oct 2022 17:28:00 GMT</pubDate><enclosure url="https://images.ecency.com/p/FUkUE5bzkAZT3HzV5tJDiU2ik81PCd4JCyhWnRcDN8XJsVFY3UNB8DCVJ1F7GqSV6PJU7XCVRABYnqN7AyAVk4JurXHPAXSdSgcUd5ZbYE7PFiUZcwCKUWmv3unqFDQobLXxoJeE7f8TvVVTf2uGRnPBwufGrfKd12pW?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Live within your means]]></title><description><![CDATA[October 16, 2022 Living within your means is to live within your income. The @hiveph community initiate a blogging contest about financial literacy and financial education. It is divided into four topics]]></description><link>http://direct.ecency.com/hive-188409/@jenthoughts/live-within-your-means</link><guid isPermaLink="true">http://direct.ecency.com/hive-188409/@jenthoughts/live-within-your-means</guid><category><![CDATA[hive-188409]]></category><dc:creator><![CDATA[jenthoughts]]></dc:creator><pubDate>Sun, 16 Oct 2022 09:37:30 GMT</pubDate><enclosure url="https://images.ecency.com/p/8DAuGnTQCLptZgjHUrRAJGcW4y1D4A5QVJJ7zjzqqKdfVHSS6NapSCC8ozUR2qoJggjsxHk5GNq8xADQQucALq4Qu3xBiRu81u9pvw4F1nBhA15jcamUtLXkA9DgzsiR8dbG6CgoBaE41ZnAgRfKYAVrvb7Ce6dqDyHgZWadh7U?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[The Effects Of Financial Literacy]]></title><description><![CDATA[Literacy is defined as how well a person knows (and understands) a certain field or industry. A financial literate person is someone who is well educated about finance and its intricacies. The more financially]]></description><link>http://direct.ecency.com/hive-167922/@young-kedar/the-effects-of-financial-literacy</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@young-kedar/the-effects-of-financial-literacy</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[young-kedar]]></dc:creator><pubDate>Fri, 14 Oct 2022 21:01:15 GMT</pubDate><enclosure url="https://images.ecency.com/p/2Q7GP48zf6pRbKGuJWxTRX5eqwaenupCBY7Jv7egiGGNpXSUdPeciyZvKKybztYi8FFTm2Z4YuCzffU1Grfpi8wLd8KubMPYhWfFvaE9R93THPADKZGj7FjjDwU8TBQd6oi4L3TEYCWTasmMDRSyKwB4sbciFcWRF2bjNqF2gxMAXcnJkYZfG82xCbSup5NsEgerPg6CSFhD7tySPZ9TBfnzkvxhxXuSUmNe8h1tEDMn42Wz3xe3MZD5EsVgQoFohSu2CTd3hfU?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Expenses tracking for a week]]></title><description><![CDATA[October 10, 2022 Tracking expenses will teach you to make an appropriate budget. Tracking our expenses is not a usual thing I do because I am confident that my budgeting is enough for it. But even I am]]></description><link>http://direct.ecency.com/hive-188409/@jenthoughts/expenses-tracking-for-a-week</link><guid isPermaLink="true">http://direct.ecency.com/hive-188409/@jenthoughts/expenses-tracking-for-a-week</guid><category><![CDATA[hive-188409]]></category><dc:creator><![CDATA[jenthoughts]]></dc:creator><pubDate>Mon, 10 Oct 2022 06:35:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/NTy4GV6ooFRmaCXZ8UYgPhoud1kjiNX8QokLEZtbBKLuLWQ9yt7K3o4LTwNSjRhcxLrBv9fQ8jdRQC69ukFaYEcXxjDsqaYL3ByDKfBB4h9jbN9f2Kb5eVreWUdiBC2hGsxeY7hNVtuHtkmzekVZWbmSJHpeVp8mGWWWkas8?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>