Andy, at 47 you are still a young guy. I am 58 and was in 4 years ago. I dont think a cartel per se is controlling BTC. However I do believe the big guys are using their weight to suppress prices so that they can pick up their reserves on the cheap. Wall street loves BTC provided it has a large fraction of the circulating coins. Once their positions are secure they will start selling high priced derivative products to the 80%.