As far as I know no one "created" money, it was a natural and useful economic innovation which allowed for the division-of-labor.

You make it seem like an either/or thing--as if we can either work for money or love each other (how am I supposed to love strangers I don't even know?), which is a false dichotomy.

Nothing is 'free'.

How do you define "work"? I once talked to a 'communist' (a useless university intellectual living fat, at least in part, off of tax-dollars provided by people who work in the 'crapitalist' system, LOL) who claimed that the 'workers' were being 'exploited' by capitalism and the profit motive, and I asked him to tell me, in the situation of a grocery-store chain/corporation, who was the "exploiter" and who the "exploitee"...it was fun to see him wrap himself into a pretzel trying to draw the line between the two! Maybe you can do better?

Communists seem to have no clue about economic incentives and how humans respond to them...and when I look at welfare recipients who get 'free' shit, I don't exactly see them out there trying to make the world a better place...when I look at 'free' schools I don't see excellence...when I look at every human attempt to create a communist utopia I see the 10's of MILLIONS of bodies piled up by the likes of the USSR, East Bloc, Red China, and N. Korea (but I suppose these aren't examples of 'real' communism)...I see lots of 'communists' (i.e., spoiled Westerners living lives of capitalist-provided comfort) online, but very few working communes in real life where people work for each other simply out of brotherly love...

What I do see is a lot of people whining about how awful capitalism is while benefiting from the fruits of it, and a lot of jealousy directed at people whom society deems are worth more relative to the 'communists' in the West who are better off than 90% of the rest of the world.