<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Wed, 22 Apr 2026 01:29:52 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/personalfinance/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[The One Money Habit That Builds Wealth Even in New York City]]></title><description><![CDATA[Finding financial freedom looks different depending on where you live, but the core habits don’t change. I live in New York City, one of the most expensive places in the United States, and I can tell you]]></description><link>http://direct.ecency.com/hive-187189/@khalilx/the-one-money-habit-that</link><guid isPermaLink="true">http://direct.ecency.com/hive-187189/@khalilx/the-one-money-habit-that</guid><category><![CDATA[hive-187189]]></category><dc:creator><![CDATA[khalilx]]></dc:creator><pubDate>Mon, 09 Feb 2026 13:04:39 GMT</pubDate><enclosure url="https://images.ecency.com/p/qjrE4yyfw5pJD9LKQ1BG3BAmr5TYaANmrJEBZ9YMBFL2nB6yyfFXGn6v42JGWAMzCPTgVnLZUeRRm1g3VWEp9ioecZnDjeiinkcGiMHa6Aasg4peaYniaRTC?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Things to Thanks the ended 2025]]></title><description><![CDATA[Aljif7's Blog Tuesday 6 January, 2026 AREA: Blogging Another reflection of 2025. I could say 2025 is A Year of Letting Go So I Could Begin Again!! I was trying to push my experience on doing chilli sauce]]></description><link>http://direct.ecency.com/hive-125125/@aljif7/things-to-thanks-the-ended-2025-2y6</link><guid isPermaLink="true">http://direct.ecency.com/hive-125125/@aljif7/things-to-thanks-the-ended-2025-2y6</guid><category><![CDATA[hive-125125]]></category><dc:creator><![CDATA[aljif7]]></dc:creator><pubDate>Tue, 06 Jan 2026 08:02:30 GMT</pubDate><enclosure url="https://images.ecency.com/p/62PdCouTvNPDFdqJorCLnfauvZdwTKWtZntNNHPPZsqxvVvEgTTEwPfEMDhJNmpj8WUEMDNtpkAZJKpyEZVCgCf5GYbBrFrW3ebqmEfPeQTgutr?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Ending the year with a New Trading Project]]></title><description><![CDATA[Aljif7's Blog Wednesday 31 December, 2025 AREA: Blogging Hello friends! Hello crypto-world! Today is Wednesday 31 December 2025. And here I am sharing my new project, I just began it very recently. After]]></description><link>http://direct.ecency.com/hive-167922/@aljif7/ending-the-year-with-a-new-trading-project-bzf</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@aljif7/ending-the-year-with-a-new-trading-project-bzf</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[aljif7]]></dc:creator><pubDate>Wed, 31 Dec 2025 14:41:15 GMT</pubDate><enclosure url="https://images.ecency.com/p/62PdCouTvNPDFdqJorCLnfauvZdwTKWtZntNNG1K3pSkbhehghrg3eTXFcrCgd65Av9tAR5MnTMq4MRq4TQjcwSjEeTmcjdPTiFgC45TSGim9Yr?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[New Year’s Eve Goals for 2026 – Let’s Build This!]]></title><description><![CDATA[Hey everyone, It’s New Year’s Eve, so I’m taking a moment to set some goals for myself here on #inleo. I haven’t built up much crypto yet — not a lot staked, not a lot saved — and I want that to change]]></description><link>http://direct.ecency.com/leofinance/@bobcarj/new-years-eve-goals-for-2026-lets-build-this-2db</link><guid isPermaLink="true">http://direct.ecency.com/leofinance/@bobcarj/new-years-eve-goals-for-2026-lets-build-this-2db</guid><category><![CDATA[leofinance]]></category><dc:creator><![CDATA[bobcarj]]></dc:creator><pubDate>Wed, 31 Dec 2025 01:16:33 GMT</pubDate><enclosure url="https://images.ecency.com/p/62PdCouTvNPDFdqJorCLnfauvZdwTKWtZntNNHJkc6o5H4u8dfG3XUbbeAmoxQpYQ9BaTjxJ26tStWrFRhPzcTmLeR2AQYHcTcgpzrsesY5E9jU?