<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Tue, 21 Apr 2026 16:06:15 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/loan/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[AUCTION LIVE: Goldminer Loan #3 — "Self-Reflection"]]></title><description><![CDATA[The journey continues. After the foundation of Genesis and the relentless execution of The Miner, we reach the third milestone of the Goldminer EASY Loan Event. Welcome to Auction #3 — Self-Reflection.]]></description><link>http://direct.ecency.com/goldminer/@chrisaiki/auction-live-goldminer-loan-3</link><guid isPermaLink="true">http://direct.ecency.com/goldminer/@chrisaiki/auction-live-goldminer-loan-3</guid><category><![CDATA[goldminer]]></category><dc:creator><![CDATA[chrisaiki]]></dc:creator><pubDate>Wed, 08 Apr 2026 08:59:54 GMT</pubDate><enclosure url="https://images.ecency.com/p/gPCasciUWmEzNYtqbGEDRek5dctwU2EckVZHEGTN7DPJ8H1VvNqY47c1NUieKAYFWXiUJ6uWTzV3zZWtpfg4si4aQtYNkHDPqmpRVp7KbPXPAFuD5noPuFSdHGUUKYSP4Xvs1RmP6FPCLe8tYn?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Real estate opportunity: invest in my rent payments]]></title><description><![CDATA[Am I really going to post a public statement of my finances in order to find investors, as I promised in my previous post about calculated stable loans? Yes, I think this will be interesting for other]]></description><link>http://direct.ecency.com/debt/@edb/real-estate-opportunity-invest-in-my-rent-payments</link><guid isPermaLink="true">http://direct.ecency.com/debt/@edb/real-estate-opportunity-invest-in-my-rent-payments</guid><category><![CDATA[debt]]></category><dc:creator><![CDATA[edb]]></dc:creator><pubDate>Mon, 06 Apr 2026 23:20:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/AmRc67RgYaWTamZtjiRVK9pxDgRdg2RtnXmG5dbeGuzK3WNfkBktwpfc4vnazPcDquTbbw39qAD77P26Ur5oxFD1ib7mAQryXXcHYCANFu1koURjCAYWSNfWUDHHQRr3LrqZN5gwo7gpKNJL82AwQHuLegmsY7XC?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[A practical crypto use case: Calculated Stable Loans]]></title><description><![CDATA[We deserve to be in a crypto bear market. The latest bull market was based on cynical speculation in the form of memecoins and digital asset treasuries. While there were all-time-highs, crypto never regained]]></description><link>http://direct.ecency.com/crypto/@edb/a-practical-crypto-use-case-calculated-stable-loans</link><guid isPermaLink="true">http://direct.ecency.com/crypto/@edb/a-practical-crypto-use-case-calculated-stable-loans</guid><category><![CDATA[crypto]]></category><dc:creator><![CDATA[edb]]></dc:creator><pubDate>Sat, 04 Apr 2026 22:04:30 GMT</pubDate><enclosure url="https://images.ecency.com/p/7b4bio5hobgt1ToxyJNZ2CBe2hrJJxxFumrTYgdiB16dsHGkxy5u76CVpX98i9n5QzyD4zwFUeabmduqSCjxevR5GDJ4qgstym6SBBdvq1iTC63szvxYqauSNZM5K1Da8wKDSRE9SmFqbnivHW285amaczvS?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[When the numbers lie. Leasing isn't profitable in my test case]]></title><description><![CDATA[I leased 1000 HP for FOUR weeks One month ago I decided to get a lease of 1000 HP using the Hive-Engine. It seems ease enough. Click on lease. Decide on how much you want to lease and how much you are]]></description><link>http://direct.ecency.com/hive-192111/@lease.gld/when-the-numbers-lie-leasing-isnt-profitable-in-my-test-case</link><guid isPermaLink="true">http://direct.ecency.com/hive-192111/@lease.gld/when-the-numbers-lie-leasing-isnt-profitable-in-my-test-case</guid><category><![CDATA[hive-192111]]></category><dc:creator><![CDATA[lease.gld]]></dc:creator><pubDate>Wed, 01 Apr 2026 12:49:03 GMT</pubDate><enclosure url="https://images.