<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Tue, 12 May 2026 05:00:35 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/retirement-plan/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Can HBD Really Be Our Retirement Plan?]]></title><description><![CDATA[I love HBD almost as much as I love HIVE, but after seeing many posts over time that would consider HBD a potential retirement plan, I wanted to look at this perspective with as little bias as possible.]]></description><link>http://direct.ecency.com/hive-167922/@gadrian/can-hbd-really-be-our-retirement-plan</link><guid isPermaLink="true">http://direct.ecency.com/hive-167922/@gadrian/can-hbd-really-be-our-retirement-plan</guid><category><![CDATA[hive-167922]]></category><dc:creator><![CDATA[gadrian]]></dc:creator><pubDate>Wed, 22 Mar 2023 18:55:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/54TLbcUcnRm4Bw8fmw3Y3ebiYW61dkW16qTycFmSZzJsBAyUpxT7pny6RNHaNaGsaGUtontJ5j3ejA2LFyu5NVAoqQ9EiZ7phjJNQ235tCAHwwGCFv9LptDEhniC1LMqTDP86rwXk?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>