Bank on Steemit (BOS),
: Credit rating: D
Hey guys, you know? Something funny happened to me during a loan today. I discovered that I have competition! And let's just say I'm not impressed.
Hey Neoxian, can't you handle a little competition?
Yea, yea, I know what you are thinking, and sure I can. I welcome it.
But you have to get a load of what this Bank is up to....
https://steemit.com/bank/@neoxian/the-baobab-bank-of-neoxian-loan-contract-prettyrose
It goes smoothly...almost a little too smoothly really. There is nothing wrong but yet...I get a funny feeling, a hunch...maybe it's my Bank Sense.
I take a peek at her wallet and see this:
Oh..she sent it to someone else..I look at
Wait...whut? Sent to ? Why? Why didn't she send it straight to
?
Ok, I'll just save some time and show you a diagram:
- These transactions are shown in order
- This all happened in the space of maybe 15 minutes tops.
What the fucking fuck??
So ..umm..basically needed some money to loan to
and borrowed half of it from me, and funneled through various accounts, hoping no one would notice.
Hey
! Why not just borrow from me direct? I could have given you a better deal.
Now you have to pay extra to a middleman with some shitty secondhand loan.
I mean, wow, what do you even say to this? This is some sneaky bullshit.
I have nothing against Bank to Bank loans, but just approach me openly and honestly.
I went to the Discord of and confronted one of the leaders there (the leader?)
.
When I asked him why he had to funnel money through all the accounts he had this to say:
Oh..I see, you weren't trying to trick me, just your clients...well that's no big deal, it's all good then...
....
....
(look of disapproval)
Yea, way to build trust in your clients there.
Look at there post:
https://steemit.com/bankonsteemit/@bankonsteemit/bank-on-steemit-is-open-for-business
You can see that they offer interest of 3% per WEEK, or 15% per MONTH on deposited money.
This would give them an APR of 180%
Drink that in, that alone places them firmly within scam territory.
I would urge extreme caution when dealing with this Bank!!
Conclusion: I am the Uber Bank, lesser Banks come to me for loans.