<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Tue, 21 Apr 2026 23:27:07 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/frugality/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[The Philosophy of Personal Finances - 1]]></title><description><![CDATA[Stefan Molyneux digs into the philosophy of money, weaving in his own path from a tough financial start to building a business. He looks back on his first jobs, which built his drive to work hard and formed]]></description><link>http://direct.ecency.com/reason/@stefan.molyneux/the-philosophy-of-personal-finances-1</link><guid isPermaLink="true">http://direct.ecency.com/reason/@stefan.molyneux/the-philosophy-of-personal-finances-1</guid><category><![CDATA[reason]]></category><dc:creator><![CDATA[stefan.molyneux]]></dc:creator><pubDate>Tue, 06 Jan 2026 16:23:27 GMT</pubDate><enclosure url="https://images.ecency.com/p/TZjG7hXReeVqFVvkXVUAoK1UTyuAcKVtuKoBoGfSji6WzgEYwa4YVdmgWeNTLQJfnHU3qzSKDqk9kVB7BkXT8MhdcXEBPWJET93UeuYFgfvLU5yxjWE9DuKSWWSd4zK82mMDhYJzYsPn2i?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[The Tightarse Guide to Splinterlands]]></title><description><![CDATA[Hear Ye, Hear Ye! Proclamation from the Kingdom of Tightfistedia! Bells Clanging Gather round, ye Splinterfolk and penny-pinchers of the blockchain realm, for I bringeth thee the TightyArse Guide to]]></description><link>http://direct.ecency.com/hive-13323/@jagged/the-tightarse-guide-to-splinterlands</link><guid isPermaLink="true">http://direct.ecency.com/hive-13323/@jagged/the-tightarse-guide-to-splinterlands</guid><category><![CDATA[hive-13323]]></category><dc:creator><![CDATA[jagged]]></dc:creator><pubDate>Sat, 25 Jan 2025 09:29:33 GMT</pubDate><enclosure url="https://images.ecency.com/p/7b4bio5hobgt1ToxyJNZ2CBe2hrJJxxFumrTYgdiB16dsHGkxy5u76CXFiXTechdoirtCfXc84cxZaXgoHuJ3CxjYK7gMBRVseZyVgxq9Ad2ntK9V9fjzZ8oYfNSj6S2UoBhXnnzDAPR6kDY9YPduWo7SpC6?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[My packed lunch.
Fried big eyed scad fish on rice. Have to be frugal without ...]]></title><description><![CDATA[... depriving my body of essential nutrients to keep my body healthy throughout the moonsoon season. Let's eat, guys!🤗♥️🫰 #lunch #frugality #practical #dbuzzph #hivefoods]]></description><link>http://direct.ecency.com/hive-193084/@landrover007/7nxo8tuyae9b75ix59kgwf</link><guid isPermaLink="true">http://direct.ecency.com/hive-193084/@landrover007/7nxo8tuyae9b75ix59kgwf</guid><category><![CDATA[hive-193084]]></category><dc:creator><![CDATA[landrover007]]></dc:creator><pubDate>Wed, 28 Aug 2024 03:49:45 GMT</pubDate><enclosure url="https://images.ecency.com/p/4qEixipsxSf1PJbtJvrdjZnXV7aoY3ksvZjEmAn94jKAKaqNHp7fY1tWTTbmdDUfW6?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Upper and Lower Session Road at night. How I got to the City of Pines? A good ...]]></title><description><![CDATA[... friend invited me to an event. Then I used my combined earnings from Appics and Hive platform. For my meals, I looked for a resto that serves budget meals! #dbuzzph #frugality]]></description><link>http://direct.ecency.com/hive-193084/@landrover007/s3stbakhme80dbcc16g08n</link><guid isPermaLink="true">http://direct.ecency.com/hive-193084/@landrover007/s3stbakhme80dbcc16g08n</guid><category><![CDATA[hive-193084]]></category><dc:creator><![CDATA[landrover007]]></dc:creator><pubDate>Sat, 01 Jun 2024 12:53:00 GMT</pubDate><enclosure url="https://images.ecency.com/p/2HeX3Zi2vTf1hsWPSEm2HFkohndK7JgZg75FkbFiXcAwqA2ZfJJvcmztjiPuUVBQWWANi?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Navigating the Thin Line: Frugality vs. Stinginess on the Path to Financial Freedom]]></title><description><![CDATA[Everyone aims for financial freedom, and one of the important habits we must have to attain financial freedom is savings while saving, there will always be some time we have needs or those around us, which]]></description><link>http://direct.ecency.com/hive-167922/@glorydee/navigating-the-thin-line-frugality-vs-stinginess-on-the-path-to-financial-freedom</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@glorydee/navigating-the-thin-line-frugality-vs-stinginess-on-the-path-to-financial-freedom</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[glorydee]]></dc:creator><pubDate>Mon, 22 Jan 2024 05:54:21 GMT</pubDate><enclosure url="https://images.ecency.com/p/5s4dzRwnVbzGY5ssnCE4wXzkeAEXyVtgk1ApQTwHMTp6y5PvEo1yenn9mGVD3eGhLPmJVCh9YmToHDWTLUKE67i6kyrUCmDewj7ttx79iHcnBvcRMdBnXYPzzuaytnQkgKMNnvdb5ephqDH6xXSfD1CyYC2aYTsBTqr97pS?