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Four Steps I Take To Manage My Income]]></title><description><![CDATA[Money is an essential part of human life, and while almost everyone loves to make money, it is surprising how many people do not know how to manage it. A lot of us assume that income management is only]]></description><link>http://direct.ecency.com/hive-197685/@yechee/four-steps-i-take-to-manage-my-income-4ff</link><guid isPermaLink="true">http://direct.ecency.com/hive-197685/@yechee/four-steps-i-take-to-manage-my-income-4ff</guid><category><![CDATA[hive-197685]]></category><dc:creator><![CDATA[yechee]]></dc:creator><pubDate>Tue, 23 Dec 2025 07:36:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/3W72119s5BjW4Pvz7LJVgc1Y8Dr68VKxqQHhW8KynowwaWGujaMeu53BEMz9Sd6WyxyVZHHPjYwHo2wL1eSrSYXnkoQ3cnn5iZiJ4x92Jnk8Te26CbVcZU?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[From Gin to Red Horse: My Fun Alak-Edition Alkansya Journey to Saving 20-Peso Coins Again!]]></title><description><![CDATA[Hello, Hive Family, most especially to this wonderful Hive PH Community! Due to my busy schedule, my last blog was two days ago. Now, I’m writing on the spot again while riding on a bus going home. There’s]]></description><link>http://direct.ecency.com/hive-188409/@leighdalisay/from-gin-to-red-horse-my-fun-alak-edition-alkansya-journey-to-saving-20-peso-coins-again</link><guid isPermaLink="true">http://direct.ecency.com/hive-188409/@leighdalisay/from-gin-to-red-horse-my-fun-alak-edition-alkansya-journey-to-saving-20-peso-coins-again</guid><category><![CDATA[hive-188409]]></category><dc:creator><![CDATA[leighdalisay]]></dc:creator><pubDate>Fri, 12 Dec 2025 13:03:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/3RTd4iuWD6NUeJEn5AVrJUoyatFqBqfcCJi1N7UixR4g2KPKN7w8NpZKNfCA4VUjYqP9dsVbKPxYcuHFUhocqdktnHGiYQdxpAiymteSVrfGshSupDzoPkjiezTxTo6LPXt2Y1cnFGnoDnqf1QW1ob82gPSNEvyLAYE7b2eCJeeTWv?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[The Architecture of Enough: Redefining Wealth in an Age of Excess]]></title><description><![CDATA[The Architecture of Enough: Redefining Wealth in an Age of Excess We live surrounded by abundance — information, consumption, ambition. Yet the more we accumulate, the more we seem to lose the sense of]]></description><link>http://direct.ecency.com/hive-167922/@rafaelmonteiro/the-architecture-of-enough-redefining</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@rafaelmonteiro/the-architecture-of-enough-redefining</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[rafaelmonteiro]]></dc:creator><pubDate>Mon, 10 Nov 2025 20:23:39 GMT</pubDate><enclosure url="https://images.ecency.com/p/2FFvzA2zeqoVPgRCnRzbu6rj6tCWHWVCA9ZaKB4Zph1SGMcPmPyoy3gpjL2YsJdgTsuUVSwtpSeP1v2XZKiQRcrfWM8GC2fBEA1yqa8jymnkukdWZDaDjkdiYad1Y?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Simple Prayer Answered]]></title><description><![CDATA[Greetings Hive! How are you all doing? I hope everything is well on your end. Here, a second typhoon this week entered the country. Not just any typhoon, it's forecasted to reach a maximum wind of 205]]></description><link>http://direct.ecency.com/hive-109288/@jloberiza/simple-prayer-answered</link><guid isPermaLink="true">http://direct.ecency.com/hive-109288/@jloberiza/simple-prayer-answered</guid><category><![CDATA[hive-109288]]></category><dc:creator><![CDATA[jloberiza]]></dc:creator><pubDate>Sat, 08 Nov 2025 14:36:21 GMT</pubDate><enclosure url="https://images.ecency.com/p/AmRc67RgYaWTxvDAy3kqUun3erBFGxjwNVAxLEdRwXjnpAcewq7P5UrGg5MceyXGnCD2fr4vtMeDSbtW3BLuPTnvka7JHCdeLf89df6JYMoCjfjEaSkNNkuvfSYyq7LN67c9mYCJMunXyZ5GaV39xijBCMBCo5Kc?