Here you will find a lot of great resources and information to help you out! http://steemtools.com/
In regards to your questions... very fair questions. I'm okay with the future not changing for awhile because I'm convinced I will be hustling for the next 5-10 years. I equate all the work to an exponential increase.... you can't see any increase for the longest time... then all of a sudden you start harvesting the fruit of your labor!
But, I agree I should take more time to stop and smell the roses. Great post. I hope a Whale comes and upvotes you because your writing deserves to be seen.
RE: Popping the Question (not That One)