One of the things that electroneum is tryimg to become is an instant payment system a la Paypal. Big boots to fill but they have an inatant payment system and seem to be leaders in the race...
But there are others. Including the paypal guus themselves. Here is my referral link.
Initiative Q is an attempt by ex-PayPal guys to create a new payment system instead of payment cards that were designed in the 1950s. The system uses its own currency, the Q, and to get people to start using the system once it's ready they are allocating Qs for free to people that sign up now (the amount drops as more people join - so better to join early). Signing up is free and they only ask for your name and an email address. There's nothing to lose but if this payment system becomes a world leading payment method your Qs can be worth a lot. If you missed getting bitcoin seven years ago, you wouldn't want to miss this.
Here is my invite link: https://initiativeq.com/invite/S7LgkUERX
This link will stop working once I’m out of invites. Let me know after you registered, because I need to verify you on my end.