<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[RSS Feed]]></title><description><![CDATA[RSS Feed]]></description><link>http://direct.ecency.com</link><image><url>http://direct.ecency.com/logo512.png</url><title>RSS Feed</title><link>http://direct.ecency.com</link></image><generator>RSS for Node</generator><lastBuildDate>Wed, 22 Apr 2026 22:59:39 GMT</lastBuildDate><atom:link href="http://direct.ecency.com/created/superannuation/rss.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Australian Gold Miners are Underperforming!]]></title><description><![CDATA[When I first got into stacking I wanted to try and get as much exposure to the Precious Metals as possible. Physical Gold is always great to hold, but when it came to Superannuation holding physical isn’t]]></description><link>http://direct.ecency.com/hive-136819/@buggedout/australian-gold-miners-are-underperforming</link><guid isPermaLink="true">http://direct.ecency.com/hive-136819/@buggedout/australian-gold-miners-are-underperforming</guid><category><![CDATA[hive-136819]]></category><dc:creator><![CDATA[buggedout]]></dc:creator><pubDate>Wed, 10 Apr 2024 01:41:48 GMT</pubDate><enclosure url="https://images.ecency.com/p/NTy4GV6ooFRmaCXZ8UYgPhoud1kjiNX8QokLEZtbBKLuLWQ9yt7K3o4D2ZMqFHRg1wDLK1wEBXBJ6WWaMbajoJ3dajowjvx8uFBE89wkm932P9rSHtfFvnSkwnZb7XKYWJaXspDCh7cnvcTRZTrtSg4mFWtHrvaF92n6G5X4?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Military Superannuation and Benefits Scheme (MSBS) vs ADF Super - what are ancillary benefits]]></title><description><![CDATA[} Ancillary BenefitsAncillary benefits do not affect your future pension. Your Ancillary benefits can go as high as you like.These are miscellaneous contributions, like salary sacrifice amounts, additional]]></description><link>http://direct.ecency.com/adf/@adfsuperguide/military-superannuation-and-benefits-scheme-msbs-vs-adf-super-what-are-ancillary-benefits</link><guid isPermaLink="true">http://direct.ecency.com/adf/@adfsuperguide/military-superannuation-and-benefits-scheme-msbs-vs-adf-super-what-are-ancillary-benefits</guid><category><![CDATA[adf]]></category><dc:creator><![CDATA[adfsuperguide]]></dc:creator><pubDate>Sun, 16 Aug 2020 10:33:51 GMT</pubDate></item><item><title><![CDATA[Should I contribute more than the compulsory 5% to ADF Military Superannuation and Benefits Scheme (MSBS)?]]></title><description><![CDATA[} For your compulsory Member Benefit contributions, you are always worse off by contributing more than the compulsory 5%, and there are no exceptions to this. If anyone is currently putting more than]]></description><link>http://direct.ecency.com/adf/@adfsuperguide/should-i-contribute-more-than-the-compulsory-5-to-adf-military-superannuation-and-benefits-scheme-msbs</link><guid isPermaLink="true">http://direct.ecency.com/adf/@adfsuperguide/should-i-contribute-more-than-the-compulsory-5-to-adf-military-superannuation-and-benefits-scheme-msbs</guid><category><![CDATA[adf]]></category><dc:creator><![CDATA[adfsuperguide]]></dc:creator><pubDate>Fri, 14 Aug 2020 11:23:21 GMT</pubDate></item><item><title><![CDATA[ADF MSBS Pension considerations: conversion factors and age of access - Military Superannuation and Benefits Scheme]]></title><description><![CDATA[} Australian Defence Force Military Superannuation and Benefits Scheme (MSBS) members can access their pension from age 55, which is below preservation age (when ordinary folk can access their super, currently]]></description><link>http://direct.ecency.com/adf/@adfsuperguide/adf-msbs-pension-considerations-conversion-factors-and-age-of-access-military-superannuation-and-benefits-scheme</link><guid isPermaLink="true">http://direct.ecency.com/adf/@adfsuperguide/adf-msbs-pension-considerations-conversion-factors-and-age-of-access-military-superannuation-and-benefits-scheme</guid><category><![CDATA[adf]]></category><dc:creator><![CDATA[adfsuperguide]]></dc:creator><pubDate>Thu, 13 Aug 2020 03:00:39 GMT</pubDate></item><item><title><![CDATA[Should I switch from Military Superannuation and Benefits Scheme (MSBS) to ADF Super?]]