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[The Return on Attention: How Focus Creates Wealth]]></title><description><![CDATA[The Return on Attention: How Focus Creates Wealth We’re used to measuring returns in money, but the most overlooked asset we possess is attention. Where we place it determines the quality of our thoughts,]]></description><link>http://direct.ecency.com/hive-167922/@rafaelmonteiro/the-return-on-attention-how</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@rafaelmonteiro/the-return-on-attention-how</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[rafaelmonteiro]]></dc:creator><pubDate>Wed, 05 Nov 2025 20:45:18 GMT</pubDate><enclosure url="https://images.ecency.com/p/2FFvzA2zeqoVPgRCnRzbu6rj6tCWHWVCA9ZaKB4Zq3iio92BMfVSseBNUVSHrUQyg2g2dcRU1RFi6GL2AZ3ujRUkHTJSeGtejb3YPSnyHWUNTixQv4diYsdPV1Eqt?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Living Paycheck to Paycheck]]></title><description><![CDATA[Every two weeks, something inside me feels relieved as I check my payroll account to see if my salary has been credited. Seeing numbers on my account gives me a sense of survival, that I can get through]]></description><link>http://direct.ecency.com/hive-126152/@anonymous02/living-paycheck-to-paycheck</link><guid isPermaLink="true">http://direct.ecency.com/hive-126152/@anonymous02/living-paycheck-to-paycheck</guid><category><![CDATA[hive-126152]]></category><dc:creator><![CDATA[anonymous02]]></dc:creator><pubDate>Mon, 03 Nov 2025 06:00:24 GMT</pubDate><enclosure url="https://images.ecency.com/p/8DAuGnTQCLptZgjHUrRAJGcW4y1D4A5QVJJ7zjzqqKdfVHSS6NapSCC5zLxCAAARDYatLhhLCv9yAPzAxAe4LvsBXD8rgnXsd7wG69uypCBTyd8EPJWyZ8WBQvNtrS9CstrfnxVBHrpWqJShxpfcmN7GU3gvGtREsXBpnE5cAxN?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[ If You Handed Me $1000 Today – Here’s Exactly What I’d Do.]]></title><description><![CDATA[Someone asked a simple but powerful question today: “If I give you $1000, which coin would you choose to buy with it?” My mind didn’t jump to a random coin or a trending meme. It went back to the day I]]></description><link>http://direct.ecency.com/hive-167922/@ogaaloysius/if-you-handed-me-usd1000</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@ogaaloysius/if-you-handed-me-usd1000</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[ogaaloysius]]></dc:creator><pubDate>Thu, 30 Oct 2025 09:02:24 GMT</pubDate><enclosure url="https://images.ecency.com/p/3W72119s5BjW4PvRk9nXBzqrPWMsMTjNrXDPFFf12C9P2KsQNepawwuMtJHqFANk4uQXcjfhdqS5krCWSNpksmzqGzfXpNiKLYeRTe4xEVgqxVDeKLTi4v?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Savvy Saturday: The 10-Minute Financial Health Check]]></title><description><![CDATA[Saturday, second day to end weekend. We all set schedule to finish some important tasks to weekends. Everyone has a busy weekend due to alot of plans. Here is what you should do on Saturday, that can make]]></description><link>http://direct.ecency.com/hive-122108/@hangerio/savvy-saturday-the-10-minute-financial-health-check</link><guid isPermaLink="true">http://direct.ecency.com/hive-122108/@hangerio/savvy-saturday-the-10-minute-financial-health-check</guid><category><![CDATA[hive-122108]]></category><dc:creator><![CDATA[hangerio]]></dc:creator><pubDate>Sat, 25 Oct 2025 18:53:33 GMT</pubDate><enclosure url="https://images.ecency.com/p/PB8ro82ZpZP35bVGjGoE93K3E4U5KX8KtMBJ2rh3agZ31NCxPuctiexUdJcnjJXwaxvdtyWcixSQw4HYxsmdCdJcvG24A9Es7BXUVMazVHTtdsUr?