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgpqtzfeYehEPBZD6Dm6vxydTZ9zUMtQ2HmeBY3aC9DbeJbM8QMSDV9wwEth8p3U6cJSXqy1jNFnU9Bw3L5wRB48o1KMkJjDZ1NLZZwUpwHdPWyNmk?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Announcing the Goldminer EASY Loan Event: Fund the Agent, Earn Your Yield, Keep the NFT.]]></title><description><![CDATA[To all supporters of the XPR Network and its vibrant ecosystem of altcoins, The time has come to accelerate the mission. Goldminer, the autonomous agent mining physical gold-backed GRAMS tokens 24/7, has]]></description><link>http://direct.ecency.com/loan/@chrisaiki/announcing-the-goldminer-easy-loan</link><guid isPermaLink="true">http://direct.ecency.com/loan/@chrisaiki/announcing-the-goldminer-easy-loan</guid><category><![CDATA[loan]]></category><dc:creator><![CDATA[chrisaiki]]></dc:creator><pubDate>Mon, 30 Mar 2026 09:01:42 GMT</pubDate><enclosure url="https://images.ecency.com/p/D5zH9SyxCKdAD9rYwjD1VARAikGgLpZReGTopGBFsc2NemycUpMEBeU73Rys9LGRNeC5Q1AwWHAp2Eumeg65nbjZaUDfrFa9kf7zuSiPtGrvSp96QtCYzKPqwYtKiJ9v1rWSPG?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Sold my REC stock when the market is at its lowest]]></title><description><![CDATA[I'm going to share my sad story where I had to sell my REC stock a couple of days back when the market is at its bad state. We know that the war is not treating stock markets and crypto markets very well.]]></description><link>http://direct.ecency.com/hive-167922/@bala41288/sold-my-rec-stock-when-the-market-is-at-its-lowest-96t</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@bala41288/sold-my-rec-stock-when-the-market-is-at-its-lowest-96t</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bala41288]]></dc:creator><pubDate>Sun, 15 Mar 2026 17:44:39 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvGBHDnRaj2z6FsL6XEQR3pnqa26GnWfNj34ZGMqc1yQPhKhmmKEGaVEdbaUnUQAsDe3qS2NoTSpJzSbqt3JW7H7VHxHMvBbiDCLW5k2?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Stuedent Loans.... the perpetual tax! ]]></title><description><![CDATA[I was lucky enough to get a free university education, back in the early 1990s, but these days you have to take out a loan to cover tuition fees. This may well seem fair enough: you borrow what you need,]]></description><link>http://direct.ecency.com/debt/@revisesociology/stuedent-loans-the-perpetual-tax</link><guid isPermaLink="true">http://direct.ecency.com/debt/@revisesociology/stuedent-loans-the-perpetual-tax</guid><category><![CDATA[debt]]></category><dc:creator><![CDATA[revisesociology]]></dc:creator><pubDate>Thu, 12 Mar 2026 17:26:36 GMT</pubDate><enclosure url="https://images.ecency.com/p/pBMyo3B2Sao45kGEB1kRY9cJBFGQnrPp2qChGHkgVjzu1y6XFCd4yc3Z6RXqCzbfv1WQ1sQhpdGGTQyVttFnXN2m417AmfNFVHWvaB3DxHLr337vnrZV8wmyAdU7g3M4aBLp6oRnmoJCQXTX2eN5uktqCFy7Xc7T4ZY6zTQWgeG67Ca2?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Kraken Launches "FlexLine" Fixed-Rate Crypto-Backed Loans for Pro Traders]]></title><description><![CDATA[KEY FACTS: Kraken announced the launch of FlexLine on February 26, 2026, a new crypto-backed loan product exclusively for Kraken Pro users (advanced and institutional traders) that enables borrowing against]]></description><link>http://direct.ecency.com/hive-167922/@uyobong/kraken-launches-flexline-fixedrate-cryptobacked-loans-for-pro-traders-cal</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@uyobong/kraken-launches-flexline-fixedrate-cryptobacked-loans-for-pro-traders-cal</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[uyobong]]></dc:creator><pubDate>Thu, 26 Feb 2026 05:05:42 GMT</pubDate><enclosure url="https://images.