<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Wed, 22 Apr 2026 21:13:54 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/smp-w46e2/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Needs before wants.]]></title><description><![CDATA[Hello guys, welcome to another greet weekend, it's a Saturday already and I am happy to be here today. My name is @edwincj and I am very excited to be here, this is sci-fi multiverse week 46 edition 2]]></description><link>http://direct.ecency.com/hive-111030/@edwincj/needs-before-wants-2ze</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@edwincj/needs-before-wants-2ze</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[edwincj]]></dc:creator><pubDate>Sat, 20 Dec 2025 14:11:21 GMT</pubDate><enclosure url="https://images.ecency.com/p/3zpz8WQe4SNGkE8SaF5DnZTQp6KPtNHzkS3TJoALP1QG9WvKozePso3W38MWMa5pUWY28LvHUkGxyEEvTLVXMJ9fBKGtfF2pWz4nKtPczdMhdqT73YCMocgSc3G8mfMEuzLYMtkq4iF9XL4ifhWN?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Budgeting is for both the young and the old.]]></title><description><![CDATA[Hello, everyone. I welcome you to my blog. Budgeting is crucial if you really want to gain financial freedom; failure to make budgeting your thing means you will always be a slave to unnecessary and unplanned]]></description><link>http://direct.ecency.com/hive-111030/@offia66/budgeting-is-for-both-the</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@offia66/budgeting-is-for-both-the</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[offia66]]></dc:creator><pubDate>Sat, 20 Dec 2025 09:00:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/2FFvzA2zeqoVPgRCnRzbu6rj6tCWHWVCA9ZaKB4ZpgQ3cyHsc8NPjLas8eU8XZVWVa1fitKZjQfKpZKByYeN4KR7aiiMngsJTFzk1QX93uirbRRjGH7Pp5uPhXq4A?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Learning To Hold]]></title><description><![CDATA[After I graduated from high school, I enrolled in a one year program far away from home. It was the first time I left my parents’ home and it was also the first time I had a roommate. My roommate had a]]></description><link>http://direct.ecency.com/hive-111030/@justfavour/learning-to-hold-cmh</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@justfavour/learning-to-hold-cmh</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[justfavour]]></dc:creator><pubDate>Fri, 19 Dec 2025 23:43:12 GMT</pubDate><enclosure url="https://images.ecency.com/p/3W72119s5BjW4PvRk9nXBzqrPWMsMTjNrXDPFFf11aUsBMYPrnSPPhVEEHCFNJEXnhxCE37uYBDYjQp4Kov2FAf27NXt7MJUUydZx5X84x1CRU69bvg7LS?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Planning Life Easier]]></title><description><![CDATA[I once wrote a post about how easy it is to get distracted when you’re at the market. There are usually so many beautiful items, so many things you didn’t want for initially, but setting your sights on]]></description><link>http://direct.ecency.com/hive-111030/@oluchi31/planning-life-easier-ea</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@oluchi31/planning-life-easier-ea</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[oluchi31]]></dc:creator><pubDate>Fri, 19 Dec 2025 20:55:54 GMT</pubDate><enclosure url="https://images.ecency.com/p/2VZXybTSZJq1HdZCUwR7wq5yYh58guNDuCTn4Fj42DNqoMRycQ3PEPrDQpjA2xVRX1zg9XxEVRmQigL3JAWQuR73fi3fqr7J8h1aUm5wN1zEeeaMCwxvqGvgk8Vfs7LhekHYuLW6KMXk3svnnFjedju92v2?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[The importance of using an expense tracking tool  [ENG/ESP]]]></title><description><![CDATA[ENGLISH Hey everyone, it's your favorite little incubus cat here! You'll learn how I manage my budget, and if you like how I do it, imagine how I'll do it when I take your lovely vitality! Tell me in the]]></description><link>http://direct.ecency.com/hive-111030/@misticogama/the-importance-of-using-an-expense-tracking-tool-engesp-94b</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@misticogama/the-importance-of-using-an-expense-tracking-tool-engesp-94b</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[misticogama]]></dc:creator><pubDate>Fri, 19 Dec 2025 19:14:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/62PdCouTvNPDFdqJorCLnfauvZdwTKWtZntNNHERewi23fxtBhXvGnypRvg11YuV8B1wkWoAoxKDTcj3RvKttM8DVFi8CRgPfi2LEfN7LccUUer?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Budgeting 101, In Control Of My Finance.]]