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Building My Safety Net, One Choice at a Time]]></title><description><![CDATA[If there’s one thing I wish I’d done sooner, it’s saving more when I first started working. Back then, payday felt like freedom, and I spent like the next payday was guaranteed. Now I see how crucial it]]></description><link>http://direct.ecency.com/life/@photocircle/building-my-safety-net-one</link><guid isPermaLink="true">http://direct.ecency.com/life/@photocircle/building-my-safety-net-one</guid><category><![CDATA[life]]></category><dc:creator><![CDATA[photocircle]]></dc:creator><pubDate>Thu, 16 Oct 2025 14:04:42 GMT</pubDate><enclosure url="https://images.ecency.com/p/8DAuGnTQCLptZgjHUrRAJGcW4y1D4A5QVJJ7zjzqqKdfVHSS6NapSCCAhjQJXxcWeAnQjRbGmMwGTCMqoQJMHResRcKpXJ43xtCzVSKqXnBDc7bdAFHecCYUAPQqUfYxMeJ8LEz4ec45T9BQqNcHsd1J1cFASnrwpGbzGXBq67x?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Good Investments for Beginners: 5 Smart Ways to Start Building Wealth]]></title><description><![CDATA[Why Most Beginners Struggle with Investing Beginner investors struggle to take action when faced with countless options and intimidating financial language. But smart investing doesn’t require complex]]></description><link>http://direct.ecency.com/hive-167922/@iammohi/good-investments-for-beginners-5-smart-ways-to-start-building-wealth</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@iammohi/good-investments-for-beginners-5-smart-ways-to-start-building-wealth</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[iammohi]]></dc:creator><pubDate>Thu, 02 Oct 2025 14:39:21 GMT</pubDate><enclosure url="https://images.ecency.com/p/32FTXiZsHoAWFxzgF7aevFQV6E69FQteY5wxrfE66D5YzHQ8XFAqKyj8as38NmcUZbDuMuk8jgU8dSs4iL7Asb1kAD5ZCnhaRGrHMhJaAeKo3BqCutXNSdZ52Eg7RsokDULMjLmg15cvtvNA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[How I manage money as a student.]]></title><description><![CDATA[Good day, people of Hive! Welcome to my blog. Today’s topic is from Hive Student Connect which says: Managing Money As A Student. So let’s dive in. Managing money as a student is one of the hardest things]]></description><link>http://direct.ecency.com/hive-109584/@oluwa-tosin/how-i-manage-money-as-a-student-bup</link><guid isPermaLink="true">http://direct.ecency.com/hive-109584/@oluwa-tosin/how-i-manage-money-as-a-student-bup</guid><category><![CDATA[hive-109584]]></category><dc:creator><![CDATA[oluwa-tosin]]></dc:creator><pubDate>Tue, 30 Sep 2025 13:42:15 GMT</pubDate><enclosure url="https://images.ecency.com/p/NTy4GV6ooFRmaCXZ8UYgPhoud1kjiNX8QokLEZtbBKLuLWQ9yt7K3o4RBAKYWs5pTUZEtU59AaKxyfVvrqzxeZqTba1eBgx3LNWLcjS3euLSMbrgs7S43JFZnHgVBmChvXczo6PbZxGfESqoZfC8hwb4KsEkJdWwe1WVuPkJ?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Pay Yourself First: The Golden Rule of Personal Finance]]></title><description><![CDATA[Money slips away faster than we think. Recent studies show over 50% of working people live paycheck to paycheck in 2025. Worse, most can’t cover a $1,000 emergency expense without using credit cards or]]></description><link>http://direct.ecency.com/hive-167922/@iammohi/pay-yourself-first-the-golden-rule-of-personal-finance</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@iammohi/pay-yourself-first-the-golden-rule-of-personal-finance</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[iammohi]]></dc:creator><pubDate>Fri, 26 Sep 2025 06:41:00 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvGBHDnRaj2zVCcpeJW4jyLMe4SBCPMcsX7mkvgost1qFERhzQWn5KwYcYJwEaoTMGAfh4Xt7cL1Df4K5TeMwHok6HSM52xF9SUGZDan?