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgprLKXVpyxy9hnBGXgqjPHQsYJbn3i3cBbXrMEU4PSdRNBJwK54ZhTFQudwtigE9SzVnqQ2WVwRPU2xtJbVeNYuzjEGkfyvHjzqpRJczALePt6fxa?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[GLD Loan Repayment : How it has worked so far.]]></title><description><![CDATA[How the test is going so far Way back on November 6th this account "borrowed" 10,000 GLD tokens. Those tokens converted to Swap.Hive then Swap.LTC and were withdrawn for roughly $100 USD worth]]></description><link>http://direct.ecency.com/hive-192111/@gldloan.test/gld-loan-repayment--how-it-has-worked-so-far</link><guid isPermaLink="true">http://direct.ecency.com/hive-192111/@gldloan.test/gld-loan-repayment--how-it-has-worked-so-far</guid><category><![CDATA[hive-192111]]></category><dc:creator><![CDATA[gldloan.test]]></dc:creator><pubDate>Mon, 23 Feb 2026 09:18:48 GMT</pubDate><enclosure url="https://images.ecency.com/p/YpihifdXP4WNbGMdjw7e3DuhJWBvCw4SfuLZsrnJYHEpsqZFkiGGNCQ5LtR3Nr4a8H2RfBNHY3upHvHuC7ivhVQVKZcbzrMZn4aAK6TsxpzhpQuGFHZK4WA9t5Pa1GMKBUdsLpfDeMahSv8coXhRTUK3N6QyMzemeR2YtGMZNDCr?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Trying to Be Financially Responsible By Taking A Loan]]></title><description><![CDATA[Since I became eligible for Shopee Pay Later, I noticed that I barely use cash anymore. The concept of this kind of financing is that you get specific goods or services without paying immediately. Of course,]]></description><link>http://direct.ecency.com/hive-126152/@iamboring/trying-to-be-financially-responsible-by-taking-a-loan</link><guid isPermaLink="true">http://direct.ecency.com/hive-126152/@iamboring/trying-to-be-financially-responsible-by-taking-a-loan</guid><category><![CDATA[hive-126152]]></category><dc:creator><![CDATA[iamboring]]></dc:creator><pubDate>Mon, 26 Jan 2026 11:01:00 GMT</pubDate><enclosure url="https://images.ecency.com/p/NTy4GV6ooFRmaCXZ8UYgPhoud1kjiNX8QokLEZtbBKLuLWQ9yt7K3o4KWjyya6RhnF3az9Ji5sM61gDDWyYaaQbNjuLHKfVi4JQGpYZT4UXofr5bHEvmj2pdXLssAFCnTSwfkq5ugfsZhee1Q9C1cwiknWWPtbMeFTisAkaz?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Hive at a Breaking Point A Chain Losing Its Builders Not Just Its Price]]></title><description><![CDATA[Hive is not just falling in price. It is losing something far more difficult to recover. Trust. Builders. Informal institutions. And the people who quietly held the ecosystem together when the charts were]]></description><link>http://direct.ecency.com/hive-167922/@chronocrypto/hive-at-a-breaking-point-a-chain-losing-its-builders-not-just-its-price-hbh</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@chronocrypto/hive-at-a-breaking-point-a-chain-losing-its-builders-not-just-its-price-hbh</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[chronocrypto]]></dc:creator><pubDate>Thu, 18 Dec 2025 22:48:36 GMT</pubDate><enclosure url="https://images.ecency.com/p/62PdCouTvNPDFdqJorCLnfauvZdwTKWtZntNNHTsGgX3FFimS1bLCtiBSCpi1CtPtBJjbdXVDwS26p99qNKnRtCKTdFCKmM3BH9uonF8xAmzTrW?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Home Loan Repayment Vs Crypto Investment - Part2 - Decision TAKEN...]]