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alphacrypt.io ALPHACRYPT.IO
VERSION 2.3 | 15.03.2018
Cryptocurrencies are changing the world by erasing
payment barriers which dividing countries. Alphaycrpt
is creating an open environment of payment which is
transparent and solid.
Alphacrypt will find solutions for more than one problem.
What is Alphacrypt?
Alphacrypt is a new cryptocurrency which aims to become the best alternative
to current popular coins such as Bitcoin or Ethereum.
It is digital public money created by complex mathematical computations and
validated by millions of computer users.
Alphacrypt-Coins are digital coins which you can store on your computer
drive, smartphone or hardware wallet.
Once you own Alphacrypt-Coins, they behave like FIAT. They possess value
and can be traded like stocks in popular exchanges. In the future you‘ll be
able to use them to purchase goods and services. We are also in the funnel to
provide debit cards.
about us
The Alphacrypt-Coin has been created by an expert team of bankers and
traders from major financial institutions. We´ve realized that the financial
transactions in the world are going to be revolutionized by cryptocurrencies
and blockchain technology.
Based on this analysis we‘ve built a tech and financial team to create a
blockchain platform to make worldwide financial transactions faster, cheaper
and more reliable.
Our team consists exclusively of professionals who have come together due
to many years of business relations. Now together they use their knowledge
in the revolutionization of the project Alphacrypt.
The goal is to create financial independence with little effort in a short time
and to bypass the common risky methods.
With the team‘s know-how, we have succeeded in creating a platform for
investors who can think outside the box and sustainably influence the future
of the crypto-currency market.
Reason why
The traditional banking industry established more than 600 years ago and is
not able to solve the outstanding credit gap!
Both are responsible- banks and small businesses.
The banks are responsible for cherry picking and mostly working with less
risky and larger businesses due to low risk tolerance of traditional finance
industry.
As there are so many legacy solutions in the banking industry, mostly inflexible
and standardized terms are used. It is very costly for banks to serve each
individual customer. Thus banks are trying to maximize their income from
each individual business case by working on larger business cases.
Also the abundance of local banks where a fellow banker would be familiar
with a local business is a thing of the past.
Only in the US individual banks have been reduced by two-thirds in the last 30
years. Such decline of individual banks can be explained by centralization that
brings more internal regulations and centralized processes.
This fact makes it harder for banks to serve small, local companies.
Good financial management is rarely a core strength of a small business.
Actually accessing external finance is often named as the poorest area of
expertise. The industry that has taken the challenge to solve the problem. It is
often referred to as ‘alternative finance’.
As the name itself suggests, alternative finance is when someone borrows
money or sells equity, choosing an option to go a non-traditional, noninstitutional
route. Alternative finance is an umbrella term for various financing
options such as peer to-peer lending, crowdfunding, balance-sheet lending,
invoice trading, supply chain finance, reverse factoring, merchant loans, VAT
financing,etc. No single institution, company, or regulator covers all business
spheres in alternative finance.
And that‘s exactly where we start!
That‘s why Alphacrypt was interested in a professional and long-term solution
that believes in the future of a loose funding and investment opportunity.
Such alternative finance services usually ensure initial access to financing for
SMEs by providing services and financing when traditional banks would not
participate.
In long term financing received via alternative finance services, SMEs are
allowed to grow and become bankable.
But that also means opportunities in maximizing capital for private investors.
Flexibility is the key, but a great deal of the business essence also comes from
the effectiveness of online operations and the idea of crowdsourcing.
Another reason why alternative finance is booming might be that investors
have grown educated. for this reason it´s enough to be unhappy with allowing
banks to earn on their money and pay out only marginal interest rates. Many
people feel it is worthwhile to get connected with borrowers directly.
Last but not the least unlike traditional institutions who do much of the work
manually and do not share data concerning the risk assessment alternative
financiers are highly automated and interconnected which gives them an
additional competitive advantage
Alphacrypt token (ALC)
The goal is to create a fast growing, trusted, self-governed and global business
financing ecosystem. A Network, that is built around its members and employs
single ecosystem’s cryptocurrency
Alphacrypt token to pay for all the services rendered. Only those having
Alphacrypt token will be able to purchase various services via the Network.
Based on experience most investors, especially the largest ones or institutional
ones, are keen to stay in the ecosystem for a long term. Service providers
seeing profitable business opportunity will also stay in the ecosystem for a
long term. Borrowers are twofold: SMEs will stay for a short to medium term
as they are expected to grow stronger and become ‘bankable’ and move to
cheaper financing options; while organizational borrowers (operators) should
be keen to stay for a long term. Thus we believe that as Alphacrypt grows,
more and more members will join using Alphacrypt token simultaneously,
hence we should see the demand in a point of time increase – increasing the
value of the token. Moreover, the members of the ecosystem and Alphacrypt
broader community noticing the increase in the value of the token.
There are many places for different actors to make money on the ecosystem,
communities’ leaders can earn from growing and looking after the community,
investors can earn interest on loans provided, SMEs can gain access to loans
needed for growth.
Alphacrypt will ensure trust arbitrage smart contract and will be able to
participate in the whole ecosystem.
Pre-Sale/ICO Schedule
Pre-Sale Price Amount
May 3, 2018 $0.30 2.125.000 token
ICO
1st round May 5, 2018 $0.60 2.125.000 token
2nd round May 6, 2018 $0.70 2.125.000 token
3rd round May 7, 2018 $0.80 2.125.000 token
4th round May 8, 2018 $0.90 2.125.000 token
5th round May 9, 2018 $1.00 2.125.000 token
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