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[City Hall of San Fernando, La Union, Ph. Took this on my way to a work related ...]]></title><description><![CDATA[... errand and I am hoping that when I'm done, I still have something left in my pocket to buy the stuff I want so I have a gift for myself!😜✌️ #frugality #austerity #dbuzzph #hiveph]]></description><link>http://direct.ecency.com/hive-193084/@landrover007/03qibv6eocq6d86pptyeba</link><guid isPermaLink="true">http://direct.ecency.com/hive-193084/@landrover007/03qibv6eocq6d86pptyeba</guid><category><![CDATA[hive-193084]]></category><dc:creator><![CDATA[landrover007]]></dc:creator><pubDate>Mon, 18 Dec 2023 05:50:48 GMT</pubDate><enclosure url="https://images.ecency.com/p/S5Eokt4BcQdk7EC459KiubMRtR7KJbA1bs4JSU8FBEazoA5aqp5a72LEruSwSWVvYUVsnLN?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Mastering the Art of Frugality: Lessons from a Financially Savvy Aunt]]></title><description><![CDATA[In the world we live in today, what consumes our thoughts most of the time is consuming, spending, satisfying our cravings, gratification, etc, or whatever name you call it, it is so easy to spend what]]></description><link>http://direct.ecency.com/hive-167922/@glorydee/mastering-the-art-of-frugality-lessons-from-a-financially-savvy-aunt</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@glorydee/mastering-the-art-of-frugality-lessons-from-a-financially-savvy-aunt</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[glorydee]]></dc:creator><pubDate>Sat, 11 Nov 2023 11:50:03 GMT</pubDate><enclosure url="https://images.ecency.com/p/3DLAmCsuTe3ba2VJAE1ZhN2oVhekeqoshg9DUnSyUd2Cnt4YtUMpZp3rq4sprBVNAf16HDwALQR9c9BNb3pQBt1CrSVKroTVhe3zyL8DTqMZTbq2f65m7iDLxwBnZMxrRsKeptu5Q8CFTLfaxVVLDzEuMKi5yqx?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Frugality provides you with a margin of safety]]></title><description><![CDATA[When I watched, A fall from grace for the first time, I was young. I had no idea how the world works and I probably saw it as some form of entertainment with my friend. But yesterday, Netflix recommended]]></description><link>http://direct.ecency.com/hive-167922/@iskafan/frugality-provides-you-with-a-margin-of-safety</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@iskafan/frugality-provides-you-with-a-margin-of-safety</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[iskafan]]></dc:creator><pubDate>Sat, 21 Oct 2023 15:07:12 GMT</pubDate><enclosure url="https://images.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgpqkn9NXZk5B5jxvA1D39VEqahiGDPULmbGdjUD6TwnNCxyePSUwNLHHjwV8Sunr5SQvhL3GuGNTho12gC9FsfHfSku5g9imconL3VV2zp5JanGce?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Powering your wealth-building journey with  frugality breeds a clearer financial destiny]]></title><description><![CDATA[I finally found the owner of the voice who taught me a new thing about money yesterday which I already shared with you. His name is Marty Barde, and I already fell in love with this character. He's the]]></description><link>http://direct.ecency.com/hive-167922/@iskafan/powering-your-wealth-building-journey-with-frugality-breeds-a-clearer-financial-destiny</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@iskafan/powering-your-wealth-building-journey-with-frugality-breeds-a-clearer-financial-destiny</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[iskafan]]></dc:creator><pubDate>Mon, 02 Oct 2023 15:36:12 GMT</pubDate><enclosure url="https://images.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgpqkn9NXZk5B5jxvA1sWyeEJWxcwpFbAisRahu2AZ2di4qRXosx1zifR4GTg8jYUoAvHKRYNA7Dg9cemXPEdZ8AtxPmPUD7N8W8uyEJkpAaSs9Upv?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[The Essence Of Frugality]]></title><description><![CDATA[This guy nails the essence of frugality in addition to a few personal points regarding what makes frugality attractive to him. A frugal person understands that money equals freedom and that being deliberate]]></description><link>http://direct.ecency.com/hive-148441/@markkujantunen/the-essence-of-frugality</link><guid isPermaLink="true">http://direct.ecency.com/hive-148441/@markkujantunen/the-essence-of-frugality</guid><category><![CDATA[hive-148441]]></category><dc:creator><![CDATA[markkujantunen]]></dc:creator><pubDate>Sun, 15 Jan 2023 23:30:48 GMT</pubDate><enclosure url="https://images.ecency.com/p/S5Eokt4BcQdk7EHeT1aYjzebg2hC7hkthT45eHAXat29d2iUjhG8b1hGi7VzVdaMRgsrZfc?