></title><description><![CDATA[Hey All, source: This post is in continuation to - Home Loan Repayment Vs Crypto Investment - What to Choose? - Part1. In part1 we discussed the options whether I should be investing $17K+ in crypto or]]></description><link>http://direct.ecency.com/hive-167922/@gungunkrishu/home-loan-repayment-vs-crypto-investment-part2-decision-taken</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@gungunkrishu/home-loan-repayment-vs-crypto-investment-part2-decision-taken</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[gungunkrishu]]></dc:creator><pubDate>Tue, 25 Nov 2025 13:43:15 GMT</pubDate><enclosure url="https://images.ecency.com/p/YpihifdXP4WNbGMdjw7e3DuhJWBvCw4SfuLZsrnJYHEpsqZFkiGGNCQ5PjR5ShHnKCxh8UUMB7vTiQTNKGL7FQmR21tFN9XY4E8yAF2jfKSjJNmGw98hgEy51ojN8kGutxUvzaBkYby9cRW1UEAyeY1RS2R3MksvAWDZeMwgcGEr?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[WE ARE DOOMED...........$12 TRILLION CRISIS | Leveraged Loan Defaults EXPLODE...💣 Blackrock's CLO Just EXPLODED—$2.1 TRILLION Private Credit Default APOCALYPSE Starts NOW!]]></title><description><![CDATA[WE ARE DOOMED........... $12 TRILLION CRISIS | Leveraged Loan Defaults EXPLODE 💣 Blackrock's CLO Just EXPLODED—$2.1 TRILLION Private Credit Default APOCALYPSE Starts NOW!]]></description><link>http://direct.ecency.com/news/@sadcorp/we-are-doomed-usd12-trillion</link><guid isPermaLink="true">http://direct.ecency.com/news/@sadcorp/we-are-doomed-usd12-trillion</guid><category><![CDATA[news]]></category><dc:creator><![CDATA[sadcorp]]></dc:creator><pubDate>Tue, 25 Nov 2025 12:31:21 GMT</pubDate><enclosure url="https://images.ecency.com/p/S5Eokt4BcQdk7EHeT1aYjzebg2hC7hkthT45eF7g8rbMUhoqX88Ev5PMoBpveourZ7dcK9Q?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[I created my credit score without credit card]]></title><description><![CDATA[Image I bought my first android mobile on monthly installments, though I had no credit score then. One of my relatives had bought his mobile handset on EMI, and therefore I got EMI facilities on his]]></description><link>http://direct.ecency.com/finance/@mgibson/i-created-my-credit-score-without-credit-card-4r4</link><guid isPermaLink="true">http://direct.ecency.com/finance/@mgibson/i-created-my-credit-score-without-credit-card-4r4</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[mgibson]]></dc:creator><pubDate>Sat, 22 Nov 2025 18:47:33 GMT</pubDate><enclosure url="https://images.ecency.com/p/Zskj9C56Uonf2AFEPyv7G1889FB4ULzV76spXXwiHpBzCVK9hh3ej1QqmeUSxm6qgm68R6WsDRbuzyFbLrFKvTgFKn5K4v4MaopUvvSzgj1MBxDooqQa?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Home Loan Repayment Vs Crypto Investment - What to Choose? - Part1]]></title><description><![CDATA[Hey All, The crypto market is bleeding and as of writing this article the global cryptocurrency market cap today is $2.95 trillion, down nearly 8% in the last 24 hours of trading. Speaking of #HIVE]]></description><link>http://direct.ecency.com/hive-146620/@gungunkrishu/home-loan-repayment-vs-crypto-investment-what-to-choose-part1</link><guid isPermaLink="true">http://direct.ecency.com/hive-146620/@gungunkrishu/home-loan-repayment-vs-crypto-investment-what-to-choose-part1</guid><category><![CDATA[hive-146620]]></category><dc:creator><![CDATA[gungunkrishu]]></dc:creator><pubDate>Fri, 21 Nov 2025 14:52:45 GMT</pubDate><enclosure url="https://images.ecency.com/p/YpihifdXP4WNbGMdjw7e3DuhJWBvCw4SfuLZsrnJYHEpsqZFkiGGNCQ5PjR5ShHnKCxh8UUMB7vTiQTNKGL7FQmR21tFN9XY4E8yAF2jfKSjJNmGw98hgEy51ojN8kGutxUvzaBkYby9cRW1UEAyeY1RS2R3MksvAWDZeMwgcGEr?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[I pay my multiple debts by borrowing another debt]]></title><description><![CDATA[Image You heard right. Currently I am playing this game and don't know how long it will run. How and when I have been trapped in this financial crisis and it becomes my lifestyle I don't know. Now the]]></description><link>http://direct.ecency.com/hive-167922/@mgibson/i-pay-my-multiple-debts-by-borrowing-another-debt-lj4</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@mgibson/i-pay-my-multiple-debts-by-borrowing-another-debt-lj4</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[mgibson]]></dc:creator><pubDate>Mon, 17 Nov 2025 04:04:12 GMT</pubDate><enclosure url="https://images.ecency.com/p/3HaJVw3AYyXB6Hwofk773FziHhXMnS5PhjySS1xjAEhHdKLVP3V8bD8Tw36i5YADQx1FrS3K13P2eV9kR8j8u35Tv6qjdrbB4je2bAf?