The Bank of Neoxian shall loan the sum of 150 usd to Ramses Garate. Ramses Garate#9056 on Discord. He promises to repay 170 usd. He shall pay 50 usd on Jan 1st, 2019, then 15 usd per week until 170 usd is reached.
The money amounts are in terms of USD, but are transacted in Steem, SBD, Wls, or other crypto. The website coinmarketcap.com shall be used to determine the prices for purposes of payment. The Rudex exchange shall be used to determine the price of Wls for purposes of repayment.
Ramses Garate shall offer up his whaleshares account 
Ramses Garate shall hereafter be known as the lendee…
To insure payment of this loan, the lendee promises to hand over their Owner key(s) to the bank. The bank will give back new active and posting keys to the lendee. The lendee affirms that the owner key(s) are given voluntarily and their account(s) are not stolen. They promise not to initiate the Stolen account recovery procedure.
The lendee agrees that if the Bank decides to change the active key(s) and keep them private, this does not constitute of breach of contract.
Lendee also consents to Bank changing the trustee if the Bank so chooses.
The Lendee promises not to power down the account(s) to the point where the collateral would be less than the owed value, or if it is necessary to powerdown to pay the loan, then the full powerdown should go to the bank.
Owner key(s) will be returned upon successful completion of loan.
Note: the Bank shall pay the 150 usd worth of steem to Steem account 
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