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[How does the Christmas celebration affect your finances?]]></title><description><![CDATA[It's not the most pleasant topic of discussion, but it's something that we all have dealt this period. Source Christmas is a time when many people find themselves in need of extra cash, whether they're]]></description><link>http://direct.ecency.com/hive-167922/@iskafan/how-does-the-christmas-celebration-affect-your-finances</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@iskafan/how-does-the-christmas-celebration-affect-your-finances</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[iskafan]]></dc:creator><pubDate>Mon, 26 Dec 2022 09:28:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgnHLeBpGefT6fWoVG?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Finally, a new bed.]]></title><description><![CDATA[Mystery of the new living arrangement solved. Other than the first year or so living in Michele's basement, I've slept on single bed mattresses. ↑This was just before I moved out to the transitional low]]></description><link>http://direct.ecency.com/hive-189641/@jerrytsuseer/finally-a-new-bed</link><guid isPermaLink="true">http://direct.ecency.com/hive-189641/@jerrytsuseer/finally-a-new-bed</guid><category><![CDATA[hive-189641]]></category><dc:creator><![CDATA[jerrytsuseer]]></dc:creator><pubDate>Fri, 28 Oct 2022 19:40:36 GMT</pubDate><enclosure url="https://images.ecency.com/p/YpihifdXP4WNbGMdjw7e3DuhJWBvCw4SfuLZsrnJYHEpsqZFkiGGNCQ9UQxWkePrVvQBFWZPqPaNWWKR9yVSgrUpPGS999ZTbWP4UUkuw62n7hJHkfu3Kr8DzW7gKiQmFkKeDBskP6zsEvFYSGAebBYYiYEkT3ShUtcCixXUr8Jz?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[5 Tips for Frugal Living to help you save more]]></title><description><![CDATA[Frugal living is the key to a better life. Investing in your savings, instead of squandering your money, can help you live well. The first step towards living frugally is to be more aware of how you are]]></description><link>http://direct.ecency.com/hive-167922/@iskafan/5-tips-for-frugal-living-to-help-you-save-more</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@iskafan/5-tips-for-frugal-living-to-help-you-save-more</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[iskafan]]></dc:creator><pubDate>Wed, 29 Jun 2022 18:04:03 GMT</pubDate><enclosure url="https://images.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgnLpwoZsV9ou4zATg?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Right from the beginning of time money has always been a revolutionary tool ]]></title><description><![CDATA[The economy is based on money. If a person isn’t well-off financially, it means that they are probably from a lower class of people. Since America is an extremely capitalist country, the concept of classes]]></description><link>http://direct.ecency.com/hive-167922/@iskafan/right-from-the-beginning-of-time-money-has-always-been-a-revolutionary-tool</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@iskafan/right-from-the-beginning-of-time-money-has-always-been-a-revolutionary-tool</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[iskafan]]></dc:creator><pubDate>Mon, 13 Jun 2022 17:22:24 GMT</pubDate><enclosure url="https://images.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgn5Fc56qN4Sg2Dben?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[What are the ways one can get close to being rich?]]></title><description><![CDATA[Being rich is more about your state of mind than your bank balance. And if you’re not there yet, you might want to think about taking a few steps in that direction. Rich people have habits and practices]]></description><link>http://direct.ecency.com/hive-167922/@iskafan/what-are-the-ways-one-can-get-close-to-being-rich</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@iskafan/what-are-the-ways-one-can-get-close-to-being-rich</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[iskafan]]></dc:creator><pubDate>Wed, 25 May 2022 18:32:39 GMT</pubDate><enclosure url="https://images.ecency.com/p/2bP4pJr4wVimqCWjYimXJe2cnCgnAgcc9H3yb4BWBeN?