You all have heard that purchasing things on EMIs make it easy to buy the products but there are still many people who do not know about the basics of this payment system. The most basic terminology here is EMI Full form which is Equated Monthly Installments that makes the payment easy by dividing it into smaller parts. The lenders in India provide many easy access options for EMIs, and one such option is the Bajaj Finserv EMI Card. You can use your Bajaj Finserv EMI Card and convert your purchase into easy EMIs or No Cost EMIs. This means that you divide the cost of your purchase into convenient instalments without having to pay anything extra.
With the Bajaj Finserv EMI Card, you can shop to your heart’s content on any of their online partner stores such as Amazon, Flipkart, Yatra, MakeMyTrip, Samsung, Vivo, Bajaj Finserv EMI Store, and more. You can even use your Bajaj EMI Card to shop from any of Bajaj Finserv’s 60,000+ stores. You also other benefits like pre-approved loan limit of up to Rs.4 lakh, flexible repayment tenor of 24 months, zero or minimal down payment, etc.
The access to this Bajaj Finserv EMI Card can be gained very easily and the process for the same:
Online Purchase
The customer portal of Bajaj Finserv can give access to an Bajaj Finserv EMI Card to its existing customers. For this purchase, you will have to log in to the customer portal - Experia and make the payment for the card. The cost of purchase of this card is INR 499/- and online transfer of the same can be done. The card will be delivered at your doorstep in two-weeks’ time.
Offline Purchase
The offline purchase can be made through the partner stores of the company on the EMI Network. This purchase can be made at the time of purchasing any gadgets, lifestyle or electronics purchases. Just submit some basic documents, pay a sum of INR 499 and get your Bajaj EMI Card.
Eligibility and Required Documentation for the Purchase
When a new customer makes the purchase of this card, he has to qualify in the eligibility criterion and submit the required documents. The specified details of the eligibility are:
1- The eligibility age range for this purchase is 21 years to 60 years
2- The individual should have a regular source of income
The documentation involved in this purchase is very basic, and the required documents are:
- Aadhar Card
- PAN Card
- A Cancelled Cheque
- Signed ECS Mandate
- A Passport Sized Photograph
If an individual matches the eligibility criteria and submits the required documents, the purchase can be made by him/her. This is a very basic documentation procedure when compared to common financing products making it very easy to access and use in the long-term.
The EMI Network of Bajaj Finserv makes it very easy for the customers to make the purchase at the time of need. There are situations when you want to make a purchase of not very major things, but still, your finances do not align with the purchase. You can make these purchases with the Bajaj EMI Card hassle-free. There are even other features like instant loan approval and easy repayments that make the card even more easy to use.
Bajaj Finserv provides you pre-approved offers for home loans, personal loans and EMI finance over plenty of products along with other financial services. Along with a simplified financing process these offers also help save a lot of time on loan approval. For receiving these offers, you just have to give some basic details, and you will receive a pre-approved offer.