<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Sun, 24 May 2026 20:03:07 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/lunchroomchat/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[How is credit used or viewed in your neck of the woods?]]></title><description><![CDATA[image source A false sense of secuirty beyond the credit card In the USA, credit is used as a form of income at time, as a form of building trust, as a way to borrow more. Before credit, people paid and]]></description><link>http://direct.ecency.com/life/@kubbyelizabeth/how-is-credit-used-or-viewed-in-your-neck-of-the-woods</link><guid isPermaLink="true">http://direct.ecency.com/life/@kubbyelizabeth/how-is-credit-used-or-viewed-in-your-neck-of-the-woods</guid><category><![CDATA[life]]></category><dc:creator><![CDATA[kubbyelizabeth]]></dc:creator><pubDate>Sat, 10 Nov 2018 23:51:45 GMT</pubDate><enclosure url="https://i.ecency.com/p/3HaJVw3AYyXB6DfixgRs18hVdqwooFTPVzUC54j2BtdmZYVgd4wLqXh1sTUN9bGBpeqnR66oKfT6SfUTJk6CU2yaqYohb9zRLURonfg?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>