></title><description><![CDATA[Hello fam ❤️ welcome to the second edition in week 46, I hope you are happy to be here with your favorite host and for today's prompt we would be discussing on personal budgeting, do you have a personal]]></description><link>http://direct.ecency.com/hive-111030/@graceze/budgeting-101-in-control-of-my-finance</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@graceze/budgeting-101-in-control-of-my-finance</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[graceze]]></dc:creator><pubDate>Fri, 19 Dec 2025 13:01:18 GMT</pubDate><enclosure url="https://images.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgpqfBtgXs2hHKQGm9gKiEEPNCAK1jQxNdGWP2BJ1P2KwiE5Pr2cqtKzqU2w1KtDmhU1bJziYoCBYQ3ZGfDXo9qTx9fejsrYhD93NxVuXZNbA1sps8?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[From Impulse Spending to Intentional Budgeting Habits]]></title><description><![CDATA[Budgeting was never my thing some years back, I didn't think it was something important as I wasn't earning my own money and dad never advised me better on how to spend the allowances I got from him. All]]></description><link>http://direct.ecency.com/hive-111030/@merit.ahama/from-impulse-spending-to-intentional</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@merit.ahama/from-impulse-spending-to-intentional</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[merit.ahama]]></dc:creator><pubDate>Fri, 19 Dec 2025 10:34:33 GMT</pubDate><enclosure url="https://images.ecency.com/p/8DAuGnTQCLptZgjHUrRAJGcW4y1D4A5QVJJ7zjzqqKdfVHSS6NapSCC9kknnhAtrEmQuGYyfvf6W4GkpUEfkz1PQNMWvQe5N5uhV3FZ6Z7VaUTMNBPu8knZ1AEUvKTdxXa4XLqyb758xbYENwCj7ZzBQR3V9p4hZQcXe4roXkz2?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Intentional Spending, Stress-free Life.]]></title><description><![CDATA[Personally, I feel it's kind of different and personal with everyone. There was a time I actually spent my money as it came in, to me I wasn't earning much, so what's there to budget or save. I just buy]]></description><link>http://direct.ecency.com/hive-111030/@marsdave/intentional-spending-stress-free-life</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@marsdave/intentional-spending-stress-free-life</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[marsdave]]></dc:creator><pubDate>Fri, 19 Dec 2025 09:24:27 GMT</pubDate><enclosure url="https://images.ecency.com/p/5s4dzRwnVbzGY5ssnCE4wXzkeAEXyVtgk1ApQTwHMTp6y5PvEo1yennB2chVfQ2Ww2rytPDuSbPUrCgUJ1f9ktcMQKEJdBB6Y8HCJqmE2pcdfxPyNvwP9MYqHop26HaKDLUu8WBJpTdFdMabkTzYkacN6q5b423n51w6WS2?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Personal Budgeting: My Simple Guide To Financial Discipline]]></title><description><![CDATA[Have you ever received your monthly salary only to realize that it is all gone before the next two weeks? Do you ever wonder where all your money goes after earning significant returns from your business?]]></description><link>http://direct.ecency.com/hive-111030/@yechee/personal-budgeting-my-simple-guide-to-financial-discipline-cj1</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@yechee/personal-budgeting-my-simple-guide-to-financial-discipline-cj1</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[yechee]]></dc:creator><pubDate>Fri, 19 Dec 2025 08:29:39 GMT</pubDate><enclosure url="https://images.ecency.com/p/3W72119s5BjW4Pvz7LJVgc1Y8Dr68VKxqQHhW8AhdQfhXRU5q3pSKwoLH3oUPkE2mKwMP1BGYeZz9V7mQESrdYi3Vi8qPX1jcRnPgYPZRRfAQ8zt5WEPHQ?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Budgeting helps a lot]]></title><description><![CDATA[Financial budgeting is something everyone does, except a person is not living life with money. PIXABAY What is a budget? A budget is a means of planning, estimating how to spend a certain amount of money]]></description><link>http://direct.ecency.com/hive-111030/@thirdson/budgeting-helps-a-lot</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@thirdson/budgeting-helps-a-lot</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[thirdson]]></dc:creator><pubDate>Fri, 19 Dec 2025 03:38:15 GMT</pubDate><enclosure url="https://images.ecency.com/p/qjrE4yyfw5pJD9LKQ1BG3BAmr5TYaANmrJEBZ9YLcq3ySfRzHXJUqUg4bnTJEEak8VrgbKVZvSkUjGQD9KN6e2CpeQcRyBCaV2Exuaa4TPiQWWck9YFMgBAW?