></title><description><![CDATA[The answer is most likely no! This content has been posted in other forums, but I wanted to put it all in one place and make it easier to read. If you joined the ADF after 01 Jul 16, then you have no choice]]></description><link>http://direct.ecency.com/adf/@adfsuperguide/should-i-switch-from-military-superannuation-and-benefits-scheme-msbs-to-adf-super</link><guid isPermaLink="true">http://direct.ecency.com/adf/@adfsuperguide/should-i-switch-from-military-superannuation-and-benefits-scheme-msbs-to-adf-super</guid><category><![CDATA[adf]]></category><dc:creator><![CDATA[adfsuperguide]]></dc:creator><pubDate>Sat, 08 Aug 2020 22:43:42 GMT</pubDate></item><item><title><![CDATA[A guide to Australia's Superfund's]]></title><description><![CDATA[THIS IS NOT LEGAL OR FINANCIAL ADVICE AND YOU SHOULD SEEK A REAL LICENSED FINANCIAL ADVISER FOR ASSISTANCE. OVERVIEW- I will be deriving information from various sources across the internet. Including]]></description><link>http://direct.ecency.com/investing/@bradleyconn/a-guide-to-australia-s-superfund-s</link><guid isPermaLink="true">http://direct.ecency.com/investing/@bradleyconn/a-guide-to-australia-s-superfund-s</guid><category><![CDATA[investing]]></category><dc:creator><![CDATA[bradleyconn]]></dc:creator><pubDate>Tue, 13 Nov 2018 02:47:03 GMT</pubDate><enclosure url="https://images.ecency.com/p/26uUsAjKTsXCBRzTxRJWxpz7qLMdK4Nq6Ha3QAmrmWNLCReabojHPeQ3Vh4sBRkTp4DYM78bvUxq6aXhVrJZJnrgwr6b8RMR35mRfDXHg63Rdj76WxC84NcgWiYVPuB6BAt5TiwBnfF2EmrXp5fr5byNxpCkNGFNcFE54a?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Info-graphic: Superannuation]]></title><description><![CDATA[I've recently set up a Super account - (how very adult-ish of me) - and thought I'd make this infographic to help me comprehend the basics a bit more. This is not financial advice, nor am I in a financial]]></description><link>http://direct.ecency.com/money/@jordan.white306/info-graphic-superannuation</link><guid isPermaLink="true">http://direct.ecency.com/money/@jordan.white306/info-graphic-superannuation</guid><category><![CDATA[money]]></category><dc:creator><![CDATA[jordan.white306]]></dc:creator><pubDate>Tue, 19 Jun 2018 00:55:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/HNWT6DgoBc14riaEeLCzGYopkqYBKxpGKqfNWfgr368M9Wjwt1YANcHT1xz6uqePb1cpgYWUVViaS3qrqP8bbj9YRGEWofBQQvpRXg2wDdAa8M5HxnH2UBqSrAJ?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[On the shortcomings of retail super investment]]></title><description><![CDATA[It’s a matter of expertise. Anyone can hug the index, pay themselves a fee, and then give the index return minus the fee… The way to achieve global leadership in investing is to skew the fees towards paying]]></description><link>http://direct.ecency.com/ico/@countinghouse/on-the-shortcomings-of-retail-super-investment</link><guid isPermaLink="true">http://direct.ecency.com/ico/@countinghouse/on-the-shortcomings-of-retail-super-investment</guid><category><![CDATA[ico]]></category><dc:creator><![CDATA[countinghouse]]></dc:creator><pubDate>Sun, 29 Apr 2018 08:36:42 GMT</pubDate><enclosure url="https://images.ecency.com/p/EfcLDDAkyqgqyc52TdHnx88BjGJXpnzxmEnB8yNLCo37xWGfMtGtRsLqSexWACzn4s2Qg5SuqAfrqGKLuXQpj2j6KmJuU?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Holding Cryptocurrency in an SMSF direct Advice From The ATO]]></title><description><![CDATA[I work for an Australian accounting business based on the Central Coast NSW. We have been pressing the ATO for a number of clarifications around the tax treatment of cryptocurrency.. Our latest issue we]]></description><link>http://direct.ecency.com/taxation/@cryptotaxadvice/holding-cryptocurrency-in-an-smsf-direct-advice-from-the-ato</link><guid isPermaLink="true">http://direct.ecency.com/taxation/@cryptotaxadvice/holding-cryptocurrency-in-an-smsf-direct-advice-from-the-ato</guid><category><![CDATA[taxation]]></category><dc:creator><![CDATA[cryptotaxadvice]]></dc:creator><pubDate>Fri, 02 Mar 2018 22:59:18 GMT</pubDate></item><item><title><![CDATA[Will Your Super Be Enough In Retirement?]]