**I wanted to post this the other day, but my "bandwidth was exceeded."

The exact mechanics are unclear from the white paper. People need to buy TRST coins on the open market to pay fees for the ROSCA manager. The fees are held in escrow but the currency used could be bitcoin, ethereum, or a stablecoin like tether. How will they get unbanked people frequently in rural areas to exchange fiat for crypto? Most exchanges nowadays require identification and other verifications that are more stringent than banks. This point is addressed in their roadmap as something that needs to be overcome in order to achieve mass adoption.

Can't wait to see what comes of this and am adding coins every month. Also adding Civic.