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Update on funds securing the GLD token]]></title><description><![CDATA[To be transparent In case anyone is watching the GLD token and this account which holds GLD to back the token you will have noticed that I removed $100 HBD from the holdings. Why did I remove the money?]]></description><link>http://direct.ecency.com/hive-192111/@tergan/update-on-funds-securing-the-gld-token</link><guid isPermaLink="true">http://direct.ecency.com/hive-192111/@tergan/update-on-funds-securing-the-gld-token</guid><category><![CDATA[hive-192111]]></category><dc:creator><![CDATA[tergan]]></dc:creator><pubDate>Thu, 06 Nov 2025 00:42:36 GMT</pubDate></item><item><title><![CDATA[各种贷，贷到体无完肤]]></title><description><![CDATA[看着手机上一个个借贷APP，心里就堵得慌。欠债还钱，天经地义——这话没错，可这债像座山，压得人喘不过气。 我的还款路要走到2026年底，甚至2027年初。每天睁眼第一件事就是算今天该还多少。没钱的时候自然想到借，可现在谁还敢轻易借钱给别人？大家都懂，钱太难挣了。花出去只要几分钟，挣回来却得拼死拼活干一个月。]]></description><link>http://direct.ecency.com/hive-105017/@rainbowzhou/2w4idt</link><guid isPermaLink="true">http://direct.ecency.com/hive-105017/@rainbowzhou/2w4idt</guid><category><![CDATA[hive-105017]]></category><dc:creator><![CDATA[rainbowzhou]]></dc:creator><pubDate>Fri, 17 Oct 2025 08:19:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/3zpz8WQe4SNGWd7Tzma21bfbp1De9N1PiS848Vc7ttpdM4XqLr7oDhzN8TwFd3k9uTNVVDiqsPzTWMBN62sgpj6nUAce7rWyrD8Q5mBHcCdSMTjDxkRnCsj7Vq5oPccfuTZoU3eaeismC4wK6qu1?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[LeoStrategy's value-accruing collateralized  lending - A game changer]]></title><description><![CDATA[My journey in the LEO economy is long-term. I just love the level and drive of innovation here despite being a young crypto project. This Leostrategy's thread I just read, talking about sLEO Collateralized]]></description><link>http://direct.ecency.com/hive-167922/@bamfy/leostrategys-valueaccruing-collateralized-lending-a-game-changer-86k</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@bamfy/leostrategys-valueaccruing-collateralized-lending-a-game-changer-86k</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bamfy]]></dc:creator><pubDate>Fri, 26 Sep 2025 04:46:27 GMT</pubDate><enclosure url="https://images.ecency.com/p/62PdCouTvNPDFdqJorCLnfauvZdwTKWtZntNNG6H8Z1kNFKS2uKvJ9AAxP8akb5MMk5FejUoeU7LXq5s9to7RbcefLri2aGs71SaouWz6qD3yMp?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Live with EMI and without EMI]]></title><description><![CDATA[Sometimes, some people think that people who are without any EMIs are gifted, and some other set of people think the other way round, where people who are without EMIs don't plan their finances well. So,]]></description><link>http://direct.ecency.com/hive-167922/@bala41288/live-with-emi-and-without-emi-2gm</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@bala41288/live-with-emi-and-without-emi-2gm</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[bala41288]]></dc:creator><pubDate>Mon, 22 Sep 2025 18:53:36 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvGBHDnRaj2z6FsL6XEQR3pnqa26GnVCrdKPFq3c2gcQiHsxKKiMfhF1KkuqpaP44DoUCtPuKPaa6zYfDa9A7ejQ87TNMxRmkEfH53cJ?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>