></title><description><![CDATA[This is the perfect strategy for anyone with retirement ticking ever closer and by working with a property portfolio specialist you'll be able to plan for a comfortable retirement no matter what your stage]]></description><link>http://direct.ecency.com/life/@api-magazine/will-your-super-be-enough-in-retirement</link><guid isPermaLink="true">http://direct.ecency.com/life/@api-magazine/will-your-super-be-enough-in-retirement</guid><category><![CDATA[life]]></category><dc:creator><![CDATA[api-magazine]]></dc:creator><pubDate>Wed, 11 Oct 2017 04:45:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/x7L2VMmVDP7RGrt8h3JGL3ZGHgRoxBHAJWUG181Ur24jKZGDvURwemDyrBh2haosnrrDh5XCrXdmfGA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Super Awesome!]]></title><description><![CDATA[Hey guys! I've only found steemit recently but already love the concept and wanted a way to share some posts to help people where i can or just for a bit of fun. My first steemit is taking a general focus]]></description><link>http://direct.ecency.com/superannuation/@supersox/super-awesome</link><guid isPermaLink="true">http://direct.ecency.com/superannuation/@supersox/super-awesome</guid><category><![CDATA[superannuation]]></category><dc:creator><![CDATA[supersox]]></dc:creator><pubDate>Fri, 15 Sep 2017 11:27:57 GMT</pubDate><enclosure url="https://images.ecency.com/p/EEEoA8oLaAxvDZG9qYrsSvDqYeABF1GqkXYm2VenLbRYdaYcFQCspCewHU5aG7tKmzj85L5fQaoe8dM2GjdxHiL8H1yAZ4brNVfYrgtiqoSr3wCMUzkV2TeP9YZyswAuvpmb6DjjqnjgA8furfLnA?format=match&amp;mode=fit" length="0" type="false"/></item><item><title><![CDATA[Paper Money - Lost confidence]]></title><description><![CDATA[GFC hit and I saw an old brick layers dreams shattered as his superannuation was cut in half and more overnight. A lifetime of toil, grit and battling. A body of aches and pains and sun drenched leathery]]></description><link>http://direct.ecency.com/gfc/@veeman/paper-money-lost-confidence</link><guid isPermaLink="true">http://direct.ecency.com/gfc/@veeman/paper-money-lost-confidence</guid><category><![CDATA[gfc]]></category><dc:creator><![CDATA[veeman]]></dc:creator><pubDate>Thu, 18 May 2017 23:07:15 GMT</pubDate></item><item><title><![CDATA[Hey Super! What are you doing over there?! Superannuation Tips]]></title><description><![CDATA[Do you know what your superannuation fund is doing? Don’t say boring!! This is really important! Did you know that 90% of women don’t have enough in their superannuation account to comfortably retire?]]></description><link>http://direct.ecency.com/finance/@niccidod/hey-super-what-are-you-doing-over-there-superannuation-tips</link><guid isPermaLink="true">http://direct.ecency.com/finance/@niccidod/hey-super-what-are-you-doing-over-there-superannuation-tips</guid><category><![CDATA[finance]]></category><dc:creator><![CDATA[niccidod]]></dc:creator><pubDate>Fri, 05 Aug 2016 23:05:30 GMT</pubDate></item><item><title><![CDATA[How to save with an irregular income]]></title><description><![CDATA[I was chatting to my sister and she asked me “how do I save if I don't have a steady income?” Good question, I thought. Not everyone has a steady income and, consequently, planning for your finances can]]></description><link>http://direct.ecency.com/saving/@niccidod/how-to-save-with-an-irregular-income</link><guid isPermaLink="true">http://direct.ecency.com/saving/@niccidod/how-to-save-with-an-irregular-income</guid><category><![CDATA[saving]]></category><dc:creator><![CDATA[niccidod]]></dc:creator><pubDate>Fri, 05 Aug 2016 14:54:12 GMT</pubDate></item></channel></rss>