In your ideal, the less capable or willing would still be following the lead of the so-called intellectuals. I don't see how what you are proposing is any different than my comment. There will always be people - probably a majority - that would rather go along to get along. It doesn't matter if there is a state or no state. That shouldn't deter anti-statists. If, when the dust settles, a majority want to just follow the lead of their local notables, so what? The key is that there is no coercive state, not that everyone is uniquely individualistic. That is an impossible goal - that turns anarchism into some sort of messianic religion awaiting the time of the intellectuals to lead the people out of sloth.