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Recession risks puts FED on a timer. ]]></title><description><![CDATA[Wealth sometimes matters more than income -- including the unrealized (but expected) value of stock in retirement funds, mutual funds and direct investments. You can spend wealth or borrow against it,]]></description><link>http://direct.ecency.com/economy/@leguna/recession-risks-puts-fed-on-a-timer</link><guid isPermaLink="true">http://direct.ecency.com/economy/@leguna/recession-risks-puts-fed-on-a-timer</guid><category><![CDATA[economy]]></category><dc:creator><![CDATA[leguna]]></dc:creator><pubDate>Sun, 13 Mar 2022 00:05:51 GMT</pubDate><enclosure url="https://images.ecency.com/p/k75bsZMwYNu2L3iBMXq5y7xeiy1isFJsZxnMZSXuXEsxe4ee1cUkGyPcxieMfERYbiJuuPHkA4t94c4vZrmD11Rmu1jMvRpk4n1TYXMMA82rfvs4hp8S6P7F8pw4WB3MGrz5WXw2JDBieeNwxwfyjHuMnVZjciaJJ?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[If the practice of frugality is developed in our life, we can become successful!]]></title><description><![CDATA[Hello my fellow dtubers and my dear all friends.How are you all.I hope everybody is well.I hope you're having a great day.And I am also good. Friends today I will talking with you an another important]]></description><link>http://direct.ecency.com/hive-196037/@mdaminulislam/k55b1ktupr7</link><guid isPermaLink="true">http://direct.ecency.com/hive-196037/@mdaminulislam/k55b1ktupr7</guid><category><![CDATA[hive-196037]]></category><dc:creator><![CDATA[mdaminulislam]]></dc:creator><pubDate>Mon, 21 Jun 2021 06:41:45 GMT</pubDate><enclosure url="https://images.ecency.com/p/4qEixipsxSf1NbXf3traZgrR5Suyr779LPAjMZLozxLEdi8ipkJLooNYbNsHprcitn?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[My October - November Budget - 40% saved compared to last month!]]></title><description><![CDATA[I estimated a couple of weeks ago (here) that moving to Portugal would enable me to reduce my total monthly expenditure by around 40%, and now I've got the data, I'm very pleased to announce that my estimate]]></description><link>http://direct.ecency.com/hive-167922/@revisesociology/my-october-november-budget-40-saved-compared-to-last-month</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@revisesociology/my-october-november-budget-40-saved-compared-to-last-month</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[revisesociology]]></dc:creator><pubDate>Sat, 24 Oct 2020 10:58:45 GMT</pubDate><enclosure url="https://images.ecency.com/p/7258xSVeJbKmTr9Z4jhbPj9GHY1wjtmcKenorTDBvUJtc949voF9QXvqFA5Rua3CTnLATuzTkXga9aPeWemX6X6YbMnu1sYmy25S3wTRnJwrC6J4NNq8D3bA9SUtUd9Ay1AtmhvpRRVtA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Don't buy gas from Alpedrinha (or why not to charge foreigners extra) ]]></title><description><![CDATA[A few days ago I bought my first ever bottle of Rubis butane gas from a small gas station just a few metres down the hill on the N18 from the main junction with the MI079. I thought it was a handy location]]></description><link>http://direct.ecency.com/hive-167922/@revisesociology/don-t-by-gas-from-alpedrinha-or-why-not-to-charge-foreigners-extra</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@revisesociology/don-t-by-gas-from-alpedrinha-or-why-not-to-charge-foreigners-extra</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[revisesociology]]></dc:creator><pubDate>Wed, 21 Oct 2020 18:11:27 GMT</pubDate><enclosure url="https://images.ecency.com/p/8SzwQc8j2KJZo6c43w4BYMq3Z45dLesHCsGJGEjt68cZymSv7udGU9Rgr4NA5bUsZSJjom28cp9U59iAxk8fwiwJKd914dr8Epr237K1s7oW7y2UFUA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Total cost of moving from the UK to Portugal = £4390]]></title><description><![CDATA[Now I'm settled (1.0) in Portugal, in my nice little cabin, with my house in the UK successfully tenanted, I've finally managed to calculate my total cost of transitioning, and it looks like this: Total]]></description><link>http://direct.ecency.com/hive-167922/@revisesociology/total-cost-of-moving-from-the-uk-to-portugal-gbp4390</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@revisesociology/total-cost-of-moving-from-the-uk-to-portugal-gbp4390</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[revisesociology]]></dc:creator><pubDate>Sun, 18 Oct 2020 13:27:27 GMT</pubDate><enclosure url="https://images.ecency.com/p/mXkfdToSwHy1F6xC7iNSf4gD4njuiH2TJnH2d9a7sjEgsxpt7CEU4CDU2hEkC3fLffEEQseioMhH4Y3i3o63GcLMjw7NVVpd6rBr5Rv2S?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>