Apple Pay participating banks in Europe and the Middle East
Apple Pay works with many of the major credit and debit cards from the top banks. Just add your supported cards and continue to get all the rewards, benefits, and security of your cards. We’re working with more banks to support Apple Pay. If you don’t see your bank below, check back soon. Some cards from participating banks might not be supported in Apple Pay. Contact your bank for more information. To see a list of banks that support Apple Pay in your country or region, choose a map below.
Denmark
- Jyske Bank (Visa debit cards)
- Nordea
Finland
- Edenred (Ticket Restaurant cards)
- N26
- Nordea
- ST1
France*
- American Express
- Arkéa Banque Privée
- Banque BCP
- Banque de Savoie
- Banque Populaire (Visa cards)
- boon. by Wirecard
- Boursorama (Cartes Bancaires)
- C-Zam (Carrefour Banque)
- Caisse d’Épargne (Visa cards)
- Carrefour Banque (Mastercard debit and deferred debit cards)
- Carrefour C-zam
- Crédit Mutuel de Bretagne
- Crédit Mutuel du Sud-Ouest
- Crédit Mutuel Massif Central
- Edenred (Ticket Restaurant cards)
- Fortuneo Banque
- Lydia
- Max
- N26
- Orange Bank
- Orange Cash
- Société Générale (Cartes Bancaires)
* Monaco also supports Apple Pay.
Ireland
- AIB
- boon. by Wirecard
- KBC (Mastercard credit and debit cards)
- Ulster Bank
Italy*
- Allianz Prima
- American Express
- Banco Mediolanum
- boon. by Wirecard
- Buddybank
- bunq
- Carrefour Banca
- CARTA BCC (Banca di Credito Cooperativo)
- Cassa Centrale, Casse Rurali Trentine
- Cassa di Risparmio Sparkasse (Mastercard and Visa credit cards)
- Credit Agricole (Cariparma, FriulAdria, Carispezia)
- ExpendiaSmart
- Hype
- N26
- Nexi (including cards issued by CartaSi and ICBPI)
- TIMpersonal
- UniCredit
- Widiba
* San Marino and Vatican City also support Apple Pay.
Norway
- Santander Consumer Finance
- Nordea
Poland
- BGZ BNP Paribas
- Bank Zachodni WBK
- Alior Bank
- Raiffeisen Polbank
- Nest Bank
- mBank
- Bank Pekao
- Getin Bank
Russia
- AK BARS Bank
- Aksonbank
- Alfa-Bank
- Aresbank
- B&N Bank (Including cards issued by MDM Bank)
- Bank “Devon-Credit”
- Bank “Otkritie”
- Bank AVANGARD (Mastercard and Visa credit cards)
- bank Round
- Bank Saint-Petersburg
- Bank ZENIT
- Beeline Card (Mastercard Prepaid cards)
- Chelyabinvestbank (Mastercard and Visa debit and credit cards)
- Conservative Commercial Bank
- Credit Bank of Moscow
- Credit Europe Bank
- Credit Union "Payment Center" Ltd. (Mastercard Prepaid cards)
- Credit Ural Bank
- Credprombank
- Energotransbank
- Freedom Finance
- Gazprombank
- Home Credit Bank
- J&T Bank
- Khakas Municipal Bank
- Khlynov
- Kuban Credit
- Kykyryza (Mastercard Prepaid cards)
- Levoberezhny
- Modulbank
- Moscow Industrial Bank
- MTS Bank
- National Standard Bank
- Natsinvestprombank
- Niko-Bank
- NS Bank
- Orient Bank
- Primsotcbank
- Promsvyazbank
- Raiffeisenbank
- Rocketbank
- RosEvroBank (Mastercard and Visa credit and debit cards)
- Russian Agricultural Bank
- Russian Standard Bank (Mastercard credit and debit cards)
- Sberbank
- Sovcombank
- The Ural Bank for Reconstruction and Development (Visa credit and debit cards)
- Tinkoff Bank
- Tochka (Mastercard debit cards)
- UniCredit Bank
- Ural Capital Bank
- Venets Bank
- Vesta Bank
- Vladbiznesbank
- Vostochny Bank
- VTB 24
- Yandex.Money (Mastercard prepaid cards)
- Zemsky Bank
Spain
- American Express
- Bankinter
- Bankintercard
- boon. by Wirecard
- bunq
- CaixaBank
- Caja Rural (Visa debit and credit cards)
- Edenred (Ticket Restaurant cards)
- EVO Banco (Visa debit and credit cards)
- FinecoBank
- N26
- Openbank
- Orange Cash
- Santander
- Servicios Financieros Carrefour
- Sodexo
Sweden
- Edenred
- Nordea
- ST1
Switzerland
- Bonus Card (Visa credit and prepaid cards)
- boon. by Wirecard
- Cornèrcard (Mastercard and Visa credit and prepaid cards)
- Swiss Bankers (Mastercard prepaid cards)
- Swisscard (American Express credit cards, mydrive credit cards, Neutral Mastercard credit cards, Pointup credit cards, SWISS Miles&More credit cards)
Ukraine
- PrivatBank (Mastercard and Visa debit and credit cards)
The United Kingdom*
- American Express
- Bank of Scotland
- Barclaycard
- Barclays
- boon. by Wirecard
- Cash Passport (Raphael's)
- Clydesdale Bank
- Cornèrcard UK
- Cumberland Building Society
- Danske Bank
- First Direct
- Halifax
- HSBC
- John Lewis Finance
- Lloyds
- M&S Bank
- MBNA
- Metro Bank
- Monzo
- Nationwide Building Society
- NatWest
- Royal Bank of Scotland
- Santander
- Sodexo
- Starling Bank
- Tesco Bank
- The Co-operative Bank
- Thomas Cook Cash Passport (Raphael's)
- TSB
- Ulster Bank
- Yorkshire Bank
* These territories also support Apple Pay: Isle of Man, Guernsey, and Jersey.
United Arab Emirates
- Emirates Islamic (Visa credit, debit, and prepaid cards)
- Emirates NBD
- HSBC (Visa and Mastercard credit and debit cards)
- mashreq
- RAKBANK (Mastercard credit, debit, and prepaid cards)
- Standard Chartered Bank
As you can see, Apple Pay allows you to make mobile payments as well as payments in applications.
From June 19, Apple Pay operates in Poland. Someone may ask why I did not mention Germany in the article. In Poland, mobile or non-cash transactions account for around 85-90% of all transactions. For Apple, this is probably one of the main factors from which they decide to enter the service in a given country. Germany is a powerful economy in Europe that does not own ApplePay because more than 74-83% of transactions are cash transactions. From Apple's point of view, the German market today is not profitable to introduce ApplePay there.
Thanks for your time.