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[The Importance Of Committing To A Lifestyle Of Budgeted Spending ]]></title><description><![CDATA[Most times people complain that money doesn't stay. Before they earned money, they had plans at heart, but as soon as the money got into their hands, they couldn't account for it. I have experienced that]]></description><link>http://direct.ecency.com/hive-111030/@emreal/the-importance-of-committing-to-a-lifestyle-of-budgeted-spending--cuf</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@emreal/the-importance-of-committing-to-a-lifestyle-of-budgeted-spending--cuf</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[emreal]]></dc:creator><pubDate>Thu, 18 Dec 2025 20:28:21 GMT</pubDate><enclosure url="https://images.ecency.com/p/2FFvzA2zeqoVPgRCnRzbu6rj6tCWHWVCA9ZaKB4Zq3jYffg33MqSbdY6S5x2czpnVcXNQibqdybyVLQeZHXjVZGYZLmsT72Jw6Vr6XFGvVwXQ8MQi2MTk2hswVYVt?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Personal Budgeting: A Key Tool for Effective Financial Management]]></title><description><![CDATA[Creating a budget is important and plays a vital role in every aspect of life. Be it in business, organization, or even personal life, its impact is always felt, as it helps us avoid unnecessary issues]]></description><link>http://direct.ecency.com/hive-111030/@vickoly/personal-budgeting-a-key-tool-for-effective-financial-management-pa</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@vickoly/personal-budgeting-a-key-tool-for-effective-financial-management-pa</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[vickoly]]></dc:creator><pubDate>Thu, 18 Dec 2025 19:48:48 GMT</pubDate><enclosure url="https://images.ecency.com/p/26uUsAjKTsXCDw7zixZR182JbFKvgzJ9YwsFpTVcRaGCmsqhA1unTgprNwBZoigdjFeJnStq5CHFBf21yBruGu5vTerBbpP8nrFpQj3sygMJ8HNp1XvPYZjKFSUAYT2YCbcnr59ZrdQG3zLR3PBcwgxmVzDrV6n5r4JYzi?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Money Sense in a Hard Country ]]></title><description><![CDATA[Like some people usually say, if you hold it well, it will stay; if you mismanage it, it will leave. That is the case of money. Some moments you are balling, some other moments you are transferring money]]></description><link>http://direct.ecency.com/hive-111030/@goldenproject/money-sense-in-a-hard</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@goldenproject/money-sense-in-a-hard</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[goldenproject]]></dc:creator><pubDate>Thu, 18 Dec 2025 19:46:45 GMT</pubDate><enclosure url="https://images.ecency.com/p/2FFvzA2zeqoVPgRCnRzbu6rj6tCWHWVCA9ZaKB4ZqHfcs3GXDDjU2ukGEeFyMG4Zfn5A4cj9bxn63U2mLHCWpWGbPGgRixX2Q4ysqELq8NasGPPA8qfXv7tDomQ1k?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Why Budgeting is important and unimportant at the same time ]]></title><description><![CDATA[Welcome back for this week. Merry Christmas everyone here. When I saw the topic for the week I just asked this question - How much do we earn today that we can do a very good budget and it will be okay.?]]></description><link>http://direct.ecency.com/hive-111030/@adaezeinchrist/why-budgeting-is-important-and-unimportant-at-the-same-time--4tg</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@adaezeinchrist/why-budgeting-is-important-and-unimportant-at-the-same-time--4tg</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[adaezeinchrist]]></dc:creator><pubDate>Thu, 18 Dec 2025 18:26:48 GMT</pubDate><enclosure url="https://images.ecency.com/p/2FFvzA2zeqoVPgRCnRzbu6rj6tCWHWVCA9ZaKB4ZpkGhE9XN4dYBZEgauF77889KEviFGnLcPBbPPhuQ7LmfHerET1hzDVeotd262kAsUDVnvXApd8q9UtkiMfSDU?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[BUDGET-IN, BUDGET-OUT]]></title><description><![CDATA[Budgeting is something I used to be good at, but when faced with more responsibility and a lot of things being too important, it became very hard to prioritize and budget. I have found myself a lot of]]></description><link>http://direct.ecency.com/hive-111030/@kilvnrex/budgetin-budgetout-fgp</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@kilvnrex/budgetin-budgetout-fgp</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[kilvnrex]]></dc:creator><pubDate>Thu, 18 Dec 2025 16:43:00 GMT</pubDate><enclosure