The trick to being an atheist is to simply replace 'god' by 'nobody' in every sentence people tell you.
Almost everything make sense and it is actually informative of the true intentions of the people. You can also do the replacement the other way around, to answer back.
'Nobody will pay you back'. Ok, this was pretty obvious, but no doubt about it now.
'Nobody will make a way'. Yeah, been that way for years.