<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Thu, 07 May 2026 00:26:28 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/fractionalreservelending/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Fractional Reserve Banking: The Problem with Modern Finance]]></title><description><![CDATA[Fractional reserve banking is a banking system in which only a fraction of bank deposits are backed by actual cash. They lend, and charge interest on lending, with money they don't have... and this is]]></description><link>http://direct.ecency.com/keynesian/@infidel1258/fractional-reserve-banking-the-problem-with-modern-finance</link><guid isPermaLink="true">http://direct.ecency.com/keynesian/@infidel1258/fractional-reserve-banking-the-problem-with-modern-finance</guid><category><![CDATA[keynesian]]></category><dc:creator><![CDATA[infidel1258]]></dc:creator><pubDate>Fri, 27 Oct 2017 20:53:39 GMT</pubDate><enclosure url="https://images.ecency.com/p/21PRtjKRXPQyotRPt1Hd7fPufGf1WCpCvB7qBKbTm7HV2rBSgL8AiDpqS6YLoPTHXvkBM25UhEeWvvxRR1nsEbdjL7MXSamY6yrihusRPvod7FjVggaeSCqXqv7Gof2yXEBFx2RpsTxDoVXU9MWDW3p?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>