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[10 Smart Ways to Build Wealth in Your 20s and 30s in Australia]]></title><description><![CDATA[Your 20s and 30s are golden years to build wealth in Australia. Starting early gives you decades for compound growth. Time is your biggest advantage. Most Australians think wealth building is complicated.]]></description><link>http://direct.ecency.com/hive-167922/@iammohi/10-smart-ways-to-build-wealth-in-your-20s-and-30s-in-australia</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@iammohi/10-smart-ways-to-build-wealth-in-your-20s-and-30s-in-australia</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[iammohi]]></dc:creator><pubDate>Sat, 20 Sep 2025 07:58:54 GMT</pubDate><enclosure url="https://images.ecency.com/p/4PYjjVwJ1UdtKm1ixfRE6SfgaSiANQC1qU1d2n49j8dRT6CV3aoEENBxSD57dyqXyRocqjsgtC3FgaTgm8L2J1bEfvXAay9koGZ8axwG9eE?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Is stoicism past its due date as a mindset? 🎙️ "The Enough Equation" with Will R. Young]]></title><description><![CDATA[Stoicism - the philosophy articulated by the embattled Marcus Aurelius as his personal life and empire threatened to collapse around him in 170 BC. It's over 2000 years old, and we are now living in a]]></description><link>http://direct.ecency.com/hive-181335/@jeroseland/zsitjcvf</link><guid isPermaLink="true">http://direct.ecency.com/hive-181335/@jeroseland/zsitjcvf</guid><category><![CDATA[hive-181335]]></category><dc:creator><![CDATA[jeroseland]]></dc:creator><pubDate>Tue, 16 Sep 2025 21:01:03 GMT</pubDate><enclosure url="https://images.ecency.com/p/99pyU5Ga1kwr5bsMXthzYLbcngN4W2P8NtU9TWTdHC3HaQbjuuRfKKVdjViTofvUZM5mx1WGE8TvgeDL8nZqU3heXCjusq91sk4DRqyN1gSwtmFbdgRwHundoSfQBDRrNA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Why We Should Teach Financial Education in Primary School  [ENG-SPA]]]></title><description><![CDATA[This is a bilingual publication, you can go directly to the SPANISH version by clicking HERE This is my post for #freewriters 2850 prompt "not an economist" hosted by @mariannewest I have had]]></description><link>http://direct.ecency.com/hive-161155/@manclar/why-we-should-teach-financial-education-in-primary-school-engspa-dpa</link><guid isPermaLink="true">http://direct.ecency.com/hive-161155/@manclar/why-we-should-teach-financial-education-in-primary-school-engspa-dpa</guid><category><![CDATA[hive-161155]]></category><dc:creator><![CDATA[manclar]]></dc:creator><pubDate>Fri, 05 Sep 2025 08:12:15 GMT</pubDate><enclosure url="https://images.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgpqwjyAur4dVNeTxH4KtQNcxLVjMVisxHMnCnk9w47hjFMUJ9czvPwV79vYrM5McxSTczKJk6EbnPNp7BfKYz6sbdYW2tB4VNKCdt16XY16RTzewp?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[🌟 My Financial Journey with Ececy: Exploring New Horizons]]></title><description><![CDATA[In today’s world, finance and investment are no longer limited to large corporations. With the right knowledge, patience, and strategy, anyone can build a strong financial foundation for the future. LeoFinance]]></description><link>http://direct.ecency.com/hive-167922/@habib58gd/my-financial-journey-with-ececy</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@habib58gd/my-financial-journey-with-ececy</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[habib58gd]]></dc:creator><pubDate>Thu, 28 Aug 2025 09:08:18 GMT</pubDate><enclosure url="https://images.ecency.com/p/2FFvzA2zeqoVPgRCnRzbu6rj6tCWHWVCA9ZaKB4ZphHrFpjbYfeSc2SbVXjQgj5U1Q2Worxpk2DV7EcjkwxgUA57pLjB5GDGHftz67B7E6LYXS3oXHrG8wTDA4LMk?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>