url="https://images.ecency.com/p/21PRtjKRXPQygJ5o4ittFokBK6qM1cCJewBu5MxuMyEnaZdzZcGNtQs6owrGPDeSzzUoRm4buv6roWMKcMsAzjqsyc887VYZz31sQZEtTK5SjM8B9uGcv4C5NacUoy4S3R3K46gosJgi5C8Fdx9pugA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Life is all about budgeting ]]></title><description><![CDATA[#### picture is mine Budgeting is one of the integral part of human life. When I growing up, I used to think that budgeting is all about accounting institutions or accountants not until when I understood]]></description><link>http://direct.ecency.com/hive-111030/@fasacity/life-is-all-about-budgeting</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@fasacity/life-is-all-about-budgeting</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[fasacity]]></dc:creator><pubDate>Thu, 18 Dec 2025 13:52:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/qjrE4yyfw5pJD9LKQ1BG3BAmr5TYaANmrJEBZ9YLXoqSzv68aFvtENsWJpZKe8bJTA2at3fcmkyUWTJXBsxVG48kP6BRb2tSwXwHZjqFHsZMWE9JQD9RMG1k?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Personal Budgeting: Being in Control of your Financial Life.]]></title><description><![CDATA[Personal budgeting is an essential part of living that everyone should embrace and inculcate to have a stable financial life, it's all about planning, spending wisely, and utilizing your finances more]]></description><link>http://direct.ecency.com/hive-111030/@van.illa/personal-budgeting-being-in-control</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@van.illa/personal-budgeting-being-in-control</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[van.illa]]></dc:creator><pubDate>Thu, 18 Dec 2025 07:12:51 GMT</pubDate><enclosure url="https://images.ecency.com/p/2FFvzA2zeqoVPgRCnRzbu6rj6tCWHWVCA9ZaKB4ZqvxJQhd5AvivijfYgw4xBojAHhSJy4dNVNgQ1KnJLHZr9p8N3wrRJFMq75iLqPfURrfPe1SvfDsChAhGhtUAz?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Personal Budgeting : Living A Smart Life]]></title><description><![CDATA[PERSONAL BUDGETING Hello #scifimultiverse, compliments of the season, and welcome to my blog. Christmas is around the corner, and I guess that this topic will open us to great knowledge and wisdom about]]></description><link>http://direct.ecency.com/hive-111030/@cagolistic/personal-budgeting-living-a-smart</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@cagolistic/personal-budgeting-living-a-smart</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[cagolistic]]></dc:creator><pubDate>Thu, 18 Dec 2025 00:47:09 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvGBHDnRaj2z6FsL6XEQR3pnqa26GnVc8DtrSjSmNLZFuMvUyEqVWnjj7rBcSah4SHpnzCtNC3DAtcfGVRUEHbD92qeUVNww7EWZSWcW?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Budgeting of my finance]]></title><description><![CDATA[Money is one of the most important things we need in life. Almost in all cases, we need money, and there is no way we can underestimate the power of money. We understand money is powerful, and that's why]]></description><link>http://direct.ecency.com/hive-111030/@intishar/budgeting-of-my-finance</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@intishar/budgeting-of-my-finance</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[intishar]]></dc:creator><pubDate>Wed, 17 Dec 2025 21:24:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/2gsjgna1uruvGBHDnRaj2z6FsL6XEQR3pnqa26GnWW3Wu4UL7m1y8EDvmgU8Yfz1NuEJEkv7DFE13ZVHXvuULS3pt3ej25oHtKdjFYZ2CCrh9Pronv?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Staying On Budget  Saves A Lot]]></title><description><![CDATA[Seeing this topic on budgeting took my mind straight back to the discussion I had with a senior friend last week. Many salary earners are seriously enslaved because of this mind of I will pay by the end]]></description><link>http://direct.ecency.com/hive-111030/@hivedeb/staying-on-budget-saves-a-lot</link><guid isPermaLink="true">http://direct.ecency.com/hive-111030/@hivedeb/staying-on-budget-saves-a-lot</guid><category><![CDATA[hive-111030]]></category><dc:creator><![CDATA[hivedeb]]></dc:creator><pubDate>Wed, 17 Dec 2025 19:55:06 GMT</pubDate><enclosure url="https://images.ecency.com/p/5s4dzRwnVbzGY5ssnCE4wXzkeAEXyVtgk1ApQTwHMTp6y5PvEo1yenn9ySLZqrUpcTjL4NeS4dQzry5Y7V29DgsrGxBfk4wLeHVUdJr3fQQFXZk7PHJbGBwhrZ4UEPQpT2EHn8HJZALi8QTtqRmczU14LJbX74Bu64gUoYa?format=match&amp;mode=fit" length="0" type="false"/></item></channel></rss>