When we get older, it is time to start thinking about the future. When we are young, we can invest in riskier investments and maybe reap the rewards, but when we start to get older, we start to pay more attention to more stable investments which can be translated safety for the future.
Currently, 48% of people of retirement age don't receive pensions, and the World Economic Forum predicts that the gap in pension savings globally will grow from $70 trillion in 2015 to $400 trillion by 2050. It happens so because the current pensions system is based on outdated assumptions, rife with conflicts of interest and does not provide transparency and accountability.
Because of this, the cryptocurrency and blockchain present very interesting options for people who want to save their money for the future with the largest interest rates on the market. Akropolis is a blockchain start-up which was born with a mission to solve the problem of pensions. It creates a pension fund infrastructure that will make pensions the way they should be: a means of ensuring a safe and secure financial future. The main idea of Akropolis is to create a decentralized, transparent, accountable and mobile pension infrastructure in the form of a platform ecosystem that provides services to meet the needs of modern users of the global pension system. The project team believes that using blockchain technology, smart contracts, and reporting protocols will form the necessary level of fair management and distribution of pension benefits to users.
The main users of the platform will be the private users (pension investors), pension funds, investment funds, asset tokenizers and external developers who will be rewarded for their contribution to improving the platform. The platform will form a holistic ecosystem around the global pension economy.
The Akropolis platform is designed to provide the users with the transition from the existing pension infrastructure to more flexible, transparent and accountable system. Thus, the platform uses a freemium model, through which the users can join it. The basic services are free of charge, but the platform will also have expanded (premium) services, the list of which will increase as the platform develops.
With the help of blockchain and smart contracts based on Ethereum, Akropolis aims to build an environment where the users can be sure that they will really take advantage of savings for many years for their pensions.
Akropolis will serve individual users through a mobile application with features that facilitate easy savings. Institutional customers can easily manage their existing assets through the enterprise web app, with all the solutions supported by the blockchain and smart contracts. The architecture of the Akropolis platform is a combination of on-chain and off-chain architecture.
Akropolis attracted the best world-class talents in the field of pensions and blockchain technology, who had already been working on solutions to these problems and issues.
Akropolis Tokens
There will be two main tokens on the Akropolis platform. The Akropolis (AKT) external token and the Akropolis internal token (AIT). The Akropolis (AKT) external token is a fixed-emission token, the value of which depends on the market situation. It can be used to access the platform and questionnaires, purchase premium services on the platform, access the platform database, and other incentive functions and platform services.
The Akropolis internal token (AIT) is an independent token, which is a stable coin. The main function is to reduce volatility in payments and incentive mechanisms for participants on the platform. AIT also serves as an accounting tool in the Akropolis system.
Token type: ERC20
ICO Token Price: 1 AKT = 0.0690 USD
Fundraising Goal: 25,000,000 USD
Total Tokens: 900,000,000
Hard Cap: $25,000,000
Maximum token amount for sale: 360,000,000
Available for Token Sale: 40%
Conclusion
Akropolis set a very ambitious task, which could result in a truly global social transformation involving millions of users, and, most importantly, a valuable use of blockchain technology. It plans to use the potential of the blockchain technology to create a system where the users have more control over their pensions and do not need to rely on third parties to pay for the pension. The partners of Akropolis are such authoritative organizations as Kenetic Capital, Prime Block Capital, PWC, which is a big plus for the project.
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Author: https://bitcointalk.org/index.php?action=profile;u=1152502